Cass Information Systems Inc
NASDAQ:CASS
Income Statement
Earnings Waterfall
Cass Information Systems Inc
Revenue
|
215.9m
USD
|
Cost of Revenue
|
-18.2m
USD
|
Gross Profit
|
197.7m
USD
|
Operating Expenses
|
-160.3m
USD
|
Operating Income
|
37.4m
USD
|
Other Expenses
|
-7.3m
USD
|
Net Income
|
30.1m
USD
|
Income Statement
Cass Information Systems Inc
Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Revenue |
118
N/A
|
118
0%
|
118
+0%
|
120
+1%
|
121
+1%
|
121
+1%
|
122
+1%
|
122
0%
|
122
0%
|
123
+1%
|
124
+1%
|
126
+2%
|
129
+2%
|
131
+2%
|
134
+2%
|
138
+3%
|
141
+3%
|
144
+2%
|
148
+3%
|
152
+3%
|
155
+2%
|
159
+2%
|
162
+2%
|
163
+0%
|
162
0%
|
156
-4%
|
151
-4%
|
148
-2%
|
146
-2%
|
149
+2%
|
152
+2%
|
155
+2%
|
161
+4%
|
167
+4%
|
177
+6%
|
187
+6%
|
197
+5%
|
204
+4%
|
210
+3%
|
213
+2%
|
216
+1%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(3)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(4)
|
(7)
|
(10)
|
(14)
|
(16)
|
(18)
|
|
Gross Profit |
115
N/A
|
115
0%
|
116
+0%
|
117
+1%
|
118
+1%
|
119
+1%
|
120
+1%
|
120
0%
|
120
0%
|
121
+1%
|
122
+1%
|
124
+2%
|
127
+2%
|
129
+2%
|
132
+2%
|
135
+3%
|
139
+3%
|
142
+2%
|
145
+2%
|
148
+2%
|
151
+2%
|
154
+2%
|
157
+2%
|
158
+0%
|
157
0%
|
152
-3%
|
148
-3%
|
146
-1%
|
144
-1%
|
147
+2%
|
151
+2%
|
154
+2%
|
160
+4%
|
166
+4%
|
175
+5%
|
184
+5%
|
191
+4%
|
194
+2%
|
196
+1%
|
197
+1%
|
198
+0%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(85)
|
(85)
|
(85)
|
(85)
|
(87)
|
(88)
|
(89)
|
(89)
|
(89)
|
(89)
|
(90)
|
(92)
|
(94)
|
(96)
|
(98)
|
(100)
|
(102)
|
(105)
|
(108)
|
(112)
|
(114)
|
(117)
|
(119)
|
(120)
|
(121)
|
(118)
|
(116)
|
(115)
|
(114)
|
(116)
|
(118)
|
(120)
|
(124)
|
(129)
|
(135)
|
(141)
|
(149)
|
(154)
|
(158)
|
(160)
|
(160)
|
|
Selling, General & Administrative |
(73)
|
(73)
|
(73)
|
(85)
|
(75)
|
(76)
|
(77)
|
(89)
|
(79)
|
(79)
|
(80)
|
(93)
|
(82)
|
(83)
|
(84)
|
(100)
|
(87)
|
(90)
|
(93)
|
(112)
|
(97)
|
(99)
|
(101)
|
(119)
|
(101)
|
(100)
|
(99)
|
(114)
|
(99)
|
(101)
|
(101)
|
(120)
|
(105)
|
(108)
|
(112)
|
(139)
|
(122)
|
(126)
|
(129)
|
(159)
|
(130)
|
|
Depreciation & Amortization |
(1)
|
(0)
|
(0)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
0
|
|
Other Operating Expenses |
(12)
|
(11)
|
(11)
|
0
|
(12)
|
(12)
|
(12)
|
1
|
(10)
|
(9)
|
(10)
|
2
|
(12)
|
(13)
|
(13)
|
0
|
(14)
|
(14)
|
(15)
|
0
|
(17)
|
(18)
|
(18)
|
(0)
|
(18)
|
(18)
|
(17)
|
(1)
|
(15)
|
(14)
|
(16)
|
0
|
(19)
|
(20)
|
(22)
|
(1)
|
(26)
|
(28)
|
(28)
|
1
|
(30)
|
|
Operating Income |
30
N/A
|
30
-1%
|
31
+2%
|
32
+3%
|
32
-1%
|
31
-2%
|
31
-1%
|
31
+1%
|
31
+1%
|
32
+1%
|
32
+0%
|
32
+1%
|
32
+0%
|
33
+3%
|
34
+4%
|
35
+2%
|
37
+5%
|
37
+0%
|
37
0%
|
36
-1%
|
36
+0%
|
37
+1%
|
38
+2%
|
38
-1%
|
37
-2%
|
34
-8%
|
31
-9%
|
30
-2%
|
30
-2%
|
32
+7%
|
33
+3%
|
34
+3%
|
36
+5%
|
37
+6%
|
40
+8%
|
43
+6%
|
42
-3%
|
40
-4%
|
38
-4%
|
37
-2%
|
37
+0%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Pre-Tax Income |
30
N/A
|
30
-1%
|
31
+2%
|
32
+3%
|
32
-1%
|
31
-2%
|
31
-1%
|
31
+1%
|
31
+1%
|
32
+1%
|
32
+0%
|
32
+1%
|
32
+0%
|
33
+3%
|
34
+4%
|
35
+2%
|
37
+5%
|
37
+0%
|
37
0%
|
36
-1%
|
36
+0%
|
37
+1%
|
38
+2%
|
38
-1%
|
37
-2%
|
34
-8%
|
31
-9%
|
30
-2%
|
30
-2%
|
32
+7%
|
33
+3%
|
34
+3%
|
36
+5%
|
37
+6%
|
40
+8%
|
43
+6%
|
42
-3%
|
40
-4%
|
38
-4%
|
37
-2%
|
37
+0%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(7)
|
(7)
|
(7)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(7)
|
(8)
|
(8)
|
(8)
|
(8)
|
(7)
|
(6)
|
(6)
|
(6)
|
(7)
|
(7)
|
(7)
|
(7)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(6)
|
(7)
|
(8)
|
(8)
|
(8)
|
(7)
|
(7)
|
(7)
|
|
Income from Continuing Operations |
23
|
23
|
24
|
24
|
24
|
23
|
23
|
23
|
23
|
24
|
24
|
24
|
25
|
25
|
26
|
27
|
29
|
30
|
30
|
30
|
30
|
30
|
31
|
30
|
30
|
28
|
25
|
25
|
25
|
26
|
27
|
29
|
30
|
31
|
33
|
35
|
34
|
32
|
31
|
30
|
30
|
|
Net Income (Common) |
23
N/A
|
23
0%
|
24
+1%
|
24
+2%
|
24
-1%
|
23
-2%
|
23
-2%
|
23
+1%
|
23
+1%
|
24
+1%
|
24
+1%
|
24
+1%
|
25
+2%
|
25
+3%
|
26
+3%
|
25
-4%
|
27
+7%
|
28
+4%
|
29
+3%
|
30
+6%
|
30
+0%
|
31
+1%
|
31
+2%
|
30
-2%
|
30
-2%
|
28
-8%
|
25
-9%
|
25
+0%
|
25
-2%
|
26
+6%
|
27
+4%
|
29
+5%
|
30
+4%
|
31
+5%
|
33
+6%
|
35
+5%
|
34
-3%
|
32
-4%
|
31
-4%
|
30
-3%
|
30
+0%
|
|
EPS (Diluted) |
1.52
N/A
|
1.52
N/A
|
1.54
+1%
|
1.56
+1%
|
1.56
N/A
|
1.52
-3%
|
1.49
-2%
|
1.52
+2%
|
1.54
+1%
|
1.57
+2%
|
1.6
+2%
|
1.63
+2%
|
1.66
+2%
|
1.71
+3%
|
1.75
+2%
|
1.67
-5%
|
1.79
+7%
|
1.86
+4%
|
1.91
+3%
|
2.02
+6%
|
2.06
+2%
|
2.07
+0%
|
2.1
+1%
|
2.07
-1%
|
2.03
-2%
|
1.88
-7%
|
1.72
-9%
|
1.73
+1%
|
1.7
-2%
|
1.81
+6%
|
1.91
+6%
|
2
+5%
|
2.15
+8%
|
2.27
+6%
|
2.41
+6%
|
2.53
+5%
|
2.44
-4%
|
2.34
-4%
|
2.24
-4%
|
2.18
-3%
|
2.19
+0%
|