CFSB Bancorp Inc
NASDAQ:CFSB
Income Statement
Income Statement
CFSB Bancorp Inc
| Dec-1990 | Mar-1991 | Jun-1991 | Sep-1991 | Dec-1991 | Mar-1992 | Jun-1992 | Sep-1992 | Dec-1992 | Mar-1993 | Jun-1993 | Sep-1993 | Dec-1993 | Mar-1994 | Jun-1994 | Sep-1994 | Dec-1994 | Mar-1995 | Jun-1995 | Sep-1995 | Dec-1995 | Mar-1996 | Jun-1996 | Sep-1996 | Dec-1996 | Mar-1997 | Jun-1997 | Sep-1997 | Dec-1997 | Mar-1998 | Jun-1998 | Sep-1998 | Dec-1998 | Mar-1999 | Sep-2020 | Dec-2020 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
17
|
14
|
16
|
18
|
18
|
18
|
18
|
18
|
19
|
19
|
19
|
19
|
19
|
19
|
19
|
20
|
20
|
20
|
20
|
20
|
20
|
21
|
21
|
22
|
23
|
24
|
24
|
25
|
25
|
26
|
26
|
26
|
26
|
26
|
2
|
4
|
4
|
4
|
6
|
8
|
9
|
9
|
9
|
9
|
8
|
7
|
7
|
7
|
7
|
7
|
7
|
7
|
|
| Interest Income |
61
|
51
|
55
|
58
|
60
|
59
|
57
|
54
|
52
|
49
|
47
|
45
|
45
|
44
|
44
|
45
|
47
|
49
|
51
|
53
|
54
|
54
|
55
|
56
|
57
|
59
|
60
|
62
|
63
|
63
|
63
|
63
|
63
|
63
|
2
|
5
|
5
|
5
|
7
|
9
|
10
|
10
|
10
|
11
|
11
|
11
|
11
|
12
|
12
|
13
|
13
|
13
|
|
| Interest Expense |
44
|
37
|
39
|
40
|
42
|
40
|
39
|
36
|
33
|
30
|
28
|
27
|
26
|
25
|
25
|
26
|
27
|
29
|
31
|
32
|
33
|
34
|
34
|
34
|
35
|
35
|
36
|
37
|
37
|
37
|
37
|
37
|
37
|
36
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
3
|
3
|
4
|
5
|
6
|
6
|
6
|
6
|
|
| Non Interest Income |
5
|
3
|
4
|
4
|
4
|
5
|
5
|
6
|
5
|
5
|
6
|
6
|
6
|
5
|
4
|
3
|
2
|
2
|
2
|
3
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
6
|
6
|
7
|
8
|
8
|
8
|
8
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
|
| Revenue |
22
N/A
|
18
-19%
|
20
+14%
|
22
+9%
|
23
+5%
|
23
+2%
|
23
+1%
|
24
+2%
|
24
+0%
|
24
-1%
|
25
+5%
|
25
0%
|
25
-1%
|
24
-1%
|
23
-6%
|
23
0%
|
22
-2%
|
23
+1%
|
23
+1%
|
23
+1%
|
24
+5%
|
25
+2%
|
26
+3%
|
27
+4%
|
27
+2%
|
28
+4%
|
30
+5%
|
31
+4%
|
32
+3%
|
33
+3%
|
33
+2%
|
34
+1%
|
34
+2%
|
35
+1%
|
2
-94%
|
4
+101%
|
4
+7%
|
4
+5%
|
7
+50%
|
9
+35%
|
9
+4%
|
10
+3%
|
10
+1%
|
9
-2%
|
9
-6%
|
8
-8%
|
8
-6%
|
7
-3%
|
7
-2%
|
7
+1%
|
7
+1%
|
8
+4%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
|
| Non Interest Expense |
(17)
|
(13)
|
(14)
|
(15)
|
(17)
|
(17)
|
(17)
|
(16)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(14)
|
(15)
|
(14)
|
(14)
|
(14)
|
(15)
|
(15)
|
(19)
|
(19)
|
(19)
|
(19)
|
(16)
|
(16)
|
(16)
|
(16)
|
(16)
|
(16)
|
(17)
|
(2)
|
(3)
|
(3)
|
(4)
|
(7)
|
(8)
|
(9)
|
(9)
|
(7)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
|
| Pre-Tax Income |
5
N/A
|
5
-2%
|
6
+22%
|
6
+9%
|
6
-4%
|
6
+6%
|
6
+6%
|
7
+12%
|
8
+16%
|
8
+1%
|
10
+15%
|
10
N/A
|
10
-2%
|
10
0%
|
8
-14%
|
8
+0%
|
8
-6%
|
8
+2%
|
8
+5%
|
8
+2%
|
10
+15%
|
10
+4%
|
11
+4%
|
8
-27%
|
8
+2%
|
9
+11%
|
10
+15%
|
15
+46%
|
16
+6%
|
16
+5%
|
17
+5%
|
17
+1%
|
18
+1%
|
17
-2%
|
0
-97%
|
1
+45%
|
1
+20%
|
1
+9%
|
(0)
N/A
|
0
N/A
|
1
+67%
|
1
+22%
|
2
+180%
|
2
-21%
|
1
-34%
|
1
-53%
|
0
-88%
|
(0)
N/A
|
(0)
-3 383%
|
(0)
+40%
|
(0)
+66%
|
(0)
-581%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(2)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(3)
|
(3)
|
(5)
|
(5)
|
(5)
|
(6)
|
(6)
|
(6)
|
(6)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
|
| Income from Continuing Operations |
3
|
3
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
5
|
6
|
6
|
7
|
7
|
6
|
6
|
6
|
6
|
6
|
6
|
7
|
7
|
7
|
5
|
5
|
6
|
7
|
10
|
11
|
11
|
12
|
12
|
12
|
12
|
0
|
1
|
1
|
1
|
(0)
|
0
|
1
|
1
|
2
|
1
|
1
|
0
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Net Income (Common) |
3
N/A
|
3
+0%
|
4
+21%
|
4
+6%
|
4
-7%
|
4
+4%
|
4
+6%
|
4
+13%
|
5
+18%
|
5
-6%
|
6
+18%
|
6
+2%
|
6
+4%
|
7
+8%
|
6
-11%
|
6
+3%
|
6
-10%
|
6
+3%
|
6
+3%
|
6
-1%
|
7
+16%
|
7
+4%
|
7
+4%
|
5
-26%
|
5
+0%
|
6
+11%
|
7
+16%
|
10
+44%
|
11
+6%
|
11
+5%
|
12
+4%
|
12
+1%
|
12
+1%
|
12
-2%
|
0
-97%
|
1
+58%
|
1
+15%
|
1
+1%
|
(0)
N/A
|
0
N/A
|
1
+39%
|
1
+18%
|
2
+165%
|
1
-24%
|
1
-36%
|
0
-59%
|
(0)
N/A
|
0
N/A
|
(0)
N/A
|
(0)
+50%
|
(0)
+92%
|
(0)
-6 525%
|
|
| EPS (Diluted) |
0.4
N/A
|
0.32
-20%
|
0.41
+28%
|
0.57
+39%
|
0.42
-26%
|
0.37
-12%
|
0.39
+5%
|
0.44
+13%
|
0.52
+18%
|
0.48
-8%
|
0.57
+19%
|
0.58
+2%
|
0.6
+3%
|
0.65
+8%
|
0.58
-11%
|
0.6
+3%
|
0.55
-8%
|
0.56
+2%
|
0.58
+4%
|
0.58
N/A
|
0.68
+17%
|
0.7
+3%
|
0.72
+3%
|
0.55
-24%
|
0.55
N/A
|
0.61
+11%
|
0.72
+18%
|
1.04
+44%
|
1.11
+7%
|
1.17
+5%
|
1.22
+4%
|
1.23
+1%
|
1.25
+2%
|
1.22
-2%
|
0.06
-95%
|
0.09
+50%
|
0.1
+11%
|
0.11
+10%
|
-0.04
N/A
|
0.08
N/A
|
0.09
+12%
|
0.1
+11%
|
0.31
+210%
|
0.23
-26%
|
0.15
-35%
|
0.07
-53%
|
0
N/A
|
0.01
N/A
|
-0.02
N/A
|
-0.01
+50%
|
0
N/A
|
-0.04
N/A
|
|