Conifer Holdings Inc
NASDAQ:CNFR
Income Statement
Income Statement
Conifer Holdings Inc
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
59
|
61
|
62
|
66
|
69
|
74
|
80
|
85
|
90
|
94
|
98
|
93
|
94
|
94
|
92
|
98
|
95
|
93
|
91
|
90
|
91
|
92
|
93
|
92
|
92
|
93
|
95
|
101
|
102
|
103
|
102
|
100
|
103
|
101
|
99
|
100
|
93
|
|
Revenue |
61
N/A
|
63
+3%
|
64
+2%
|
68
+6%
|
71
+4%
|
76
+7%
|
83
+9%
|
88
+6%
|
94
+7%
|
98
+4%
|
101
+3%
|
96
-5%
|
97
+1%
|
97
0%
|
96
-1%
|
101
+6%
|
99
-2%
|
98
-1%
|
96
-3%
|
95
-1%
|
96
+1%
|
93
-3%
|
96
+3%
|
99
+3%
|
104
+5%
|
108
+5%
|
109
+1%
|
110
+0%
|
104
-5%
|
103
-1%
|
102
-2%
|
101
0%
|
105
+4%
|
104
-1%
|
104
+0%
|
106
+2%
|
99
-7%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(68)
|
(66)
|
(65)
|
(65)
|
(70)
|
(78)
|
(87)
|
(95)
|
(102)
|
(106)
|
(109)
|
(121)
|
(118)
|
(115)
|
(113)
|
(103)
|
(106)
|
(106)
|
(105)
|
(103)
|
(102)
|
(103)
|
(102)
|
(102)
|
(101)
|
(106)
|
(112)
|
(105)
|
(115)
|
(100)
|
(113)
|
(112)
|
(122)
|
(117)
|
(114)
|
(117)
|
(121)
|
|
Benefits Claims Loss Adjustment |
(55)
|
(53)
|
(51)
|
(52)
|
(55)
|
(63)
|
(71)
|
(77)
|
(84)
|
(88)
|
(91)
|
(104)
|
(100)
|
(98)
|
(96)
|
(86)
|
(88)
|
(88)
|
(87)
|
(85)
|
(85)
|
(85)
|
(83)
|
(83)
|
(82)
|
(88)
|
(94)
|
(97)
|
(98)
|
(96)
|
(99)
|
(98)
|
(104)
|
(99)
|
(94)
|
(97)
|
(103)
|
|
Other Operating Expenses |
(12)
|
(13)
|
(13)
|
(13)
|
(15)
|
(15)
|
(16)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(17)
|
(17)
|
(17)
|
(17)
|
(18)
|
(18)
|
(18)
|
(17)
|
(18)
|
(18)
|
(19)
|
(19)
|
(19)
|
(18)
|
(17)
|
(8)
|
(17)
|
(5)
|
(14)
|
(14)
|
(19)
|
(19)
|
(20)
|
(20)
|
(18)
|
|
Operating Income |
(7)
N/A
|
(3)
+59%
|
(0)
+93%
|
3
N/A
|
1
-71%
|
(2)
N/A
|
(4)
-106%
|
(6)
-66%
|
(8)
-26%
|
(8)
+4%
|
(8)
-2%
|
(25)
-222%
|
(21)
+18%
|
(18)
+12%
|
(18)
+3%
|
(2)
+89%
|
(7)
-245%
|
(8)
-13%
|
(9)
-20%
|
(8)
+17%
|
(6)
+19%
|
(10)
-65%
|
(6)
+42%
|
(3)
+41%
|
3
N/A
|
3
-5%
|
(2)
N/A
|
5
N/A
|
(11)
N/A
|
3
N/A
|
(11)
N/A
|
(11)
-2%
|
(18)
-55%
|
(13)
+24%
|
(10)
+29%
|
(11)
-10%
|
(22)
-113%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
9
|
0
|
12
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pre-Tax Income |
(7)
N/A
|
(3)
+53%
|
(1)
+71%
|
2
N/A
|
0
-95%
|
(3)
N/A
|
(4)
-74%
|
(7)
-57%
|
(9)
-24%
|
(8)
+2%
|
(9)
-2%
|
(26)
-203%
|
(22)
+16%
|
(20)
+10%
|
(20)
+1%
|
(4)
+78%
|
(10)
-115%
|
(10)
-10%
|
(12)
-16%
|
(11)
+12%
|
(9)
+14%
|
(13)
-44%
|
(9)
+32%
|
(6)
+28%
|
(0)
+97%
|
(0)
-75%
|
4
N/A
|
2
-45%
|
(2)
N/A
|
0
N/A
|
(14)
N/A
|
(14)
-2%
|
(21)
-44%
|
(16)
+20%
|
(13)
+23%
|
(14)
-8%
|
(26)
-88%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||
Tax Provision |
0
|
0
|
(0)
|
0
|
0
|
(0)
|
1
|
1
|
0
|
0
|
(0)
|
(0)
|
(5)
|
(5)
|
(5)
|
(6)
|
(0)
|
(0)
|
(0)
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
9
|
9
|
9
|
9
|
(0)
|
|
Income from Continuing Operations |
(7)
|
(3)
|
(1)
|
2
|
0
|
(3)
|
(4)
|
(6)
|
(9)
|
(8)
|
(9)
|
(26)
|
(27)
|
(25)
|
(25)
|
(10)
|
(10)
|
(10)
|
(12)
|
(10)
|
(8)
|
(12)
|
(8)
|
(6)
|
(0)
|
(0)
|
4
|
2
|
(2)
|
0
|
(14)
|
(14)
|
(11)
|
(7)
|
(3)
|
(4)
|
(26)
|
|
Income to Minority Interest |
0
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Equity Earnings Affiliates |
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
(0)
|
(0)
|
|
Net Income (Common) |
(7)
N/A
|
(4)
+48%
|
(2)
+52%
|
2
N/A
|
(1)
N/A
|
(3)
-450%
|
(4)
-32%
|
(6)
-74%
|
(8)
-33%
|
(8)
+2%
|
(9)
-7%
|
(26)
-199%
|
(22)
+18%
|
(20)
+9%
|
(20)
0%
|
(4)
+78%
|
(9)
-117%
|
(10)
-10%
|
(12)
-17%
|
(10)
+20%
|
(8)
+18%
|
(12)
-52%
|
(7)
+37%
|
(6)
+24%
|
1
N/A
|
1
+13%
|
5
+594%
|
3
-37%
|
(1)
N/A
|
1
N/A
|
(13)
N/A
|
(14)
-2%
|
(11)
+21%
|
(7)
+36%
|
(3)
+54%
|
(4)
-38%
|
(26)
-497%
|
|
EPS (Diluted) |
-0.97
N/A
|
-0.5
+48%
|
-0.44
+12%
|
0.29
N/A
|
-0.09
N/A
|
-0.35
-289%
|
-0.47
-34%
|
-0.83
-77%
|
-1.11
-34%
|
-1.08
+3%
|
-1.15
-6%
|
-3.42
-197%
|
-2.72
+20%
|
-2.29
+16%
|
-2.29
N/A
|
-0.49
+79%
|
-1.08
-120%
|
-1.19
-10%
|
-1.42
-19%
|
-1
+30%
|
-0.88
+12%
|
-1.23
-40%
|
-0.78
+37%
|
-0.59
+24%
|
0.06
N/A
|
0.08
+33%
|
0.49
+513%
|
0.31
-37%
|
-0.11
N/A
|
0.07
N/A
|
-1.36
N/A
|
-1.22
+10%
|
-1
+18%
|
-0.55
+45%
|
-0.25
+55%
|
-0.36
-44%
|
-2.12
-489%
|