Community Trust Bancorp Inc
NASDAQ:CTBI
Intrinsic Value
Community Trust Bancorp, Inc. is a bank holding company, which engages in the provision of community banking services through its subsidiary Community Trust Bank, Inc. The company is headquartered in... [ Read More ]
The intrinsic value of one
CTBI
stock under the Base Case scenario is
50.47
USD.
Compared to the current market price of 42.11 USD,
Community Trust Bancorp Inc
is
Undervalued by 17%.
CTBI could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
CTBI stock price (42.11 USD) is 17% less than its Intrinsic Value (50.47 USD).
CTBI stock (38.99 USD) is 7% less than its price (42.11 USD). Open Relative Valuation
CTBI has upside potential of 16% compared to the average analyst price target.
Open Wall St Estimates
CTBI's Revenue has grown by 1% over the past 12 months.
CTBI's Revenue has been growing by 3% per year for the last 3 years.
CTBI's ROE (Return on Equity) has decreased in the last 3 years from 12% to 11%.
CTBI's ROE (Return on Equity) for the past 12 months is positive and is equal to 11%.
CTBI has positive three-year average ROE (Return on Equity): 12%. The company is efficient at transforming stockholders' equity into net income.
CTBI has positive Net Income for the last twelve months.
CTBI's D/E (Debt to Equity) is very low and is equal to 0.42.
Valuation Backtest
Community Trust Bancorp Inc
Run backtest to discover the historical profit from buying and selling
CTBI
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Community Trust Bancorp Inc
Balance Sheet Decomposition
Community Trust Bancorp Inc
| Net Loans | 4.1B |
| Investments | 1.1B |
| PP&E | 62.1m |
| Intangibles | 65.5m |
| Other Assets | 470.9m |
| Total Deposits | 4.8B |
| Short Term Debt | 234.7m |
| Long Term Debt | 65m |
| Other Liabilities | 58.6m |
Wall St
Price Targets
CTBI Price Targets Summary
Community Trust Bancorp Inc
According to Wall Street analysts, the average 1-year price target for
CTBI
is 48.96 USD
with a low forecast of 47.47 USD and a high forecast of 51.45 USD.
Ownership
CTBI Insider Trading
Buy and sell transactions by insiders
| Period | Sold | Bought | Net |
|---|---|---|---|
| 3 Months |
|
|
|
| 6 Months |
|
|
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| 9 Months |
|
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| 12 Months |
|
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Shareholder Return
CTBI Price
Community Trust Bancorp Inc
| Average Annual Return | 7.55% |
| Standard Deviation of Annual Returns | 18.14% |
| Max Drawdown | -39% |
| Market Capitalization | 758.8m USD |
| Shares Outstanding | 18 020 800 |
| Percentage of Shares Shorted | 0.76% |
Company Profile
Community Trust Bancorp Inc
Country
Industry
Market Cap
Dividend Yield
Description
Community Trust Bancorp, Inc. is a bank holding company, which engages in the provision of community banking services through its subsidiary Community Trust Bank, Inc. The company is headquartered in Pikeville, Kentucky and currently employs 974 full-time employees. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky. CTBI is engaged in a range of commercial and personal banking, and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage and personal loans.
Contact
IPO
Employees
Officers
The intrinsic value of one
CTBI
stock under the Base Case scenario is
50.47
USD.
Compared to the current market price of 42.11 USD,
Community Trust Bancorp Inc
is
Undervalued by 17%.
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