Community Trust Bancorp Inc
NASDAQ:CTBI

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Community Trust Bancorp Inc Logo
Community Trust Bancorp Inc
NASDAQ:CTBI
Watchlist
Price: 59.68 USD -0.73% Market Closed
Market Cap: 1.1B USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+27%
5Y
+41%
10Y
+59%
Non Interest Income
+
3Y
+7%
5Y
+20%
10Y
+34%
Net Income
+
3Y
+19%
5Y
+56%
10Y
+109%

Income Statement
Community Trust Bancorp Inc

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Income Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
83
85
88
90
89
87
86
84
85
87
88
91
93
95
97
100
103
105
108
108
108
107
107
106
106
106
106
105
104
102
102
102
106
110
114
117
119
122
126
130
132
132
131
131
132
132
133
134
135
134
134
133
132
132
133
133
132
133
133
133
133
133
134
136
137
139
140
141
142
144
144
145
145
145
148
149
151
155
157
161
163
163
164
165
169
173
175
175
173
173
175
179
186
194
202
210
Interest Income
177
169
161
153
147
141
136
132
129
127
125
127
130
135
143
152
160
168
177
184
189
194
197
198
197
192
184
176
168
161
157
154
153
154
154
154
155
156
157
159
159
157
156
155
154
152
150
149
148
147
146
145
144
144
144
144
144
145
145
146
147
147
149
152
156
160
163
167
172
177
182
185
185
184
182
179
176
176
175
177
178
178
179
185
198
215
235
253
269
283
294
305
313
320
329
338
Interest Expense
94
84
73
64
57
53
50
48
44
40
37
36
37
41
46
56
57
63
74
76
82
87
90
92
91
86
78
71
64
59
55
52
48
43
40
37
35
33
31
29
27
26
25
23
22
19
17
15
13
13
12
12
12
12
12
12
12
12
13
13
14
14
15
16
18
21
23
26
29
33
37
40
41
39
35
30
26
21
18
16
15
15
15
19
29
42
59
78
96
110
119
125
127
127
127
128
Non Interest Income
24
24
23
26
28
31
35
36
36
36
35
34
34
34
34
33
34
33
32
33
33
33
34
36
37
37
38
24
22
24
25
38
41
54
52
54
41
42
43
43
44
44
46
46
46
47
48
49
49
47
45
45
45
46
47
47
47
47
47
48
48
49
50
49
49
50
52
52
52
51
49
49
50
50
50
53
55
59
61
61
61
60
59
59
58
57
57
58
58
59
60
60
63
62
63
63
Revenue
107
N/A
109
+2%
110
+1%
115
+5%
117
+2%
118
+1%
121
+2%
120
0%
121
+0%
123
+1%
124
+1%
125
+1%
127
+2%
129
+1%
130
+1%
134
+3%
137
+2%
139
+1%
140
+1%
141
+0%
140
0%
141
+0%
141
+0%
142
+1%
143
+1%
143
+0%
143
0%
129
-10%
125
-3%
126
+0%
127
+1%
140
+11%
147
+5%
164
+12%
167
+1%
170
+2%
160
-6%
164
+3%
169
+3%
173
+2%
175
+1%
176
+1%
177
+0%
177
0%
178
+1%
179
+1%
181
+1%
184
+1%
184
+0%
182
-1%
179
-2%
178
-1%
177
0%
178
+0%
180
+1%
180
+0%
179
0%
180
+0%
179
0%
181
+1%
181
+0%
182
+0%
184
+1%
184
+0%
186
+1%
189
+2%
191
+1%
193
+1%
194
+1%
194
+0%
194
0%
194
+0%
195
+1%
195
0%
198
+2%
201
+2%
206
+2%
214
+4%
218
+2%
222
+2%
224
+1%
223
0%
222
0%
224
+1%
227
+1%
230
+1%
232
+1%
233
+0%
231
-1%
232
+0%
235
+2%
240
+2%
249
+4%
256
+3%
265
+3%
274
+3%
Pre-Tax Income
Loan Loss Provision
(9)
(10)
(11)
(11)
(10)
(9)
(9)
(9)
(9)
(10)
(8)
(8)
(9)
(8)
(8)
(8)
(8)
(7)
(7)
(6)
(4)
(5)
(5)
(5)
(7)
(8)
(9)
(10)
(12)
(11)
(13)
(16)
(18)
(21)
(20)
(18)
(17)
(15)
(15)
(14)
(13)
(10)
(9)
(10)
(10)
(10)
(11)
(10)
(9)
(8)
(5)
(7)
(9)
(9)
(11)
(10)
(9)
(9)
(8)
(8)
(8)
(7)
(8)
(7)
(8)
(7)
(6)
(7)
(6)
(5)
(5)
(5)
(5)
(17)
(16)
(17)
(16)
(1)
3
6
6
3
(1)
(4)
(5)
(5)
(7)
(7)
(7)
(8)
(9)
(10)
(11)
(12)
(11)
(12)
Non Interest Expense
(65)
(65)
(65)
(66)
(67)
(68)
(69)
(70)
(71)
(71)
(73)
(74)
(75)
(76)
(77)
(77)
(79)
(79)
(80)
(80)
(80)
(83)
(84)
(83)
(83)
(81)
(80)
(82)
(83)
(86)
(89)
(91)
(94)
(107)
(107)
(108)
(96)
(99)
(103)
(104)
(106)
(106)
(103)
(103)
(104)
(104)
(106)
(106)
(110)
(111)
(110)
(110)
(106)
(105)
(106)
(108)
(105)
(106)
(107)
(106)
(107)
(109)
(109)
(109)
(110)
(111)
(116)
(117)
(117)
(118)
(115)
(117)
(118)
(117)
(115)
(115)
(119)
(119)
(121)
(122)
(119)
(120)
(121)
(122)
(121)
(124)
(125)
(124)
(125)
(126)
(127)
(129)
(131)
(133)
(136)
(140)
Pre-Tax Income
33
N/A
34
+3%
34
+1%
38
+12%
40
+5%
41
+3%
42
+3%
41
-3%
41
-1%
41
+1%
42
+2%
43
+1%
44
+3%
45
+3%
46
+2%
48
+4%
50
+4%
52
+5%
54
+3%
55
+1%
56
+1%
53
-5%
52
-2%
53
+3%
53
0%
54
+2%
54
-1%
37
-31%
31
-15%
28
-10%
24
-14%
34
+40%
36
+6%
36
+1%
40
+11%
44
+11%
48
+7%
50
+5%
51
+2%
54
+7%
56
+2%
61
+9%
65
+8%
65
-1%
65
+1%
65
0%
64
-1%
68
+5%
65
-4%
63
-4%
63
+1%
61
-4%
62
+3%
64
+2%
63
-2%
62
-1%
65
+5%
65
+1%
64
-2%
67
+4%
67
-1%
66
-1%
66
+1%
68
+3%
69
+0%
71
+4%
69
-2%
69
-1%
71
+2%
71
+1%
73
+3%
72
-2%
72
+0%
60
-17%
67
+11%
70
+4%
70
+1%
93
+33%
100
+7%
106
+6%
111
+5%
105
-5%
100
-5%
98
-2%
101
+3%
101
0%
100
0%
102
+2%
99
-3%
98
-1%
99
+1%
101
+2%
107
+6%
111
+4%
118
+6%
121
+3%
Net Income
Tax Provision
(11)
(10)
(10)
(12)
(12)
(13)
(13)
(13)
(12)
(12)
(12)
(12)
(13)
(13)
(14)
(15)
(15)
(16)
(17)
(16)
(17)
(16)
(15)
(16)
(16)
(17)
(17)
(11)
(8)
(7)
(6)
(9)
(11)
(11)
(12)
(14)
(15)
(15)
(15)
(16)
(17)
(19)
(21)
(21)
(20)
(20)
(20)
(21)
(20)
(19)
(20)
(19)
(19)
(20)
(18)
(17)
(19)
(18)
(18)
(20)
(19)
(19)
(19)
(20)
(20)
(18)
(16)
(13)
(11)
(13)
(8)
(8)
(8)
(4)
(9)
(10)
(11)
(17)
(19)
(21)
(23)
(21)
(20)
(20)
(19)
(19)
(20)
(20)
(21)
(20)
(22)
(22)
(24)
(25)
(26)
(28)
Income from Continuing Operations
22
23
24
26
28
28
29
28
29
29
30
31
31
32
32
33
34
36
38
38
39
37
36
37
37
37
37
26
23
21
18
25
25
25
28
31
33
36
36
38
39
41
45
44
45
45
45
47
45
43
44
42
43
44
44
45
46
47
46
47
47
47
47
48
49
53
53
56
59
58
65
64
65
56
58
60
60
77
81
85
88
84
80
79
82
81
81
82
78
77
77
79
83
86
92
93
Net Income (Common)
22
N/A
23
+5%
24
+2%
26
+11%
28
+4%
28
+2%
29
+2%
28
-2%
29
+2%
29
+1%
30
+2%
31
+2%
31
+1%
32
+2%
32
+2%
33
+3%
34
+3%
36
+5%
38
+4%
38
+2%
39
+2%
37
-5%
36
-3%
37
+2%
37
-1%
37
+2%
37
-1%
26
-30%
23
-11%
21
-9%
18
-13%
25
+33%
25
+2%
25
+1%
28
+10%
31
+10%
33
+7%
36
+8%
36
+1%
38
+6%
39
+2%
41
+7%
45
+8%
44
-1%
45
+2%
45
0%
45
-1%
47
+5%
45
-4%
43
-4%
44
+1%
42
-4%
43
+3%
44
+2%
44
+0%
45
+1%
46
+4%
47
+1%
46
-2%
47
+2%
47
0%
47
-1%
47
0%
48
+3%
52
+6%
56
+9%
56
+0%
58
+4%
59
+1%
58
-1%
65
+12%
64
-1%
65
+0%
56
-13%
58
+2%
60
+4%
60
0%
77
+29%
81
+6%
85
+5%
88
+4%
84
-4%
80
-4%
79
-2%
82
+4%
81
-1%
81
-1%
82
+2%
78
-5%
77
-1%
77
+0%
79
+2%
83
+5%
86
+4%
92
+6%
93
+2%
EPS (Diluted)
1.32
N/A
1.4
+6%
1.4
N/A
1.59
+14%
1.64
+3%
1.7
+4%
1.77
+4%
1.71
-3%
1.75
+2%
1.76
+1%
1.8
+2%
1.84
+2%
1.87
+2%
1.91
+2%
1.92
+1%
2.02
+5%
2.07
+2%
2.17
+5%
2.25
+4%
2.28
+1%
2.32
+2%
2.21
-5%
2.14
-3%
2.18
+2%
2.17
0%
2.23
+3%
2.2
-1%
1.55
-30%
1.38
-11%
1.27
-8%
1.1
-13%
1.46
+33%
1.5
+3%
1.51
+1%
1.67
+11%
1.84
+10%
1.97
+7%
2.11
+7%
2.13
+1%
2.26
+6%
2.3
+2%
2.44
+6%
2.63
+8%
2.6
-1%
2.63
+1%
2.63
N/A
2.6
-1%
2.73
+5%
2.62
-4%
2.51
-4%
2.52
+0%
2.42
-4%
2.49
+3%
2.53
+2%
2.54
+0%
2.55
+0%
2.66
+4%
2.69
+1%
2.64
-2%
2.7
+2%
2.7
N/A
2.67
-1%
2.66
0%
2.74
+3%
2.9
+6%
3.16
+9%
3.16
N/A
3.29
+4%
3.35
+2%
3.3
-1%
3.67
+11%
3.62
-1%
3.64
+1%
3.16
-13%
3.24
+3%
3.36
+4%
3.35
0%
4.31
+29%
4.54
+5%
4.75
+5%
4.94
+4%
4.72
-4%
4.52
-4%
4.41
-2%
4.58
+4%
4.56
0%
4.5
-1%
4.57
+2%
4.36
-5%
4.31
-1%
4.32
+0%
4.4
+2%
4.61
+5%
4.78
+4%
5.08
+6%
5.17
+2%

See Also

Summary
CTBI intrinsic value, competitors valuation, and company profile.
DCF Valuation
CTBI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
CTBI stock valuation using valuation multiples.
Wall Street Estimates
CTBI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
CTBI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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