Citizens Financial Services Inc
NASDAQ:CZFS

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Citizens Financial Services Inc
NASDAQ:CZFS
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Price: 61.2 USD -2% Market Closed
Market Cap: 294.4m USD
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Relative Value

The Relative Value of one CZFS stock under the Base Case scenario is 70.59 USD. Compared to the current market price of 61.2 USD, Citizens Financial Services Inc is Undervalued by 13%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

CZFS Relative Value
Base Case
70.59 USD
Undervaluation 13%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

2.7
P/S
P/S
Price to Sales
2.7
vs History
55
vs Industry
44
Median 3Y
2.8
Median 5Y
2.8
Industry
2.8
Forward
3
More Details
8.6
P/E
P/E
Price to Earnings
8.6
vs History
60
vs Industry
51
Median 3Y
10.4
Median 5Y
9.3
Industry
11.5
Forward
8.7
More Details
0.9
P/B
P/B
Price to Book Value
0.9
vs History
69
vs Industry
52
Median 3Y
0.9
Median 5Y
1
Industry
1
More Details
0.1
Price/Deposits
Price/Deposits
Price to Deposits
0.1
vs History
52
vs Industry
49
Median 3Y
0.1
Median 5Y
0.1
Industry
0.1
More Details

Multiples Across Competitors

CZFS Competitors Multiples
Citizens Financial Services Inc Competitors

All Multiples
P/S
P/E
P/B
All Countries
All Countries
Close

See Also

Summary
CZFS intrinsic value, competitors valuation, and company profile.
DCF Valuation
CZFS stock valuation using Discount Cash Flow valuation method.
Relative Valuation
CZFS stock valuation using valuation multiples.
Wall Street Estimates
CZFS price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
CZFS stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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