Dave Inc
NASDAQ:DAVE
Intrinsic Value
Dave, Inc. is a digital banking service. [ Read More ]
The intrinsic value of one DAVE stock under the Base Case scenario is 21.89 USD. Compared to the current market price of 42.91 USD, Dave Inc is Overvalued by 49%.
Valuation Backtest
Dave Inc
Run backtest to discover the historical profit from buying and selling DAVE stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
Dave Inc
Current Assets | 276.9m |
Cash & Short-Term Investments | 155.9m |
Receivables | 113m |
Other Current Assets | 8m |
Non-Current Assets | 17.1m |
PP&E | 1.9m |
Intangibles | 13.2m |
Other Non-Current Assets | 2m |
Current Liabilities | 25.6m |
Accounts Payable | 5.5m |
Accrued Liabilities | 15.1m |
Other Current Liabilities | 5m |
Non-Current Liabilities | 181.4m |
Long-Term Debt | 180.5m |
Other Non-Current Liabilities | 905k |
Earnings Waterfall
Dave Inc
Revenue
|
259.1m
USD
|
Operating Expenses
|
-301.3m
USD
|
Operating Income
|
-42.2m
USD
|
Other Expenses
|
-6.3m
USD
|
Net Income
|
-48.5m
USD
|
Free Cash Flow Analysis
Dave Inc
DAVE Profitability Score
Profitability Due Diligence
Dave Inc's profitability score is 20/100. The higher the profitability score, the more profitable the company is.
Score
Dave Inc's profitability score is 20/100. The higher the profitability score, the more profitable the company is.
DAVE Solvency Score
Solvency Due Diligence
Dave Inc's solvency score is 35/100. The higher the solvency score, the more solvent the company is.
Score
Dave Inc's solvency score is 35/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
DAVE Price Targets Summary
Dave Inc
According to Wall Street analysts, the average 1-year price target for DAVE is 45 USD .
Ownership
DAVE Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
DAVE Price
Dave Inc
Average Annual Return | -55.77% |
Standard Deviation of Annual Returns | 57.65% |
Max Drawdown | -99% |
Market Capitalization | 521.3m USD |
Shares Outstanding | 12 148 255 |
Percentage of Shares Shorted | 7.61% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Dave, Inc. is a digital banking service. The company is headquartered in Los Angeles, California. The company went IPO on 2021-03-05. The firm provide its members a suite of financial software and services related to personal finance. The firm's personal financial management service enables Members to monitor their bank account balances to avoid overdraft fees and build budgets to assist in short-term financial planning. The firm product platform includes Insights, ExtraCash, Side Hustle, and Dave Banking. Insights is a tool that helps members understand their spending and savings habits and learn better financial management. The company offers cash advances through its flagship 0% interest ExtraCash product. The company also helps members generate extra income for spending or emergencies through its Side Hustle product. The firm offer a range of financial products and services through a single platform delivered via a mobile application.
Contact
IPO
Employees
Officers
The intrinsic value of one DAVE stock under the Base Case scenario is 21.89 USD.
Compared to the current market price of 42.91 USD, Dave Inc is Overvalued by 49%.