Dave Inc
NASDAQ:DAVE

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Dave Inc
NASDAQ:DAVE
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Price: 193.7 USD -1.19% Market Closed
Market Cap: 2.6B USD

Relative Value

The Relative Value of one DAVE stock under the Base Case scenario is 49.67 USD. Compared to the current market price of 193.7 USD, Dave Inc is Overvalued by 74%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

DAVE Relative Value
Base Case
49.67 USD
Overvaluation 74%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
21
vs Industry
33
Median 3Y
1.6
Median 5Y
1.6
Industry
2.4
Forward
5.5
vs History
0
vs Industry
28
Median 3Y
-0.9
Median 5Y
-4.6
Industry
22.6
Forward
37.7
vs History
0
vs Industry
46
Median 3Y
4.4
Median 5Y
-2.4
Industry
16.9
vs History
23
vs Industry
40
Median 3Y
7.7
Median 5Y
8.2
Industry
21.6
vs History
17
vs Industry
16
Median 3Y
3.4
Median 5Y
3.4
Industry
2.9
vs History
19
vs Industry
32
Median 3Y
1.6
Median 5Y
1.6
Industry
2.4
Forward
5.5
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
4.9
vs History
13
vs Industry
16
Median 3Y
-0.9
Median 5Y
-1.4
Industry
12.5
Forward
22
vs History
7
vs Industry
14
Median 3Y
-0.8
Median 5Y
-4.2
Industry
16
Forward
38.2
vs History
0
vs Industry
43
Median 3Y
4.7
Median 5Y
-2.1
Industry
15.5
vs History
0
vs Industry
39
Median 3Y
5.3
Median 5Y
-1.8
Industry
18.8
vs History
21
vs Industry
17
Median 3Y
3.1
Median 5Y
3.1
Industry
2.4

Multiples Across Competitors

DAVE Competitors Multiples
Dave Inc Competitors

Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Dave Inc
NASDAQ:DAVE
2.6B USD 6.7 49.1 35.7 39.8
US
Ezenia! Inc
OTC:EZEN
567B USD 233 910.9 -180 630.8 -182 667.2 -177 298
DE
SAP SE
XETRA:SAP
307.8B EUR 8.8 53.8 29 33.2
US
Palantir Technologies Inc
NYSE:PLTR
282.8B USD 90.8 495.5 637.1 683.9
US
Salesforce Inc
NYSE:CRM
270.1B USD 7.1 43.6 23.7 34.5
US
Intuit Inc
NASDAQ:INTU
184.6B USD 10.8 60.8 38.7 46.4
US
Adobe Inc
NASDAQ:ADBE
180.1B USD 8.2 26.7 20.2 22.4
US
NCR Corp
LSE:0K45
138.2B USD 40.1 149.9 432.3 3 083.5
US
Applovin Corp
NASDAQ:APP
121.3B USD 23.6 63.2 44.3 52.1
US
Microstrategy Inc
NASDAQ:MSTR
99B USD 213.6 -84.8 -2 342.3 -1 681.4
US
Cadence Design Systems Inc
NASDAQ:CDNS
86.7B USD 17.8 80.2 50.8 57.9
P/S Multiple
Revenue Growth P/S to Growth
US
Dave Inc
NASDAQ:DAVE
Average P/S: 21 303.5
6.7
14%
0.5
US
Ezenia! Inc
OTC:EZEN
233 910.9
N/A N/A
DE
SAP SE
XETRA:SAP
8.8
12%
0.7
US
Palantir Technologies Inc
NYSE:PLTR
90.8
34%
2.7
US
Salesforce Inc
NYSE:CRM
7.1
10%
0.7
US
Intuit Inc
NASDAQ:INTU
10.8
13%
0.8
US
Adobe Inc
NASDAQ:ADBE
8.2
10%
0.8
US
N
NCR Corp
LSE:0K45
40.1
-8%
N/A
US
Applovin Corp
NASDAQ:APP
23.6
24%
1
US
Microstrategy Inc
NASDAQ:MSTR
213.6
3%
71.2
US
Cadence Design Systems Inc
NASDAQ:CDNS
17.8
13%
1.4
P/E Multiple
Earnings Growth PEG
US
Dave Inc
NASDAQ:DAVE
Average P/E: 113.6
49.1
12%
4.1
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -180 630.8 N/A N/A
DE
SAP SE
XETRA:SAP
53.8
50%
1.1
US
Palantir Technologies Inc
NYSE:PLTR
495.5
73%
6.8
US
Salesforce Inc
NYSE:CRM
43.6
32%
1.4
US
Intuit Inc
NASDAQ:INTU
60.8
34%
1.8
US
Adobe Inc
NASDAQ:ADBE
26.7
26%
1
US
N
NCR Corp
LSE:0K45
149.9
-46%
N/A
US
Applovin Corp
NASDAQ:APP
63.2
44%
1.4
US
Microstrategy Inc
NASDAQ:MSTR
Negative Multiple: -84.8 N/A N/A
US
Cadence Design Systems Inc
NASDAQ:CDNS
80.2
33%
2.4
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
Dave Inc
NASDAQ:DAVE
Average EV/EBITDA: 145.8
35.7
40%
0.9
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -182 667.2 N/A N/A
DE
SAP SE
XETRA:SAP
29
19%
1.5
US
Palantir Technologies Inc
NYSE:PLTR
637.1
105%
6.1
US
Salesforce Inc
NYSE:CRM
23.7
21%
1.1
US
Intuit Inc
NASDAQ:INTU
38.7
29%
1.3
US
Adobe Inc
NASDAQ:ADBE
20.2
17%
1.2
US
N
NCR Corp
LSE:0K45
432.3
11%
39.3
US
Applovin Corp
NASDAQ:APP
44.3
38%
1.2
US
Microstrategy Inc
NASDAQ:MSTR
Negative Multiple: -2 342.3 N/A N/A
US
Cadence Design Systems Inc
NASDAQ:CDNS
50.8
25%
2
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Dave Inc
NASDAQ:DAVE
Average EV/EBIT: 450.4
39.8
N/A N/A
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -177 298 N/A N/A
DE
SAP SE
XETRA:SAP
33.2
21%
1.6
US
Palantir Technologies Inc
NYSE:PLTR
683.9
107%
6.4
US
Salesforce Inc
NYSE:CRM
34.5
32%
1.1
US
Intuit Inc
NASDAQ:INTU
46.4
35%
1.3
US
Adobe Inc
NASDAQ:ADBE
22.4
20%
1.1
US
N
NCR Corp
LSE:0K45
3 083.5
79%
39
US
Applovin Corp
NASDAQ:APP
52.1
38%
1.4
US
Microstrategy Inc
NASDAQ:MSTR
Negative Multiple: -1 681.4 N/A N/A
US
Cadence Design Systems Inc
NASDAQ:CDNS
57.9
28%
2.1