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First Community Bankshares Inc
NASDAQ:FCBC

Watchlist Manager
First Community Bankshares Inc Logo
First Community Bankshares Inc
NASDAQ:FCBC
Watchlist
Price: 34.93 USD 4.02% Market Closed
Market Cap: $639.6m
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+15%
5Y
+20%
10Y
+40%
Non Interest Income
+
3Y
+12%
5Y
+71%
10Y
+41%
Net Income
+
3Y
+11%
5Y
+45%
10Y
+107%

Income Statement
First Community Bankshares Inc

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Income Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
50
53
56
59
60
62
62
63
64
65
67
68
69
71
72
73
74
74
74
73
72
71
69
69
68
68
67
66
66
66
66
67
69
71
74
75
74
74
73
72
72
72
73
82
90
95
99
95
92
90
90
89
91
90
89
88
85
85
86
85
85
85
86
86
87
88
88
89
91
91
91
91
90
95
98
103
109
107
107
105
103
101
103
107
113
117
122
126
128
130
129
127
126
125
124
124
Interest Income
93
94
95
96
93
94
92
91
91
91
93
95
96
99
102
105
110
113
116
118
120
122
124
126
128
126
122
116
111
108
107
107
108
108
108
106
104
102
99
96
94
92
93
102
110
115
118
113
110
108
106
105
106
104
102
101
96
96
96
95
95
94
95
95
95
96
96
97
98
98
98
97
95
101
104
109
114
112
110
108
105
104
105
109
114
119
126
132
137
143
145
146
146
145
144
143
Interest Expense
42
41
39
37
32
32
30
28
26
26
26
27
27
28
30
32
36
39
43
46
48
51
54
57
59
59
55
49
45
42
41
41
39
36
34
32
30
28
26
24
22
21
20
19
20
20
19
19
18
17
17
16
15
15
13
12
11
11
10
10
10
9
9
9
8
8
8
8
7
7
6
6
6
6
6
6
5
5
4
3
3
2
2
2
2
2
4
6
9
13
16
19
20
20
20
19
Non Interest Income
20
22
22
21
11
17
16
15
15
15
17
17
17
18
17
18
22
24
25
25
21
21
21
22
25
29
31
33
2
2
(0)
(26)
(54)
(54)
(50)
(22)
41
41
44
41
36
34
31
34
37
37
35
32
30
29
30
30
30
30
30
30
30
31
29
28
26
23
21
22
25
26
28
27
26
28
30
31
27
26
24
24
30
30
32
33
34
36
36
37
37
37
37
36
37
38
39
40
39
40
41
42
Revenue
71
N/A
75
+6%
78
+4%
80
+3%
71
-12%
79
+11%
78
-1%
78
+0%
79
+1%
80
+2%
84
+5%
85
+1%
87
+2%
89
+3%
89
0%
90
+2%
96
+6%
98
+2%
98
+1%
97
-1%
93
-5%
92
-1%
91
-1%
91
+0%
93
+2%
96
+4%
98
+2%
99
+1%
68
-31%
68
-1%
65
-4%
41
-37%
16
-62%
18
+15%
23
+31%
53
+125%
114
+117%
115
+0%
117
+1%
113
-3%
108
-5%
106
-2%
104
-1%
116
+11%
127
+9%
132
+4%
134
+1%
127
-5%
122
-4%
120
-2%
120
0%
119
-1%
121
+2%
119
-1%
119
0%
118
-1%
114
-3%
116
+1%
115
0%
113
-1%
110
-3%
108
-2%
106
-1%
108
+2%
112
+3%
114
+2%
116
+2%
116
+0%
117
+1%
119
+1%
121
+2%
122
+1%
116
-5%
121
+4%
123
+1%
127
+4%
138
+9%
137
-1%
138
+1%
138
0%
137
-1%
137
+0%
139
+1%
144
+4%
150
+4%
153
+2%
159
+3%
162
+2%
165
+2%
168
+2%
168
0%
167
-1%
166
-1%
165
0%
165
0%
165
+0%
Pre-Tax Income
Loan Loss Provision
(5)
(5)
(5)
(5)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(4)
(3)
(3)
(3)
(3)
(2)
(1)
(1)
(1)
(1)
(2)
(5)
(9)
(11)
(13)
(13)
(16)
(17)
(18)
(18)
(15)
(13)
(12)
(10)
(9)
(8)
(7)
(7)
(6)
(6)
(7)
(8)
(8)
(9)
(7)
(2)
(0)
1
2
(1)
(2)
(2)
(3)
(1)
(1)
(1)
(1)
(3)
(3)
(3)
(2)
(2)
(2)
(3)
(4)
(4)
(4)
(6)
(8)
(12)
(13)
(5)
1
7
9
3
(0)
(2)
(7)
(6)
(10)
(10)
(8)
(7)
(3)
(4)
(4)
(3)
(2)
(1)
Non Interest Expense
(38)
(40)
(41)
(41)
(33)
(40)
(39)
(39)
(38)
(42)
(46)
(48)
(48)
(50)
(51)
(52)
(56)
(56)
(56)
(55)
(50)
(49)
(48)
(49)
(51)
(55)
(57)
(59)
(61)
(59)
(61)
(64)
(67)
(68)
(68)
(68)
(70)
(72)
(73)
(72)
(69)
(67)
(69)
(74)
(78)
(82)
(80)
(80)
(79)
(79)
(79)
(80)
(83)
(81)
(84)
(81)
(76)
(77)
(76)
(75)
(71)
(69)
(67)
(65)
(67)
(67)
(67)
(69)
(70)
(70)
(69)
(68)
(63)
(68)
(70)
(72)
(80)
(77)
(77)
(77)
(79)
(80)
(82)
(84)
(83)
(84)
(87)
(89)
(95)
(98)
(98)
(99)
(97)
(98)
(99)
(101)
Pre-Tax Income
28
N/A
30
+9%
32
+7%
34
+7%
34
0%
35
+2%
35
+1%
36
+3%
38
+5%
35
-8%
36
+4%
34
-5%
36
+5%
36
+1%
35
-4%
36
+3%
37
+2%
38
+3%
39
+4%
40
+1%
40
+1%
41
+2%
41
+0%
41
+1%
42
+1%
41
-3%
39
-5%
35
-10%
(2)
N/A
(3)
-95%
(8)
-185%
(36)
-332%
(67)
-86%
(67)
0%
(63)
+6%
(33)
+47%
30
N/A
30
+2%
31
+3%
31
-2%
30
-4%
30
+3%
28
-7%
36
+27%
43
+20%
44
+4%
46
+4%
39
-16%
34
-12%
32
-7%
34
+7%
37
+8%
38
+2%
38
+1%
37
-4%
35
-4%
36
+1%
36
+1%
37
+2%
37
+1%
38
+2%
38
+1%
38
+0%
40
+5%
42
+5%
44
+5%
46
+5%
45
-3%
45
0%
46
+2%
48
+4%
49
+3%
50
+1%
48
-4%
45
-6%
44
-3%
46
+6%
55
+19%
62
+13%
68
+9%
67
-2%
60
-10%
57
-5%
58
+2%
60
+4%
63
+5%
61
-3%
63
+2%
62
-2%
63
+2%
66
+5%
64
-3%
66
+2%
64
-2%
64
-1%
63
-2%
Net Income
Tax Provision
(8)
(9)
(9)
(10)
(10)
(10)
(10)
(10)
(11)
(10)
(10)
(9)
(10)
(10)
(10)
(10)
(10)
(11)
(11)
(11)
(12)
(12)
(12)
(12)
(12)
(12)
(11)
(10)
4
4
5
17
28
28
27
16
(8)
(8)
(8)
(9)
(10)
(10)
(10)
(12)
(14)
(15)
(15)
(12)
(11)
(10)
(11)
(12)
(12)
(13)
(12)
(11)
(11)
(11)
(12)
(12)
(13)
(13)
(13)
(14)
(14)
(14)
(13)
(12)
(11)
(11)
(11)
(11)
(11)
(11)
(10)
(10)
(10)
(12)
(14)
(16)
(15)
(14)
(13)
(13)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
Income from Continuing Operations
19
21
22
24
24
25
25
26
27
25
26
25
26
26
25
25
26
27
28
29
29
29
29
30
30
29
28
25
2
1
(3)
(19)
(39)
(39)
(36)
(18)
22
22
23
22
20
20
19
23
29
30
31
26
23
22
23
25
26
26
25
24
25
25
25
25
25
25
25
27
28
31
33
33
35
35
37
39
39
37
35
34
36
43
48
52
51
46
44
45
47
49
48
49
48
49
52
50
52
51
50
49
Net Income (Common)
19
N/A
21
+10%
22
+7%
24
+7%
25
+3%
25
+2%
26
+4%
26
-1%
25
-2%
23
-10%
21
-6%
22
+1%
22
+4%
24
+8%
25
+2%
25
+2%
26
+5%
27
+3%
28
+4%
29
+1%
29
+1%
29
+1%
29
+1%
30
+0%
30
+0%
29
-3%
28
-4%
25
-10%
2
-93%
0
-99%
(4)
N/A
(22)
-389%
(41)
-90%
(40)
+2%
(37)
+8%
(18)
+52%
22
N/A
22
+2%
23
+2%
21
-7%
19
-9%
19
N/A
18
-9%
22
+27%
28
+23%
29
+4%
30
+5%
25
-16%
22
-12%
21
-6%
23
+8%
24
+7%
25
+2%
25
+1%
24
-2%
24
-2%
24
+3%
25
+1%
25
+0%
25
+0%
25
+1%
25
+1%
25
+1%
27
+5%
22
-19%
24
+12%
27
+11%
28
+5%
36
+28%
37
+2%
38
+4%
39
+0%
39
+1%
37
-5%
35
-6%
34
-3%
36
+6%
43
+19%
48
+12%
52
+9%
51
-2%
46
-10%
44
-5%
45
+2%
47
+5%
49
+5%
48
-3%
49
+3%
48
-2%
49
+2%
52
+6%
50
-3%
52
+3%
51
-2%
50
-1%
49
-1%
EPS (Diluted)
1.74
N/A
1.91
+10%
2.04
+7%
2.19
+7%
2.24
+2%
2.29
+2%
2.3
+0%
2.26
-2%
2.25
0%
1.99
-12%
1.86
-7%
1.9
+2%
1.98
+4%
2.13
+8%
2.17
+2%
2.21
+2%
2.33
+5%
2.41
+3%
2.51
+4%
2.54
+1%
2.57
+1%
2.57
N/A
2.61
+2%
2.62
+0%
2.62
N/A
2.59
-1%
2.49
-4%
2.25
-10%
0.15
-93%
0.01
-93%
-0.47
N/A
-1.23
-162%
-2.75
-124%
-2.26
+18%
-2.09
+8%
-1
+52%
1.23
N/A
1.25
+2%
1.22
-2%
1.1
-10%
1.03
-6%
1.01
-2%
0.77
-24%
1.04
+35%
1.35
+30%
1.34
-1%
1.4
+4%
1.2
-14%
1.08
-10%
1.07
-1%
1.15
+7%
1.23
+7%
1.26
+2%
1.28
+2%
1.29
+1%
1.28
-1%
1.3
+2%
1.37
+5%
1.41
+3%
1.45
+3%
1.45
N/A
1.47
+1%
1.49
+1%
1.57
+5%
1.25
-20%
1.41
+13%
1.59
+13%
1.7
+7%
2.17
+28%
2.33
+7%
2.43
+4%
2.46
+1%
2.46
N/A
2.05
-17%
1.96
-4%
1.91
-3%
2.02
+6%
2.4
+19%
2.72
+13%
3.01
+11%
2.94
-2%
2.73
-7%
2.63
-4%
2.72
+3%
2.82
+4%
3
+6%
2.57
-14%
2.59
+1%
2.66
+3%
2.64
-1%
2.82
+7%
2.79
-1%
2.8
+0%
2.73
-2%
2.73
N/A
2.68
-2%

See Also

Summary
FCBC intrinsic value, competitors valuation, and company profile.
DCF Valuation
FCBC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
FCBC stock valuation using valuation multiples.
Wall Street Estimates
FCBC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
FCBC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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