Franklin Financial Services Corp
NASDAQ:FRAF

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Franklin Financial Services Corp Logo
Franklin Financial Services Corp
NASDAQ:FRAF
Watchlist
Price: 48.93 USD -2.53% Market Closed
Market Cap: 219.2m USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+37%
5Y
+60%
10Y
+107%
Non Interest Income
+
3Y
-9%
5Y
-8%
10Y
+17%
Net Income
+
3Y
+5%
5Y
+24%
10Y
+60%

Income Statement
Franklin Financial Services Corp

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Income Statement
Currency: USD
Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
30
30
30
29
29
29
30
30
31
31
32
32
33
33
33
33
32
32
32
31
32
32
32
32
32
32
32
32
32
33
33
34
35
35
36
37
37
38
39
40
41
41
42
42
42
42
42
41
42
43
43
44
45
45
46
48
52
54
55
54
54
54
55
56
58
60
63
66
Interest Income
46
45
45
44
44
44
44
44
43
43
42
42
42
41
41
40
39
38
37
36
36
36
35
35
35
35
35
34
35
35
36
36
37
37
38
39
40
41
42
43
45
46
48
49
49
49
48
46
46
46
46
47
48
48
49
52
56
62
67
72
77
84
90
96
101
105
109
112
Interest Expense
16
15
15
15
15
14
14
13
12
11
11
10
9
9
8
8
7
6
6
5
4
4
4
3
3
3
3
3
2
2
2
2
2
2
2
2
2
3
3
4
4
5
6
7
7
7
6
5
4
3
3
3
3
3
3
3
5
8
12
18
23
30
35
40
44
45
46
46
Non Interest Income
7
8
8
8
9
10
10
10
9
10
10
11
10
11
11
11
9
9
9
10
10
10
10
11
11
12
13
13
13
12
12
12
12
12
12
12
12
12
12
13
13
13
13
13
15
16
16
16
15
15
17
19
19
19
19
16
15
15
14
14
15
16
17
17
14
14
15
15
Revenue
37
N/A
38
+3%
38
+0%
37
-1%
38
+2%
39
+4%
39
+0%
40
+2%
40
0%
41
+3%
42
+2%
42
+1%
43
+1%
44
+2%
44
0%
43
-1%
42
-4%
42
0%
41
-2%
41
+1%
42
+1%
42
0%
42
+2%
43
+1%
43
+0%
44
+3%
44
+1%
45
+0%
45
+1%
45
0%
45
+0%
46
+2%
46
+1%
47
+1%
48
+3%
49
+2%
50
+2%
51
+2%
51
+2%
52
+2%
53
+2%
54
+1%
55
+2%
56
+2%
58
+3%
58
+1%
58
-1%
57
-1%
57
-1%
58
+2%
60
+3%
63
+6%
64
+1%
64
-1%
65
+1%
65
0%
67
+3%
68
+2%
69
+1%
69
N/A
68
0%
70
+2%
72
+3%
74
+2%
71
-4%
74
+3%
77
+5%
81
+5%
Pre-Tax Income
Loan Loss Provision
(1)
(2)
(2)
(3)
(3)
(3)
(4)
(3)
(3)
(4)
(5)
(7)
(8)
(9)
(8)
(6)
(5)
(4)
(4)
(4)
(3)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(3)
(4)
(4)
(4)
(2)
(1)
(1)
(1)
(10)
(10)
(10)
(10)
(1)
(1)
(0)
0
0
0
0
1
2
0
2
0
0
0
(1)
(1)
(2)
(3)
(3)
(3)
(3)
(2)
(2)
(2)
(2)
(3)
Non Interest Expense
(23)
(25)
(26)
(26)
(26)
(27)
(27)
(27)
(26)
(27)
(29)
(29)
(28)
(29)
(29)
(29)
(31)
(31)
(31)
(31)
(31)
(31)
(31)
(32)
(32)
(31)
(31)
(31)
(31)
(31)
(32)
(32)
(33)
(33)
(34)
(34)
(43)
(44)
(47)
(47)
(37)
(38)
(37)
(37)
(38)
(41)
(43)
(44)
(44)
(42)
(40)
(41)
(43)
(44)
(46)
(47)
(49)
(49)
(50)
(50)
(50)
(51)
(53)
(55)
(56)
(57)
(57)
(58)
Pre-Tax Income
12
N/A
12
-6%
11
-9%
8
-24%
9
+7%
9
-1%
9
+7%
11
+16%
11
N/A
10
-1%
9
-16%
7
-21%
7
+0%
6
-11%
7
+15%
8
+18%
6
-31%
6
+5%
5
-12%
6
+13%
8
+23%
8
+5%
9
+17%
10
+3%
10
+9%
12
+14%
12
+2%
12
-1%
12
+5%
12
-2%
11
-12%
10
-4%
9
-9%
10
+4%
12
+27%
14
+11%
6
-58%
6
+3%
(5)
N/A
(5)
+15%
6
N/A
6
-5%
17
+207%
18
+5%
19
+5%
17
-11%
14
-15%
13
-11%
13
+1%
17
+31%
21
+24%
24
+13%
23
-5%
21
-10%
19
-10%
17
-7%
18
+1%
18
+0%
17
-4%
16
-5%
16
-2%
16
+3%
16
+1%
17
+3%
13
-21%
14
+6%
18
+26%
19
+9%
Net Income
Tax Provision
(4)
(3)
(3)
(2)
(2)
(2)
(2)
(3)
(3)
(3)
(2)
(1)
(0)
0
(1)
(1)
(1)
(1)
(0)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(2)
(3)
(1)
(1)
2
2
0
0
(2)
(3)
(3)
(2)
(1)
(0)
(0)
(1)
(3)
(4)
(3)
(3)
(3)
(2)
(3)
(2)
(2)
(2)
(2)
(3)
(3)
(3)
(2)
(2)
(3)
(4)
Income from Continuing Operations
9
8
7
6
7
6
7
8
8
7
7
6
7
6
6
7
5
6
5
5
6
7
7
8
8
9
10
10
10
10
9
9
8
8
10
11
4
5
(4)
(3)
6
6
15
16
16
15
14
13
13
16
18
21
20
18
16
15
15
15
15
14
14
14
14
14
11
12
15
16
Net Income (Common)
9
N/A
8
-5%
7
-10%
6
-21%
7
+13%
6
-2%
7
+8%
8
+10%
8
-1%
7
-2%
7
-5%
6
-10%
7
+3%
6
-5%
6
+2%
7
+11%
5
-24%
6
+3%
5
-10%
5
+9%
6
+15%
7
+5%
7
+15%
8
+3%
8
+9%
9
+13%
10
+2%
10
+2%
10
+4%
10
-1%
9
-9%
9
-5%
8
-6%
8
+4%
10
+21%
11
+10%
2
-80%
3
+22%
(6)
N/A
(5)
+16%
6
N/A
6
-4%
15
+156%
16
+3%
16
+4%
15
-9%
14
-6%
13
-8%
13
+1%
16
+24%
18
+14%
21
+13%
20
-4%
18
-9%
16
-9%
15
-8%
15
+0%
15
+2%
15
-4%
14
-5%
14
-2%
14
+1%
14
+0%
14
+3%
11
-21%
12
+5%
15
+25%
16
+8%
EPS (Diluted)
2.24
N/A
2.13
-5%
1.91
-10%
1.51
-21%
1.71
+13%
1.67
-2%
1.81
+8%
1.99
+10%
1.96
-2%
1.92
-2%
1.78
-7%
1.59
-11%
1.66
+4%
1.54
-7%
1.53
-1%
1.74
+14%
1.32
-24%
1.35
+2%
1.22
-10%
1.32
+8%
1.51
+14%
1.57
+4%
1.79
+14%
1.83
+2%
2
+9%
2.24
+12%
2.27
+1%
2.31
+2%
2.4
+4%
2.36
-2%
2.14
-9%
2.01
-6%
1.88
-6%
1.94
+3%
2.35
+21%
2.57
+9%
0.5
-81%
0.6
+20%
-1.34
N/A
-1.12
+16%
1.39
N/A
1.32
-5%
3.4
+158%
3.55
+4%
3.67
+3%
3.33
-9%
3.14
-6%
2.9
-8%
2.94
+1%
3.59
+22%
4.07
+13%
4.58
+13%
4.42
-3%
3.99
-10%
3.6
-10%
3.36
-7%
3.36
N/A
3.44
+2%
3.32
-3%
3.15
-5%
3.1
-2%
3.12
+1%
3
-4%
3.17
+6%
2.51
-21%
2.6
+4%
3.26
+25%
3.5
+7%

See Also

Summary
FRAF intrinsic value, competitors valuation, and company profile.
DCF Valuation
FRAF stock valuation using Discount Cash Flow valuation method.
Relative Valuation
FRAF stock valuation using valuation multiples.
Wall Street Estimates
FRAF price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
FRAF stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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