Five Star Bancorp banner

Five Star Bancorp
NASDAQ:FSBC

Watchlist Manager
Five Star Bancorp Logo
Five Star Bancorp
NASDAQ:FSBC
Watchlist
Price: 40.79 USD 0.72% Market Closed
Market Cap: $872.1m

Price/Deposits

0.2
Current
29%
More Expensive
vs 3-y average of 0.2

Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.

Price/Deposits
0.2
=
Market Cap
$786.1m
/
Total Deposits
$4.2B

Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.

Price/Deposits
0.2
=
Market Cap
$786.1m
/
Total Deposits
$4.2B

Valuation Scenarios

Five Star Bancorp is trading above its 3-year average

If Price/Deposits returns to its 3-Year Average (0.2), the stock would be worth $31.53 (23% downside from current price).

Statistics
Positive Scenarios
0/4
Maximum Downside
-23%
Maximum Upside
No Upside Scenarios
Average Downside
22%
Scenario Price/Deposits Value Implied Price Upside/Downside
Current Multiple 0.2 $40.79
0%
3-Year Average 0.2 $31.53
-23%
5-Year Average 0.2 $32.56
-20%
Industry Average 0.2 $31.32
-23%
Country Average 0.2 $31.63
-22%

Forward Price/Deposits
Today’s price vs future total deposits

Not enough data available to calculate forward Price/Deposits

Peer Comparison

All Multiples
Price/Deposits
P/E
All Countries
Close

Market Distribution

Higher than 76% of companies in the United States of America
Percentile
76th
Based on 803 companies
76th percentile
0.2
Low
0 — 0.1
Typical Range
0.1 — 0.2
High
0.2 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 0.1
Median 0.2
70th Percentile 0.2
Max 2.4

Other Multiples

Five Star Bancorp
Glance View

Market Cap
872.1m USD
Industry
Banking

Five Star Bancorp operates as a bank holding company. The company is headquartered in Rancho Cordova, California and currently employs 163 full-time employees. The company went IPO on 2021-05-05. The Bank provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California through branch offices and loan production offices. The Bank’s loan products are commercial real estate and commercial secured loans. Its deposit products are money market, noninterest-bearing and interest checking accounts. The Bank offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial land and construction, commercial and farmland loans. Its sources of funds consist of cash flows from operations, maturities and sales of investment securities and proceeds from issuance and sale of its equity and debt securities.

FSBC Intrinsic Value
53.67 USD
Undervaluation 24%
Intrinsic Value
Price $40.79
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett