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Hanmi Financial Corp
NASDAQ:HAFC

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Hanmi Financial Corp
NASDAQ:HAFC
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Price: 27.75 USD -0.54% Market Closed
Market Cap: $831.4m

Net Margin

27.7%
Current
Declining
by 2.1%
vs 3-y average of 29.8%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
27.7%
=
Net Income
$71.9m
/
Revenue
$259.8m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
27.7%
=
Net Income
$71.9m
/
Revenue
$259.8m

Peer Comparison

Country Company Market Cap Net
Margin
US
Hanmi Financial Corp
NASDAQ:HAFC
834.1m USD
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US
PNC Financial Services Group Inc
NYSE:PNC
93.6B USD
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US
Truist Financial Corp
NYSE:TFC
69.4B USD
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US
Fifth Third Bancorp
NASDAQ:FITB
35.4B USD
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US
M&T Bank Corp
NYSE:MTB
35.4B USD
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CN
Bank of Ningbo Co Ltd
SZSE:002142
216.3B CNY
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US
Huntington Bancshares Inc
NASDAQ:HBAN
29.7B USD
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JP
Resona Holdings Inc
TSE:8308
4.5T JPY
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US
Citizens Financial Group Inc
NYSE:CFG
28.5B USD
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CN
Bank of Jiangsu Co Ltd
SSE:600919
186.8B CNY
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US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
26.5B USD
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Market Distribution

Higher than 91% of companies in the United States of America
Percentile
91th
Based on 15 072 companies
91th percentile
27.7%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

Hanmi Financial Corp
Glance View

Market Cap
831.4m USD
Industry
Banking

Hanmi Financial Corp. is a holding company, which engages in the provision of commercial banking and financial services. The company is headquartered in Los Angeles, California and currently employs 591 full-time employees. The Bank is a community bank conducting general business banking, with its primary market encompassing the Korean-American community as well as other ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia and Washington. The Bank's full-service offices are located in markets, where many of its businesses are conducted by immigrants and other minority groups. The Bank's client base reflects the multi-ethnic composition of these communities. The Bank originates loans for its own portfolio and for sale in the secondary market. The Bank's lending activities include real estate loans (commercial property, construction and residential property), commercial and industrial loans (commercial term, commercial lines of credit and international), equipment lease financing and Small Business Administration (SBA) loans.

HAFC Intrinsic Value
37.16 USD
Undervaluation 25%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
27.7%
=
Net Income
$71.9m
/
Revenue
$259.8m
What is Hanmi Financial Corp's current Net Margin?

The current Net Margin for Hanmi Financial Corp is 27.7%, which is below its 3-year median of 29.8%.

How has Net Margin changed over time?

Over the last 3 years, Hanmi Financial Corp’s Net Margin has decreased from 41% to 27.7%. During this period, it reached a low of 26.2% on Jun 30, 2025 and a high of 41% on Sep 30, 2022.

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