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HBT Financial Inc
NASDAQ:HBT

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HBT Financial Inc Logo
HBT Financial Inc
NASDAQ:HBT
Watchlist
Price: 19.19 USD 3.67% Market Closed
Updated: Mar 28, 2024

Intrinsic Value

HBT Financial, Inc. is a bank holding company, which provides business, commercial and retail banking products and services to consumers, businesses, and municipal entities. [ Read More ]

The intrinsic value of one HBT stock under the Base Case scenario is 21.63 USD. Compared to the current market price of 19.19 USD, HBT Financial Inc is Undervalued by 11%.

Key Points:
HBT Intrinsic Value
Base Case
21.63 USD
Undervaluation 11%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
HBT Financial Inc

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Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

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Fundamental Analysis

Financials

Balance Sheet Decomposition
HBT Financial Inc

Non-Current Assets 5.1B
Long-Term Investments 4.1m
PP&E 65.2m
Intangibles 99.5m
Other Non-Current Assets 4.9B
Current Liabilities 42.4m
Short-Term Debt 42.4m
Non-Current Liabilities 4.5B
Long-Term Debt 92.3m
Other Non-Current Liabilities 4.4B
Efficiency

Earnings Waterfall
HBT Financial Inc

Revenue
0 USD
Operating Expenses
0 USD
Operating Income
0 USD
Other Expenses
65.8m USD
Net Income
65.8m USD

Free Cash Flow Analysis
HBT Financial Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
Chart
Table
What is Free Cash Flow?
Fundamental Scores

HBT Profitability Score
Profitability Due Diligence

HBT Financial Inc's profitability score is 50/100. The higher the profitability score, the more profitable the company is.

Positive 3-Year Average ROE
ROE is Increasing
Positive ROE
Positive Free Cash Flow
50/100
Profitability
Score

HBT Financial Inc's profitability score is 50/100. The higher the profitability score, the more profitable the company is.

HBT Solvency Score
Solvency Due Diligence

HBT Financial Inc's solvency score is 46/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
Low Altman Z-Score
46/100
Solvency
Score

HBT Financial Inc's solvency score is 46/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

HBT Price Targets Summary
HBT Financial Inc

Wall Street analysts forecast HBT stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HBT is 24.14 USD with a low forecast of 22.22 USD and a high forecast of 26.25 USD.

Lowest
Price Target
22.22 USD
16% Upside
Average
Price Target
24.14 USD
26% Upside
Highest
Price Target
26.25 USD
37% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Ownership

HBT Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

HBT Price
HBT Financial Inc

1M 1M
+2%
6M 6M
+6%
1Y 1Y
-1%
3Y 3Y
+23%
5Y 5Y
+41%
10Y 10Y
+41%
Annual Price Range
19.19
52w Low
16.76
52w High
21.54
Price Metrics
Average Annual Return 10.3%
Standard Deviation of Annual Returns 21.2%
Max Drawdown -54%
Shares Statistics
Market Capitalization 608.2m USD
Shares Outstanding 31 643 200
Percentage of Shares Shorted 0.91%

HBT Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

HBT Financial Inc Logo
HBT Financial Inc

Country

United States of America

Industry

Banking

Market Cap

608.2m USD

Dividend Yield

4.1%

Description

HBT Financial, Inc. is a bank holding company, which provides business, commercial and retail banking products and services to consumers, businesses, and municipal entities. The company is headquartered in Bloomington, Illinois and currently employs 728 full-time employees. The company went IPO on 2019-10-11. Its products and services primarily include deposit, lending, and ancillary products. The Banks provide a suite of business, commercial and retail banking products and services to consumers, businesses, and municipal entities throughout Central and Northeastern Illinois. The company operates through approximately 62 full-service and three limited-service branch locations across over 18 counties in Central and Northeastern Illinois, including the Chicago metropolitan market. The company offers a range of lending products with a focus on commercial real estate (CRE), commercial and industrial (C&I), construction and land development (C&D), agricultural and farmland, multi-family and one-to-four family residential loans.

Contact

ILLINOIS
Bloomington
401 N Hershey Rd
https://ir.hbtfinancial.com/investor-relations

IPO

2019-10-11

Employees

728

Officers

Executive Chairman
Mr. Fred L. Drake
President, CEO & Director
Mr. J. Lance Carter
Executive VP & CFO
Mr. Peter Chapman
General Counsel & Corporate Secretary
Renee K. Fehr
EVP & Chief Retail Officer
Ms. Diane H. Lanier
Executive VP & Chief Credit Officer
Mr. Mark W. Scheirer
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Executive VP & Chief Risk Officer
Ms. Andrea E. Zurkamer
Executive VP & Chief Lending Officer
Mr. Lawrence J. Horvath
VP & Controller
Mr. James E. Lyons
Treasurer
Mr. Matthew J. Doherty
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See Also

Discover More
What is the Intrinsic Value of one HBT stock?

The intrinsic value of one HBT stock under the Base Case scenario is 21.63 USD.

Is HBT stock undervalued or overvalued?

Compared to the current market price of 19.19 USD, HBT Financial Inc is Undervalued by 11%.