
HBT Financial Inc
NASDAQ:HBT

Profitability Summary
HBT Financial Inc's profitability score is 49/100. We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Score
We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.
We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Score

Score
Margins
Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.
Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Earnings Waterfall
HBT Financial Inc
Revenue
|
0
USD
|
Operating Expenses
|
0
USD
|
Operating Income
|
0
USD
|
Other Expenses
|
75.6m
USD
|
Net Income
|
75.6m
USD
|
Margins Comparison
HBT Financial Inc Competitors
Country | Company | Market Cap |
Operating Margin |
Net Margin |
||
---|---|---|---|---|---|---|
US |
![]() |
HBT Financial Inc
NASDAQ:HBT
|
754.7m USD | N/A | N/A | |
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
65.5B USD |
0%
|
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
51.7B USD |
0%
|
34%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
28.5B USD |
0%
|
27%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
186.4B CNY |
0%
|
36%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
24.8B USD |
0%
|
25%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.6B USD |
0%
|
26%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
22B USD |
0%
|
25%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
157.8B CNY |
0%
|
37%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
18.9B USD |
0%
|
27%
|
|
US |
![]() |
KeyCorp
NYSE:KEY
|
17.2B USD |
0%
|
-2%
|
Return on Capital
Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.




Return on Capital Comparison
HBT Financial Inc Competitors
Country | Company | Market Cap | ROE | ROA | ROCE | ROIC | ||
---|---|---|---|---|---|---|---|---|
US |
![]() |
HBT Financial Inc
NASDAQ:HBT
|
754.7m USD |
14%
|
1%
|
0%
|
0%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
65.5B USD |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
51.7B USD |
7%
|
1%
|
0%
|
0%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
28.5B USD |
9%
|
1%
|
0%
|
0%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
186.4B CNY |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
24.8B USD |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.6B USD |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
22B USD |
10%
|
1%
|
0%
|
0%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
157.8B CNY |
12%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
18.9B USD |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
KeyCorp
NYSE:KEY
|
17.2B USD |
-1%
|
0%
|
0%
|
0%
|
Free Cash Flow
Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.
If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.


