Healthequity Inc
NASDAQ:HQY

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Healthequity Inc Logo
Healthequity Inc
NASDAQ:HQY
Watchlist
Price: 95.67 USD -3.01%
Market Cap: 8.2B USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement
|
Revenue Breakdown

Income Statement

Revenue
+
3Y
+60%
5Y
+75%
10Y
+1 085%
Operating Income
+
3Y
+1 319%
5Y
+171%
10Y
+1 155%
Net Income
+
3Y
-
5Y
-
10Y
+925%

Earnings Waterfall
Healthequity Inc

Revenue
1.3B USD
Cost of Revenue
-426m USD
Gross Profit
843m USD
Operating Expenses
-569.4m USD
Operating Income
273.6m USD
Other Expenses
-127.8m USD
Net Income
145.8m USD

Income Statement
Healthequity Inc

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Income Statement
Currency: USD
Jan-2014 Apr-2014 Jul-2014 Oct-2014 Jan-2015 Apr-2015 Jul-2015 Oct-2015 Jan-2016 Apr-2016 Jul-2016 Oct-2016 Jan-2017 Apr-2017 Jul-2017 Oct-2017 Jan-2018 Apr-2018 Jul-2018 Oct-2018 Jan-2019 Apr-2019 Jul-2019 Oct-2019 Jan-2020 Apr-2020 Jul-2020 Oct-2020 Jan-2021 Apr-2021 Jul-2021 Oct-2021 Jan-2022 Apr-2022 Jul-2022 Oct-2022 Jan-2023 Apr-2023 Jul-2023 Oct-2023 Jan-2024 Apr-2024 Jul-2024 Oct-2024 Jan-2025 Apr-2025 Jul-2025
Revenue
Interest Expense
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10
25
37
46
43
35
29
28
29
33
36
41
45
48
52
54
55
54
52
54
59
59
62
62
Revenue
62
N/A
68
+9%
74
+9%
80
+9%
88
+10%
97
+11%
107
+10%
116
+8%
127
+10%
141
+11%
155
+10%
167
+8%
178
+7%
190
+6%
202
+7%
216
+7%
230
+6%
244
+6%
258
+6%
272
+5%
287
+6%
304
+6%
320
+5%
407
+27%
532
+31%
635
+19%
724
+14%
747
+3%
734
-2%
728
-1%
741
+2%
741
+0%
757
+2%
778
+3%
795
+2%
831
+5%
862
+4%
901
+4%
938
+4%
971
+4%
1 000
+3%
1 043
+4%
1 099
+5%
1 150
+5%
1 200
+4%
1 243
+4%
1 269
+2%
Gross Profit
Cost of Revenue
(29)
(31)
(34)
(36)
(40)
(43)
(46)
(49)
(54)
(59)
(62)
(67)
(72)
(77)
(83)
(88)
(95)
(98)
(102)
(104)
(106)
(110)
(113)
(150)
(206)
(259)
(305)
(319)
(318)
(317)
(320)
(322)
(333)
(346)
(357)
(370)
(372)
(374)
(378)
(380)
(377)
(381)
(384)
(397)
(423)
(429)
(426)
Gross Profit
33
N/A
37
+12%
40
+9%
44
+10%
48
+9%
54
+13%
61
+13%
67
+9%
73
+9%
82
+13%
92
+12%
101
+9%
106
+6%
112
+6%
120
+6%
127
+7%
135
+6%
146
+8%
156
+7%
168
+8%
181
+8%
195
+7%
206
+6%
257
+24%
326
+27%
376
+15%
420
+12%
428
+2%
415
-3%
410
-1%
421
+2%
419
0%
424
+1%
432
+2%
438
+1%
461
+5%
490
+6%
527
+7%
560
+6%
591
+6%
623
+5%
662
+6%
715
+8%
754
+5%
777
+3%
814
+5%
843
+4%
Operating Income
Operating Expenses
(21)
(23)
(24)
(27)
(31)
(35)
(39)
(43)
(46)
(51)
(56)
(61)
(65)
(69)
(72)
(75)
(80)
(87)
(92)
(99)
(104)
(110)
(116)
(157)
(217)
(267)
(319)
(335)
(335)
(345)
(359)
(365)
(383)
(402)
(418)
(443)
(452)
(464)
(476)
(486)
(495)
(517)
(536)
(554)
(574)
(571)
(569)
Selling, General & Administrative
(12)
(13)
(15)
(16)
(19)
(22)
(24)
(26)
(27)
(30)
(33)
(36)
(38)
(40)
(42)
(44)
(48)
(52)
(56)
(60)
(63)
(66)
(68)
(84)
(105)
(117)
(132)
(135)
(134)
(139)
(144)
(142)
(143)
(148)
(152)
(162)
(164)
(169)
(173)
(177)
(183)
(200)
(207)
(216)
(223)
(213)
(209)
Research & Development
(7)
(8)
(8)
(9)
(11)
(12)
(14)
(15)
(17)
(18)
(19)
(21)
(22)
(24)
(26)
(26)
(27)
(29)
(31)
(33)
(35)
(38)
(41)
(56)
(78)
(98)
(117)
(124)
(125)
(129)
(136)
(144)
(157)
(167)
(176)
(187)
(193)
(201)
(210)
(216)
(219)
(222)
(226)
(230)
(240)
(245)
(251)
Depreciation & Amortization
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(3)
(4)
(4)
(4)
(4)
(4)
(4)
(5)
(5)
(6)
(6)
(6)
(6)
(6)
(18)
(35)
(52)
(69)
(76)
(76)
(77)
(78)
(79)
(83)
(87)
(91)
(94)
(95)
(94)
(93)
(93)
(93)
(95)
(103)
(108)
(112)
(113)
(109)
Operating Income
12
N/A
14
+22%
16
+10%
16
+6%
17
+3%
19
+15%
22
+13%
24
+9%
26
+10%
31
+20%
37
+17%
39
+7%
41
+5%
44
+6%
48
+9%
52
+9%
54
+4%
59
+8%
64
+9%
70
+8%
78
+12%
85
+9%
91
+7%
100
+9%
109
+10%
109
+0%
101
-8%
93
-8%
80
-14%
65
-18%
61
-6%
55
-11%
41
-26%
30
-27%
19
-35%
18
-4%
38
+104%
62
+65%
84
+35%
105
+26%
128
+22%
145
+13%
179
+23%
200
+11%
203
+2%
243
+20%
274
+12%
Pre-Tax Income
Interest Income Expense
(6)
(7)
(7)
(7)
(1)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25
30
22
9
(28)
(42)
(41)
(34)
(28)
(26)
(27)
(29)
(35)
(40)
(44)
(47)
(48)
(48)
(46)
(42)
(38)
(39)
(44)
(45)
(49)
(49)
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(0)
0
0
0
(1)
(11)
(61)
(73)
(85)
(86)
(43)
(47)
(49)
(57)
(63)
(80)
(74)
(64)
(56)
(29)
(24)
(18)
(14)
(12)
(9)
(9)
(41)
(42)
(41)
(41)
Total Other Income
(0)
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(4)
(2)
(2)
(2)
(1)
(2)
(3)
(4)
(4)
5
8
11
11
2
1
(0)
(0)
(0)
0
0
0
1
(0)
(0)
1
0
1
1
Pre-Tax Income
5
N/A
7
+34%
9
+20%
10
+10%
16
+65%
19
+20%
21
+10%
23
+11%
26
+10%
30
+19%
36
+19%
38
+7%
40
+4%
43
+8%
47
+9%
51
+9%
52
+1%
57
+9%
62
+9%
66
+7%
76
+15%
107
+41%
109
+2%
60
-45%
43
-28%
(6)
N/A
(31)
-402%
5
N/A
4
-15%
(4)
N/A
(11)
-179%
(24)
-120%
(67)
-174%
(79)
-18%
(85)
-8%
(82)
+3%
(38)
+53%
(10)
+74%
18
N/A
45
+151%
75
+66%
98
+31%
131
+33%
116
-11%
116
+0%
154
+33%
185
+20%
Net Income
Tax Provision
(4)
(5)
(6)
(5)
(6)
(7)
(7)
(8)
(9)
(11)
(13)
(13)
(14)
(11)
(6)
(6)
(5)
(1)
(0)
1
(2)
(13)
(19)
(7)
(3)
6
11
(2)
5
8
12
18
22
23
23
23
12
2
(5)
(16)
(19)
(18)
(25)
(19)
(19)
(32)
(39)
Income from Continuing Operations
1
2
3
4
10
12
14
15
17
20
24
25
26
32
41
46
48
56
62
67
74
93
90
53
40
(0)
(20)
3
9
4
1
(6)
(44)
(55)
(62)
(59)
(26)
(8)
13
29
56
80
106
97
97
122
146
Net Income (Common)
(7)
N/A
(4)
+49%
(1)
+72%
1
N/A
12
+764%
13
+9%
14
+8%
15
+7%
17
+9%
20
+19%
24
+19%
25
+8%
26
+4%
32
+23%
41
+27%
46
+11%
47
+4%
56
+18%
61
+10%
67
+8%
74
+11%
93
+26%
90
-3%
53
-41%
40
-25%
(0)
N/A
(20)
-5 878%
3
N/A
9
+170%
4
-50%
1
-84%
(6)
N/A
(44)
-626%
(55)
-25%
(62)
-12%
(59)
+5%
(26)
+56%
(8)
+68%
13
N/A
29
+127%
56
+91%
80
+44%
106
+31%
97
-8%
97
+0%
122
+26%
146
+20%
EPS (Diluted)
-0.14
N/A
-0.08
+43%
-0.01
+88%
0.02
N/A
0.23
+1 050%
0.23
N/A
0.26
+13%
0.25
-4%
0.28
+12%
0.34
+21%
0.4
+18%
0.43
+7%
0.44
+2%
0.54
+23%
0.67
+24%
0.74
+10%
0.77
+4%
0.89
+16%
0.98
+10%
1.06
+8%
1.17
+10%
1.47
+26%
1.37
-7%
0.75
-45%
0.58
-23%
0
N/A
-0.27
N/A
0.05
N/A
0.12
+140%
0.06
-50%
0.01
-83%
-0.07
N/A
-0.53
-657%
-0.66
-25%
-0.74
-12%
-0.7
+5%
-0.31
+56%
-0.1
+68%
0.15
N/A
0.34
+127%
0.64
+88%
0.92
+44%
1.2
+30%
1.1
-8%
1.09
-1%
1.37
+26%
1.65
+20%

See Also

Summary
HQY intrinsic value, competitors valuation, and company profile.
DCF Valuation
HQY stock valuation using Discount Cash Flow valuation method.
Relative Valuation
HQY stock valuation using valuation multiples.
Wall Street Estimates
HQY price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
HQY stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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