International Bancshares Corp
NASDAQ:IBOC
Income Statement
Income Statement
International Bancshares Corp
| Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
190
|
201
|
216
|
230
|
238
|
239
|
234
|
229
|
223
|
216
|
211
|
226
|
244
|
271
|
298
|
302
|
302
|
299
|
293
|
288
|
290
|
290
|
298
|
305
|
310
|
313
|
314
|
320
|
333
|
353
|
373
|
383
|
388
|
379
|
363
|
355
|
345
|
337
|
337
|
331
|
324
|
317
|
307
|
303
|
301
|
299
|
298
|
300
|
309
|
322
|
337
|
345
|
347
|
349
|
349
|
353
|
352
|
351
|
350
|
346
|
345
|
346
|
354
|
365
|
376
|
388
|
396
|
404
|
413
|
423
|
433
|
437
|
434
|
427
|
419
|
402
|
388
|
376
|
364
|
366
|
371
|
370
|
382
|
423
|
488
|
563
|
626
|
659
|
664
|
662
|
660
|
660
|
657
|
654
|
658
|
662
|
|
| Interest Income |
390
|
369
|
358
|
356
|
354
|
349
|
339
|
328
|
318
|
307
|
301
|
322
|
352
|
400
|
453
|
482
|
509
|
533
|
556
|
583
|
609
|
630
|
643
|
645
|
644
|
630
|
604
|
583
|
565
|
556
|
553
|
542
|
527
|
507
|
486
|
474
|
459
|
446
|
441
|
430
|
418
|
407
|
393
|
383
|
376
|
367
|
360
|
358
|
363
|
374
|
387
|
393
|
394
|
395
|
395
|
398
|
397
|
395
|
394
|
390
|
388
|
388
|
393
|
403
|
415
|
430
|
441
|
453
|
466
|
479
|
490
|
496
|
492
|
485
|
472
|
448
|
427
|
408
|
393
|
394
|
398
|
397
|
408
|
452
|
526
|
618
|
706
|
765
|
800
|
824
|
842
|
860
|
866
|
869
|
874
|
878
|
|
| Interest Expense |
201
|
168
|
142
|
126
|
116
|
110
|
105
|
99
|
95
|
91
|
90
|
97
|
109
|
129
|
155
|
179
|
207
|
234
|
263
|
295
|
320
|
340
|
345
|
340
|
333
|
316
|
290
|
263
|
232
|
203
|
181
|
159
|
140
|
128
|
123
|
118
|
114
|
109
|
104
|
99
|
94
|
90
|
85
|
80
|
75
|
68
|
62
|
58
|
55
|
52
|
50
|
49
|
47
|
46
|
45
|
45
|
44
|
44
|
44
|
44
|
43
|
42
|
39
|
38
|
39
|
42
|
46
|
49
|
53
|
55
|
57
|
59
|
59
|
58
|
53
|
46
|
39
|
32
|
29
|
28
|
27
|
26
|
26
|
30
|
38
|
55
|
80
|
107
|
137
|
162
|
182
|
200
|
209
|
214
|
216
|
216
|
|
| Non Interest Income |
80
|
75
|
72
|
78
|
86
|
100
|
112
|
120
|
127
|
127
|
126
|
128
|
135
|
149
|
155
|
160
|
167
|
165
|
175
|
174
|
177
|
163
|
163
|
168
|
165
|
185
|
189
|
194
|
190
|
186
|
191
|
191
|
201
|
231
|
224
|
220
|
219
|
196
|
194
|
198
|
202
|
196
|
189
|
212
|
201
|
211
|
217
|
187
|
190
|
195
|
189
|
181
|
178
|
157
|
156
|
162
|
156
|
160
|
156
|
154
|
162
|
158
|
156
|
157
|
150
|
152
|
160
|
161
|
165
|
162
|
154
|
155
|
155
|
154
|
153
|
150
|
151
|
152
|
216
|
223
|
222
|
230
|
175
|
182
|
187
|
184
|
179
|
169
|
170
|
172
|
178
|
176
|
177
|
172
|
169
|
171
|
|
| Revenue |
269
N/A
|
276
+2%
|
288
+4%
|
308
+7%
|
323
+5%
|
338
+5%
|
347
+2%
|
349
+1%
|
351
+1%
|
342
-2%
|
337
-1%
|
354
+5%
|
379
+7%
|
420
+11%
|
454
+8%
|
462
+2%
|
469
+1%
|
465
-1%
|
468
+1%
|
462
-1%
|
467
+1%
|
453
-3%
|
461
+2%
|
474
+3%
|
476
+0%
|
499
+5%
|
503
+1%
|
514
+2%
|
523
+2%
|
539
+3%
|
563
+5%
|
574
+2%
|
589
+3%
|
610
+4%
|
587
-4%
|
575
-2%
|
564
-2%
|
532
-6%
|
531
0%
|
529
0%
|
525
-1%
|
513
-2%
|
497
-3%
|
515
+4%
|
502
-3%
|
509
+2%
|
514
+1%
|
487
-5%
|
498
+2%
|
516
+4%
|
526
+2%
|
526
0%
|
525
0%
|
506
-4%
|
505
0%
|
515
+2%
|
508
-1%
|
511
+0%
|
506
-1%
|
499
-1%
|
507
+1%
|
505
0%
|
510
+1%
|
522
+2%
|
527
+1%
|
540
+2%
|
556
+3%
|
565
+2%
|
578
+2%
|
586
+1%
|
587
+0%
|
592
+1%
|
589
-1%
|
581
-1%
|
572
-1%
|
552
-3%
|
539
-2%
|
528
-2%
|
579
+10%
|
589
+2%
|
594
+1%
|
600
+1%
|
557
-7%
|
605
+9%
|
675
+12%
|
747
+11%
|
805
+8%
|
828
+3%
|
833
+1%
|
834
+0%
|
837
+0%
|
836
0%
|
834
0%
|
826
-1%
|
826
+0%
|
833
+1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(9)
|
(9)
|
(8)
|
(9)
|
(9)
|
(9)
|
(9)
|
(8)
|
(8)
|
(8)
|
(7)
|
(7)
|
(5)
|
(8)
|
(7)
|
(4)
|
(1)
|
1
|
1
|
(1)
|
(4)
|
(5)
|
(6)
|
0
|
2
|
2
|
(1)
|
(12)
|
(20)
|
(30)
|
(49)
|
(53)
|
(59)
|
(54)
|
(32)
|
(29)
|
(23)
|
(20)
|
(16)
|
(15)
|
(17)
|
(19)
|
(27)
|
(26)
|
(28)
|
(30)
|
(28)
|
(29)
|
(23)
|
(18)
|
(17)
|
(14)
|
(14)
|
(15)
|
(19)
|
(25)
|
(24)
|
(31)
|
(30)
|
(20)
|
(20)
|
(13)
|
(6)
|
(14)
|
(11)
|
(11)
|
(8)
|
(5)
|
(6)
|
(12)
|
(17)
|
(18)
|
(19)
|
(28)
|
(37)
|
(40)
|
(45)
|
(30)
|
(20)
|
(14)
|
(8)
|
(8)
|
(11)
|
(17)
|
(22)
|
(29)
|
(34)
|
(36)
|
(35)
|
(39)
|
(39)
|
(37)
|
(32)
|
(22)
|
(18)
|
(11)
|
|
| Non Interest Expense |
(135)
|
(140)
|
(145)
|
(150)
|
(155)
|
(158)
|
(161)
|
(161)
|
(160)
|
(159)
|
(158)
|
(177)
|
(197)
|
(218)
|
(242)
|
(249)
|
(256)
|
(275)
|
(278)
|
(282)
|
(289)
|
(282)
|
(288)
|
(297)
|
(300)
|
(299)
|
(302)
|
(300)
|
(301)
|
(300)
|
(309)
|
(311)
|
(309)
|
(344)
|
(339)
|
(339)
|
(340)
|
(310)
|
(314)
|
(315)
|
(317)
|
(309)
|
(298)
|
(324)
|
(315)
|
(328)
|
(330)
|
(294)
|
(293)
|
(289)
|
(284)
|
(284)
|
(281)
|
(271)
|
(271)
|
(275)
|
(277)
|
(277)
|
(281)
|
(283)
|
(290)
|
(297)
|
(299)
|
(294)
|
(294)
|
(287)
|
(294)
|
(300)
|
(300)
|
(304)
|
(303)
|
(306)
|
(310)
|
(314)
|
(308)
|
(297)
|
(281)
|
(267)
|
(263)
|
(262)
|
(263)
|
(265)
|
(264)
|
(270)
|
(271)
|
(274)
|
(273)
|
(269)
|
(275)
|
(277)
|
(284)
|
(289)
|
(293)
|
(297)
|
(301)
|
(304)
|
|
| Pre-Tax Income |
125
N/A
|
127
+2%
|
135
+6%
|
150
+11%
|
160
+7%
|
172
+8%
|
177
+3%
|
180
+2%
|
183
+2%
|
175
-4%
|
172
-2%
|
170
-1%
|
177
+4%
|
194
+10%
|
205
+6%
|
209
+2%
|
212
+2%
|
191
-10%
|
192
+1%
|
179
-7%
|
174
-3%
|
166
-4%
|
167
+1%
|
177
+6%
|
177
+0%
|
201
+13%
|
199
-1%
|
202
+1%
|
202
0%
|
208
+3%
|
205
-1%
|
210
+2%
|
221
+5%
|
212
-4%
|
216
+2%
|
207
-4%
|
201
-3%
|
203
+1%
|
200
-1%
|
199
-1%
|
191
-4%
|
186
-3%
|
173
-7%
|
165
-4%
|
158
-4%
|
151
-5%
|
156
+3%
|
165
+5%
|
183
+11%
|
209
+15%
|
225
+7%
|
228
+1%
|
230
+1%
|
221
-4%
|
216
-2%
|
215
0%
|
207
-4%
|
202
-2%
|
195
-4%
|
197
+1%
|
197
+0%
|
195
-1%
|
204
+5%
|
214
+5%
|
222
+4%
|
241
+9%
|
254
+5%
|
259
+2%
|
273
+5%
|
270
-1%
|
267
-1%
|
268
+0%
|
260
-3%
|
239
-8%
|
228
-5%
|
215
-5%
|
212
-2%
|
232
+9%
|
297
+28%
|
313
+5%
|
322
+3%
|
327
+1%
|
282
-14%
|
319
+13%
|
383
+20%
|
444
+16%
|
498
+12%
|
523
+5%
|
524
+0%
|
518
-1%
|
515
-1%
|
511
-1%
|
509
0%
|
507
0%
|
508
+0%
|
517
+2%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(42)
|
(43)
|
(46)
|
(51)
|
(54)
|
(58)
|
(59)
|
(59)
|
(60)
|
(58)
|
(57)
|
(56)
|
(58)
|
(64)
|
(68)
|
(69)
|
(71)
|
(64)
|
(64)
|
(60)
|
(57)
|
(54)
|
(55)
|
(59)
|
(56)
|
(65)
|
(65)
|
(66)
|
(70)
|
(72)
|
(71)
|
(73)
|
(78)
|
(74)
|
(76)
|
(70)
|
(71)
|
(71)
|
(70)
|
(72)
|
(64)
|
(60)
|
(55)
|
(53)
|
(51)
|
(47)
|
(49)
|
(52)
|
(56)
|
(67)
|
(73)
|
(74)
|
(77)
|
(75)
|
(74)
|
(74)
|
(70)
|
(68)
|
(65)
|
(63)
|
(63)
|
(62)
|
(61)
|
(66)
|
(67)
|
(66)
|
(66)
|
(60)
|
(58)
|
(57)
|
(57)
|
(58)
|
(55)
|
(51)
|
(48)
|
(44)
|
(44)
|
(48)
|
(63)
|
(68)
|
(68)
|
(70)
|
(59)
|
(68)
|
(82)
|
(95)
|
(107)
|
(112)
|
(112)
|
(110)
|
(111)
|
(110)
|
(100)
|
(98)
|
(96)
|
(97)
|
|
| Income from Continuing Operations |
83
|
84
|
89
|
99
|
106
|
115
|
118
|
121
|
122
|
117
|
115
|
114
|
119
|
130
|
137
|
140
|
141
|
127
|
129
|
120
|
117
|
112
|
112
|
118
|
121
|
136
|
135
|
136
|
132
|
137
|
135
|
138
|
143
|
137
|
140
|
137
|
130
|
131
|
130
|
127
|
127
|
125
|
117
|
113
|
108
|
104
|
107
|
113
|
126
|
142
|
152
|
153
|
153
|
145
|
142
|
140
|
137
|
134
|
130
|
134
|
134
|
133
|
144
|
148
|
154
|
176
|
188
|
200
|
214
|
213
|
210
|
210
|
205
|
188
|
179
|
171
|
167
|
183
|
234
|
246
|
254
|
257
|
223
|
251
|
300
|
348
|
391
|
411
|
412
|
408
|
404
|
400
|
409
|
409
|
412
|
420
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
83
N/A
|
79
-5%
|
84
+6%
|
94
+11%
|
101
+7%
|
115
+14%
|
118
+3%
|
121
+3%
|
122
+1%
|
117
-4%
|
115
-2%
|
114
-1%
|
119
+4%
|
130
+9%
|
137
+6%
|
140
+2%
|
141
+1%
|
127
-10%
|
129
+1%
|
120
-7%
|
117
-2%
|
112
-5%
|
112
0%
|
118
+5%
|
121
+3%
|
136
+12%
|
135
-1%
|
136
+1%
|
132
-3%
|
133
+1%
|
128
-4%
|
128
0%
|
130
+2%
|
124
-4%
|
127
+2%
|
124
-3%
|
117
-5%
|
118
+1%
|
117
-1%
|
114
-3%
|
114
N/A
|
112
-2%
|
104
-7%
|
99
-5%
|
94
-5%
|
93
0%
|
100
+7%
|
109
+10%
|
126
+16%
|
142
+12%
|
152
+7%
|
153
+1%
|
153
0%
|
145
-5%
|
142
-3%
|
140
-1%
|
137
-3%
|
134
-2%
|
130
-3%
|
134
+3%
|
134
+0%
|
133
-1%
|
144
+8%
|
148
+3%
|
157
+7%
|
179
+14%
|
191
+7%
|
203
+6%
|
216
+7%
|
214
-1%
|
212
-1%
|
212
+0%
|
205
-3%
|
188
-8%
|
179
-5%
|
171
-5%
|
167
-2%
|
183
+10%
|
234
+28%
|
246
+5%
|
254
+3%
|
257
+1%
|
223
-13%
|
251
+13%
|
300
+19%
|
348
+16%
|
391
+12%
|
411
+5%
|
412
+0%
|
408
-1%
|
404
-1%
|
400
-1%
|
409
+2%
|
409
0%
|
412
+1%
|
420
+2%
|
|
| EPS (Diluted) |
1.15
N/A
|
1.11
-3%
|
1.18
+6%
|
1.34
+14%
|
1.43
+7%
|
1.69
+18%
|
1.74
+3%
|
1.78
+2%
|
1.8
+1%
|
1.73
-4%
|
1.69
-2%
|
1.61
-5%
|
1.71
+6%
|
1.85
+8%
|
1.94
+5%
|
1.97
+2%
|
1.98
+1%
|
1.79
-10%
|
1.83
+2%
|
1.69
-8%
|
1.67
-1%
|
1.59
-5%
|
1.6
+1%
|
1.69
+6%
|
1.75
+4%
|
1.97
+13%
|
1.95
-1%
|
1.97
+1%
|
1.92
-3%
|
1.93
+1%
|
1.86
-4%
|
1.86
N/A
|
1.9
+2%
|
1.82
-4%
|
1.86
+2%
|
1.82
-2%
|
1.72
-5%
|
1.75
+2%
|
1.73
-1%
|
1.68
-3%
|
1.69
+1%
|
1.65
-2%
|
1.53
-7%
|
1.46
-5%
|
1.39
-5%
|
1.39
N/A
|
1.49
+7%
|
1.63
+9%
|
1.88
+15%
|
2.11
+12%
|
2.26
+7%
|
2.29
+1%
|
2.28
0%
|
2.18
-4%
|
2.13
-2%
|
2.11
-1%
|
2.05
-3%
|
2.01
-2%
|
1.95
-3%
|
2.01
+3%
|
2.02
+0%
|
2
-1%
|
2.16
+8%
|
2.21
+2%
|
2.35
+6%
|
2.67
+14%
|
2.85
+7%
|
3.05
+7%
|
3.24
+6%
|
3.25
+0%
|
3.2
-2%
|
3.22
+1%
|
3.12
-3%
|
2.88
-8%
|
2.82
-2%
|
2.69
-5%
|
2.62
-3%
|
2.88
+10%
|
3.68
+28%
|
3.87
+5%
|
4
+3%
|
4.04
+1%
|
3.51
-13%
|
4.02
+15%
|
4.78
+19%
|
5.58
+17%
|
6.28
+13%
|
6.55
+4%
|
6.62
+1%
|
6.54
-1%
|
6.48
-1%
|
6.43
-1%
|
6.57
+2%
|
6.56
0%
|
6.61
+1%
|
6.75
+2%
|
|