Kearny Financial Corp
NASDAQ:KRNY
Cash Flow Statement
Cash Flow Statement
Kearny Financial Corp
| Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Income |
13
|
14
|
14
|
14
|
19
|
18
|
17
|
16
|
10
|
8
|
6
|
4
|
2
|
2
|
3
|
5
|
6
|
7
|
7
|
6
|
6
|
6
|
5
|
6
|
7
|
7
|
5
|
6
|
8
|
9
|
9
|
8
|
5
|
5
|
5
|
6
|
7
|
7
|
9
|
9
|
10
|
11
|
10
|
12
|
6
|
6
|
7
|
8
|
16
|
18
|
19
|
19
|
19
|
19
|
15
|
16
|
20
|
26
|
35
|
41
|
42
|
42
|
42
|
40
|
45
|
45
|
51
|
58
|
63
|
72
|
73
|
75
|
68
|
64
|
48
|
40
|
41
|
34
|
18
|
15
|
(87)
|
(90)
|
(70)
|
(71)
|
26
|
29
|
32
|
|
| Depreciation & Amortization |
2
|
2
|
2
|
2
|
2
|
2
|
2
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
4
|
4
|
5
|
5
|
5
|
6
|
6
|
6
|
6
|
6
|
6
|
7
|
7
|
7
|
7
|
7
|
7
|
7
|
7
|
6
|
6
|
6
|
6
|
6
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
|
| Change in Deffered Taxes |
1
|
(0)
|
1
|
(0)
|
0
|
1
|
2
|
3
|
(1)
|
(1)
|
1
|
(1)
|
(2)
|
(2)
|
(3)
|
(4)
|
(2)
|
(2)
|
(2)
|
1
|
1
|
0
|
1
|
(0)
|
(0)
|
(0)
|
(1)
|
(0)
|
1
|
2
|
2
|
2
|
0
|
1
|
0
|
(0)
|
0
|
(0)
|
0
|
0
|
0
|
3
|
2
|
1
|
(3)
|
(6)
|
(7)
|
(7)
|
(2)
|
(1)
|
0
|
(0)
|
(2)
|
(1)
|
3
|
4
|
7
|
7
|
5
|
6
|
5
|
5
|
5
|
2
|
1
|
0
|
(0)
|
3
|
4
|
6
|
7
|
8
|
5
|
5
|
3
|
1
|
3
|
2
|
3
|
2
|
(1)
|
(2)
|
(4)
|
(3)
|
(1)
|
0
|
(0)
|
|
| Stock-Based Compensation |
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
5
|
7
|
7
|
7
|
5
|
2
|
2
|
2
|
5
|
0
|
0
|
2
|
7
|
8
|
10
|
10
|
6
|
6
|
6
|
4
|
3
|
2
|
1
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
4
|
5
|
7
|
8
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
7
|
6
|
6
|
5
|
5
|
5
|
5
|
5
|
4
|
4
|
3
|
3
|
3
|
3
|
3
|
3
|
|
| Other Non-Cash Items |
3
|
2
|
2
|
2
|
2
|
2
|
3
|
5
|
6
|
8
|
9
|
9
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
9
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
7
|
6
|
6
|
7
|
9
|
11
|
12
|
12
|
21
|
19
|
18
|
16
|
5
|
5
|
4
|
5
|
4
|
10
|
10
|
10
|
12
|
8
|
8
|
9
|
11
|
12
|
13
|
14
|
14
|
10
|
6
|
2
|
(2)
|
(2)
|
(2)
|
(0)
|
3
|
1
|
(5)
|
(6)
|
(9)
|
(6)
|
(0)
|
(0)
|
2
|
1
|
1
|
(3)
|
(2)
|
(3)
|
(2)
|
2
|
1
|
99
|
99
|
99
|
99
|
3
|
2
|
2
|
|
| Cash Taxes Paid |
6
|
7
|
2
|
5
|
2
|
(4)
|
7
|
5
|
6
|
11
|
3
|
3
|
1
|
1
|
1
|
2
|
2
|
2
|
4
|
3
|
4
|
5
|
4
|
4
|
5
|
5
|
6
|
6
|
4
|
1
|
2
|
2
|
2
|
3
|
1
|
1
|
2
|
2
|
3
|
6
|
4
|
4
|
3
|
(0)
|
2
|
3
|
3
|
6
|
9
|
9
|
10
|
10
|
9
|
12
|
11
|
9
|
9
|
5
|
7
|
8
|
7
|
9
|
10
|
10
|
12
|
15
|
15
|
17
|
20
|
20
|
20
|
16
|
16
|
16
|
14
|
15
|
10
|
8
|
6
|
6
|
7
|
4
|
4
|
5
|
4
|
6
|
6
|
|
| Cash Interest Paid |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
15
|
0
|
0
|
0
|
0
|
0
|
0
|
5
|
10
|
16
|
22
|
23
|
24
|
25
|
25
|
26
|
28
|
30
|
32
|
33
|
34
|
35
|
36
|
38
|
40
|
43
|
50
|
56
|
64
|
73
|
78
|
85
|
91
|
92
|
89
|
82
|
71
|
60
|
50
|
41
|
34
|
31
|
29
|
34
|
51
|
77
|
109
|
135
|
160
|
175
|
185
|
194
|
199
|
198
|
194
|
192
|
180
|
|
| Change in Working Capital |
(3)
|
3
|
(2)
|
2
|
(3)
|
(9)
|
(6)
|
(11)
|
(2)
|
(1)
|
(2)
|
(1)
|
1
|
2
|
5
|
4
|
2
|
2
|
2
|
2
|
3
|
1
|
(3)
|
(2)
|
(4)
|
(2)
|
4
|
6
|
11
|
16
|
18
|
19
|
19
|
13
|
12
|
4
|
1
|
2
|
1
|
4
|
8
|
5
|
5
|
16
|
5
|
7
|
15
|
4
|
14
|
9
|
2
|
6
|
7
|
8
|
9
|
8
|
5
|
10
|
7
|
4
|
(11)
|
(15)
|
(13)
|
(21)
|
(33)
|
(32)
|
(27)
|
(11)
|
8
|
(10)
|
(16)
|
(16)
|
1
|
19
|
36
|
37
|
22
|
21
|
24
|
24
|
27
|
23
|
(5)
|
(6)
|
(8)
|
(13)
|
2
|
|
| Cash from Operating Activities |
15
N/A
|
21
+44%
|
17
-18%
|
20
+16%
|
20
-2%
|
14
-26%
|
17
+21%
|
15
-13%
|
15
0%
|
16
+9%
|
16
-3%
|
13
-20%
|
13
-1%
|
12
-3%
|
15
+24%
|
15
0%
|
16
+8%
|
17
+6%
|
17
+2%
|
20
+14%
|
20
+1%
|
17
-14%
|
13
-26%
|
13
+0%
|
13
-1%
|
15
+17%
|
17
+17%
|
21
+22%
|
29
+36%
|
36
+23%
|
39
+10%
|
39
+1%
|
37
-5%
|
33
-13%
|
32
-1%
|
33
+3%
|
30
-11%
|
29
-2%
|
28
-3%
|
22
-24%
|
26
+21%
|
26
-1%
|
24
-5%
|
36
+49%
|
21
-43%
|
20
-3%
|
29
+45%
|
20
-31%
|
39
+96%
|
37
-5%
|
34
-9%
|
39
+15%
|
39
-1%
|
42
+9%
|
44
+4%
|
45
+3%
|
45
+1%
|
52
+16%
|
54
+2%
|
54
+1%
|
39
-28%
|
36
-7%
|
39
+8%
|
30
-24%
|
19
-35%
|
15
-25%
|
25
+75%
|
47
+87%
|
75
+59%
|
75
-1%
|
71
-5%
|
75
+5%
|
81
+9%
|
97
+19%
|
91
-6%
|
82
-10%
|
70
-15%
|
61
-12%
|
53
-14%
|
48
-8%
|
44
-9%
|
34
-22%
|
25
-28%
|
24
-3%
|
25
+3%
|
24
-4%
|
41
+71%
|
|
| Investing Cash Flow | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures |
(8)
|
(10)
|
(13)
|
(11)
|
(10)
|
(9)
|
(5)
|
(4)
|
(3)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(3)
|
(4)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(8)
|
(9)
|
(9)
|
(8)
|
(6)
|
(5)
|
(4)
|
(7)
|
(6)
|
(6)
|
(5)
|
(3)
|
(5)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
(3)
|
(2)
|
(1)
|
0
|
(1)
|
(0)
|
(1)
|
(3)
|
(4)
|
(4)
|
(3)
|
(2)
|
(2)
|
|
| Other Items |
(235)
|
(151)
|
(68)
|
(17)
|
(66)
|
(117)
|
(142)
|
121
|
186
|
189
|
246
|
23
|
15
|
(24)
|
(120)
|
(172)
|
(192)
|
(159)
|
(108)
|
(27)
|
45
|
(53)
|
(25)
|
(204)
|
(231)
|
(209)
|
(224)
|
(19)
|
(12)
|
151
|
21
|
(128)
|
(116)
|
(124)
|
(15)
|
142
|
(283)
|
(439)
|
(439)
|
(630)
|
(242)
|
(168)
|
(223)
|
(236)
|
(523)
|
(789)
|
(852)
|
(793)
|
(419)
|
(273)
|
(267)
|
(265)
|
(450)
|
(328)
|
(248)
|
(270)
|
7
|
(124)
|
(148)
|
(2)
|
(142)
|
126
|
116
|
(63)
|
91
|
(41)
|
(30)
|
35
|
(79)
|
28
|
74
|
(92)
|
(477)
|
(764)
|
(1 183)
|
(900)
|
(417)
|
(147)
|
368
|
360
|
259
|
210
|
131
|
70
|
44
|
92
|
118
|
|
| Cash from Investing Activities |
(243)
N/A
|
(160)
+34%
|
(80)
+50%
|
(27)
+66%
|
(76)
-175%
|
(126)
-67%
|
(147)
-17%
|
118
N/A
|
183
+56%
|
187
+2%
|
244
+31%
|
21
-91%
|
13
-36%
|
(25)
N/A
|
(121)
-380%
|
(173)
-43%
|
(194)
-12%
|
(161)
+17%
|
(111)
+31%
|
(29)
+74%
|
43
N/A
|
(55)
N/A
|
(27)
+52%
|
(205)
-667%
|
(233)
-13%
|
(210)
+10%
|
(225)
-7%
|
(20)
+91%
|
(13)
+34%
|
149
N/A
|
18
-88%
|
(130)
N/A
|
(118)
+10%
|
(126)
-7%
|
(16)
+87%
|
141
N/A
|
(284)
N/A
|
(440)
-55%
|
(441)
0%
|
(634)
-44%
|
(246)
+61%
|
(171)
+30%
|
(226)
-32%
|
(238)
-5%
|
(525)
-121%
|
(792)
-51%
|
(855)
-8%
|
(795)
+7%
|
(422)
+47%
|
(275)
+35%
|
(269)
+2%
|
(269)
+0%
|
(454)
-69%
|
(333)
+27%
|
(255)
+24%
|
(277)
-9%
|
(1)
+99%
|
(134)
-9 132%
|
(157)
-18%
|
(10)
+93%
|
(148)
-1 323%
|
121
N/A
|
112
-8%
|
(70)
N/A
|
85
N/A
|
(47)
N/A
|
(36)
+24%
|
32
N/A
|
(84)
N/A
|
23
N/A
|
70
+202%
|
(97)
N/A
|
(480)
-395%
|
(768)
-60%
|
(1 186)
-55%
|
(903)
+24%
|
(418)
+54%
|
(147)
+65%
|
368
N/A
|
360
-2%
|
258
-28%
|
207
-20%
|
127
-39%
|
67
-47%
|
41
-38%
|
90
+118%
|
116
+30%
|
|
| Financing Cash Flow | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Issuance of Common Stock |
0
|
0
|
0
|
197
|
197
|
0
|
195
|
(4)
|
(19)
|
(24)
|
(35)
|
(34)
|
(25)
|
(21)
|
(10)
|
(12)
|
(8)
|
(8)
|
(13)
|
(12)
|
(14)
|
(14)
|
(8)
|
(7)
|
(9)
|
(11)
|
(9)
|
(8)
|
(4)
|
(4)
|
(8)
|
(9)
|
(8)
|
(7)
|
(3)
|
(3)
|
(4)
|
(5)
|
(6)
|
(5)
|
(3)
|
(0)
|
3
|
2
|
708
|
707
|
0
|
0
|
(22)
|
(58)
|
(77)
|
(106)
|
(126)
|
(130)
|
(140)
|
(122)
|
(143)
|
(129)
|
(150)
|
(172)
|
(141)
|
(145)
|
(116)
|
(102)
|
(70)
|
0
|
(63)
|
(80)
|
(119)
|
(158)
|
(142)
|
(134)
|
(130)
|
(99)
|
(75)
|
(55)
|
(28)
|
(25)
|
(24)
|
(18)
|
(11)
|
(5)
|
0
|
0
|
0
|
0
|
0
|
|
| Net Issuance of Debt |
30
|
20
|
18
|
23
|
(30)
|
(20)
|
(18)
|
0
|
0
|
0
|
0
|
0
|
0
|
100
|
200
|
200
|
200
|
100
|
0
|
0
|
(8)
|
0
|
0
|
0
|
0
|
0
|
(9)
|
0
|
(6)
|
0
|
(11)
|
0
|
2
|
0
|
(5)
|
1
|
(2)
|
53
|
(10)
|
(7)
|
6
|
(68)
|
1
|
(2)
|
(13)
|
14
|
9
|
(0)
|
1
|
16
|
91
|
17
|
(5)
|
(25)
|
(103)
|
27
|
(2)
|
51
|
(7)
|
(39)
|
10
|
(76)
|
4
|
170
|
(33)
|
(70)
|
(84)
|
(270)
|
(49)
|
55
|
20
|
310
|
230
|
0
|
107
|
145
|
(25)
|
115
|
108
|
(190)
|
(50)
|
100
|
(105)
|
(180)
|
(125)
|
(170)
|
65
|
|
| Cash Paid for Dividends |
0
|
0
|
0
|
0
|
0
|
(1)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(3)
|
0
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(2)
|
(4)
|
(5)
|
(7)
|
(7)
|
(7)
|
(8)
|
(8)
|
(9)
|
(19)
|
(19)
|
(21)
|
(22)
|
(30)
|
(33)
|
(35)
|
(36)
|
(22)
|
(23)
|
(24)
|
(26)
|
(27)
|
(27)
|
(29)
|
(29)
|
(30)
|
(31)
|
(31)
|
(31)
|
(29)
|
(29)
|
(29)
|
(28)
|
(28)
|
(28)
|
(28)
|
(28)
|
(28)
|
(28)
|
(28)
|
(28)
|
(28)
|
|
| Other |
(87)
|
(74)
|
(82)
|
(117)
|
(11)
|
(16)
|
(11)
|
6
|
(85)
|
(31)
|
(8)
|
3
|
(64)
|
(160)
|
(192)
|
(153)
|
(43)
|
1
|
24
|
47
|
43
|
99
|
140
|
138
|
202
|
207
|
157
|
112
|
40
|
(5)
|
(28)
|
9
|
23
|
(2)
|
25
|
(73)
|
232
|
294
|
395
|
550
|
224
|
222
|
141
|
187
|
14
|
29
|
131
|
68
|
270
|
258
|
153
|
383
|
433
|
421
|
487
|
214
|
172
|
187
|
292
|
217
|
185
|
184
|
(26)
|
0
|
164
|
185
|
272
|
347
|
91
|
(58)
|
(58)
|
(169)
|
363
|
843
|
1 108
|
891
|
398
|
(14)
|
(478)
|
(296)
|
(220)
|
(211)
|
49
|
172
|
190
|
59
|
(188)
|
|
| Cash from Financing Activities |
(57)
N/A
|
(54)
+6%
|
(64)
-19%
|
103
N/A
|
156
+51%
|
160
+3%
|
164
+2%
|
(19)
N/A
|
(108)
-468%
|
(59)
+46%
|
(47)
+20%
|
(35)
+26%
|
(93)
-168%
|
(84)
+9%
|
(6)
+93%
|
30
N/A
|
146
+381%
|
90
-39%
|
7
-92%
|
31
+331%
|
17
-46%
|
81
+382%
|
128
+58%
|
127
-1%
|
190
+49%
|
192
+1%
|
136
-30%
|
100
-26%
|
26
-74%
|
(13)
N/A
|
(41)
-208%
|
(5)
+88%
|
14
N/A
|
(9)
N/A
|
24
N/A
|
(76)
N/A
|
226
N/A
|
341
+51%
|
379
+11%
|
538
+42%
|
228
-58%
|
154
-32%
|
144
-6%
|
187
+30%
|
710
+279%
|
748
+5%
|
842
+13%
|
769
-9%
|
242
-69%
|
208
-14%
|
160
-23%
|
285
+78%
|
294
+3%
|
258
-12%
|
225
-13%
|
100
-56%
|
7
-93%
|
87
+1 147%
|
105
+20%
|
(28)
N/A
|
19
N/A
|
(73)
N/A
|
(160)
-121%
|
45
N/A
|
37
-18%
|
49
+32%
|
98
+99%
|
(30)
N/A
|
(105)
-247%
|
(190)
-81%
|
(210)
-11%
|
(25)
+88%
|
432
N/A
|
713
+65%
|
1 110
+56%
|
953
-14%
|
317
-67%
|
47
-85%
|
(422)
N/A
|
(531)
-26%
|
(309)
+42%
|
(143)
+54%
|
(84)
+41%
|
(36)
+58%
|
38
N/A
|
(139)
N/A
|
(151)
-9%
|
|
| Change in Cash | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Change in Cash |
(286)
N/A
|
(193)
+33%
|
(127)
+34%
|
96
N/A
|
100
+5%
|
48
-52%
|
34
-30%
|
114
+235%
|
90
-21%
|
144
+60%
|
213
+47%
|
(1)
N/A
|
(67)
-7 421%
|
(97)
-45%
|
(112)
-15%
|
(128)
-14%
|
(32)
+75%
|
(54)
-70%
|
(86)
-60%
|
22
N/A
|
80
+262%
|
43
-46%
|
114
+166%
|
(65)
N/A
|
(30)
+54%
|
(3)
+92%
|
(72)
-2 753%
|
102
N/A
|
41
-59%
|
171
+316%
|
16
-90%
|
(96)
N/A
|
(67)
+30%
|
(102)
-52%
|
40
N/A
|
98
+142%
|
(29)
N/A
|
(70)
-145%
|
(34)
+52%
|
(74)
-121%
|
8
N/A
|
9
+8%
|
(57)
N/A
|
(14)
+75%
|
205
N/A
|
(24)
N/A
|
16
N/A
|
(6)
N/A
|
(141)
-2 257%
|
(30)
+79%
|
(76)
-152%
|
56
N/A
|
(121)
N/A
|
(34)
+72%
|
14
N/A
|
(132)
N/A
|
51
N/A
|
6
-89%
|
1
-86%
|
16
+1 884%
|
(90)
N/A
|
85
N/A
|
(10)
N/A
|
5
N/A
|
142
+2 575%
|
17
-88%
|
88
+432%
|
50
-44%
|
(113)
N/A
|
(92)
+19%
|
(69)
+25%
|
(47)
+33%
|
34
N/A
|
42
+24%
|
15
-64%
|
132
+769%
|
(31)
N/A
|
(39)
-25%
|
(2)
+95%
|
(124)
-6 745%
|
(7)
+95%
|
98
N/A
|
68
-31%
|
55
-19%
|
103
+88%
|
(25)
N/A
|
6
N/A
|
|