Kearny Financial Corp
NASDAQ:KRNY
Income Statement
Income Statement
Kearny Financial Corp
| Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
47
|
49
|
50
|
51
|
52
|
52
|
52
|
51
|
51
|
50
|
48
|
47
|
45
|
45
|
45
|
46
|
47
|
49
|
51
|
53
|
54
|
54
|
54
|
56
|
57
|
58
|
60
|
63
|
68
|
71
|
73
|
72
|
70
|
70
|
68
|
67
|
66
|
68
|
70
|
72
|
74
|
75
|
76
|
78
|
81
|
83
|
88
|
92
|
95
|
97
|
98
|
100
|
103
|
105
|
107
|
107
|
121
|
135
|
147
|
159
|
155
|
152
|
147
|
146
|
154
|
162
|
173
|
184
|
188
|
193
|
196
|
195
|
197
|
196
|
192
|
186
|
176
|
166
|
158
|
149
|
143
|
136
|
133
|
132
|
135
|
140
|
146
|
|
| Interest Income |
79
|
79
|
79
|
80
|
82
|
85
|
87
|
88
|
89
|
91
|
93
|
94
|
96
|
96
|
96
|
97
|
97
|
99
|
99
|
99
|
98
|
96
|
95
|
94
|
93
|
93
|
93
|
96
|
100
|
103
|
103
|
101
|
99
|
97
|
94
|
91
|
88
|
88
|
90
|
93
|
96
|
98
|
100
|
103
|
106
|
110
|
116
|
122
|
127
|
130
|
133
|
135
|
139
|
144
|
148
|
151
|
171
|
192
|
214
|
235
|
237
|
239
|
236
|
235
|
238
|
239
|
242
|
242
|
238
|
234
|
230
|
225
|
226
|
233
|
250
|
273
|
294
|
310
|
321
|
326
|
329
|
331
|
330
|
327
|
324
|
324
|
323
|
|
| Interest Expense |
32
|
30
|
29
|
29
|
30
|
32
|
35
|
37
|
39
|
41
|
44
|
48
|
50
|
51
|
51
|
51
|
51
|
50
|
49
|
47
|
44
|
42
|
40
|
38
|
36
|
35
|
34
|
33
|
32
|
31
|
31
|
29
|
28
|
27
|
26
|
24
|
22
|
21
|
20
|
21
|
22
|
23
|
24
|
25
|
25
|
26
|
28
|
30
|
32
|
34
|
34
|
35
|
37
|
39
|
41
|
44
|
50
|
57
|
67
|
76
|
82
|
87
|
89
|
89
|
84
|
77
|
69
|
58
|
50
|
41
|
34
|
30
|
30
|
38
|
58
|
86
|
118
|
144
|
163
|
176
|
186
|
195
|
197
|
195
|
190
|
184
|
177
|
|
| Non Interest Income |
2
|
2
|
2
|
2
|
10
|
10
|
10
|
11
|
3
|
3
|
3
|
2
|
3
|
3
|
3
|
3
|
2
|
2
|
2
|
1
|
2
|
2
|
2
|
2
|
3
|
3
|
3
|
4
|
5
|
5
|
4
|
3
|
2
|
2
|
5
|
16
|
16
|
17
|
17
|
8
|
8
|
8
|
8
|
8
|
8
|
9
|
10
|
9
|
11
|
11
|
12
|
12
|
11
|
12
|
12
|
13
|
13
|
13
|
13
|
14
|
14
|
14
|
16
|
18
|
15
|
21
|
22
|
21
|
21
|
18
|
16
|
15
|
14
|
16
|
3
|
2
|
3
|
1
|
(7)
|
(4)
|
(2)
|
(1)
|
20
|
20
|
19
|
20
|
21
|
|
| Revenue |
48
N/A
|
50
+5%
|
52
+2%
|
53
+2%
|
62
+16%
|
62
+0%
|
62
+0%
|
62
+1%
|
54
-13%
|
53
-2%
|
52
-2%
|
49
-5%
|
48
-3%
|
47
0%
|
48
+1%
|
48
+1%
|
49
+1%
|
50
+3%
|
52
+4%
|
54
+2%
|
55
+3%
|
55
+0%
|
56
+1%
|
58
+3%
|
60
+3%
|
61
+2%
|
63
+3%
|
67
+7%
|
73
+9%
|
77
+5%
|
77
+0%
|
75
-2%
|
72
-4%
|
72
-1%
|
73
+2%
|
83
+13%
|
83
+0%
|
85
+2%
|
87
+3%
|
80
-8%
|
82
+2%
|
83
+1%
|
84
+1%
|
87
+3%
|
89
+2%
|
92
+4%
|
97
+5%
|
101
+3%
|
106
+5%
|
108
+2%
|
110
+3%
|
112
+1%
|
114
+2%
|
117
+3%
|
118
+1%
|
120
+2%
|
135
+12%
|
148
+10%
|
161
+8%
|
172
+7%
|
169
-2%
|
166
-2%
|
163
-2%
|
164
+1%
|
169
+3%
|
183
+8%
|
196
+7%
|
205
+5%
|
209
+2%
|
211
+1%
|
212
+1%
|
210
-1%
|
211
+0%
|
212
+1%
|
195
-8%
|
188
-4%
|
179
-5%
|
167
-6%
|
151
-10%
|
145
-4%
|
141
-3%
|
135
-4%
|
152
+13%
|
152
+0%
|
154
+1%
|
160
+4%
|
167
+4%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(5)
|
(4)
|
(5)
|
(5)
|
(6)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(3)
|
(3)
|
(4)
|
(5)
|
(6)
|
(8)
|
(10)
|
(10)
|
(11)
|
(9)
|
(7)
|
(6)
|
(5)
|
(5)
|
(5)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(1)
|
2
|
(5)
|
(4)
|
(9)
|
(9)
|
(4)
|
1
|
11
|
12
|
17
|
8
|
1
|
(3)
|
(7)
|
(3)
|
(2)
|
(2)
|
(2)
|
(6)
|
(6)
|
(4)
|
(4)
|
(2)
|
(2)
|
(3)
|
|
| Non Interest Expense |
(30)
|
(30)
|
(31)
|
(33)
|
(35)
|
(36)
|
(38)
|
(40)
|
(42)
|
(44)
|
(45)
|
(45)
|
(45)
|
(44)
|
(43)
|
(42)
|
(41)
|
(41)
|
(42)
|
(43)
|
(44)
|
(44)
|
(45)
|
(45)
|
(45)
|
(46)
|
(50)
|
(53)
|
(56)
|
(59)
|
(58)
|
(59)
|
(59)
|
(60)
|
(60)
|
(69)
|
(69)
|
(69)
|
(70)
|
(63)
|
(64)
|
(66)
|
(67)
|
(66)
|
(78)
|
(80)
|
(81)
|
(82)
|
(72)
|
(73)
|
(74)
|
(77)
|
(81)
|
(84)
|
(87)
|
(89)
|
(98)
|
(103)
|
(108)
|
(112)
|
(109)
|
(109)
|
(108)
|
(109)
|
(108)
|
(118)
|
(122)
|
(124)
|
(126)
|
(124)
|
(123)
|
(124)
|
(126)
|
(126)
|
(129)
|
(129)
|
(124)
|
(122)
|
(119)
|
(117)
|
(215)
|
(215)
|
(215)
|
(216)
|
(121)
|
(123)
|
(124)
|
|
| Pre-Tax Income |
19
N/A
|
21
+12%
|
20
-2%
|
20
-1%
|
27
+31%
|
25
-5%
|
24
-6%
|
21
-10%
|
12
-44%
|
9
-25%
|
7
-25%
|
4
-36%
|
2
-49%
|
3
+26%
|
4
+57%
|
6
+43%
|
8
+26%
|
9
+16%
|
11
+17%
|
11
+1%
|
11
+2%
|
10
-10%
|
9
-6%
|
10
+9%
|
12
+16%
|
12
+3%
|
9
-23%
|
10
+5%
|
12
+22%
|
13
+9%
|
13
+2%
|
12
-12%
|
8
-33%
|
7
-12%
|
8
+15%
|
8
+0%
|
9
+9%
|
10
+13%
|
13
+26%
|
13
+3%
|
14
+12%
|
14
-1%
|
13
-9%
|
15
+16%
|
4
-71%
|
5
+7%
|
7
+46%
|
8
+19%
|
23
+175%
|
26
+13%
|
29
+12%
|
29
-1%
|
27
-4%
|
29
+4%
|
27
-7%
|
29
+8%
|
34
+19%
|
41
+20%
|
49
+20%
|
57
+17%
|
56
-1%
|
56
+1%
|
56
0%
|
50
-11%
|
57
+15%
|
56
-2%
|
65
+15%
|
77
+20%
|
85
+9%
|
97
+15%
|
100
+3%
|
102
+2%
|
92
-10%
|
87
-6%
|
64
-27%
|
53
-17%
|
52
0%
|
44
-17%
|
30
-32%
|
26
-14%
|
(81)
N/A
|
(87)
-7%
|
(67)
+23%
|
(68)
-2%
|
31
N/A
|
36
+15%
|
40
+11%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(6)
|
(6)
|
(6)
|
(6)
|
(8)
|
(7)
|
(7)
|
(6)
|
(2)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(2)
|
(1)
|
(2)
|
(3)
|
(3)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(5)
|
(4)
|
(4)
|
(3)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
1
|
1
|
0
|
(1)
|
(7)
|
(8)
|
(10)
|
(10)
|
(9)
|
(9)
|
(8)
|
(9)
|
(12)
|
(14)
|
(15)
|
(17)
|
(14)
|
(13)
|
(13)
|
(9)
|
(12)
|
(11)
|
(13)
|
(19)
|
(21)
|
(26)
|
(27)
|
(28)
|
(25)
|
(23)
|
(16)
|
(12)
|
(12)
|
(10)
|
(11)
|
(10)
|
(6)
|
(4)
|
(3)
|
(3)
|
(5)
|
(6)
|
(7)
|
|
| Income from Continuing Operations |
13
|
14
|
14
|
14
|
19
|
18
|
17
|
16
|
10
|
8
|
6
|
4
|
2
|
2
|
3
|
5
|
6
|
7
|
7
|
6
|
6
|
6
|
5
|
6
|
7
|
7
|
5
|
6
|
8
|
9
|
9
|
8
|
5
|
5
|
5
|
6
|
7
|
7
|
9
|
9
|
10
|
11
|
10
|
12
|
6
|
6
|
7
|
8
|
16
|
18
|
19
|
19
|
19
|
19
|
18
|
19
|
23
|
27
|
34
|
40
|
42
|
43
|
43
|
41
|
45
|
45
|
51
|
58
|
63
|
72
|
73
|
75
|
68
|
64
|
48
|
40
|
41
|
34
|
18
|
15
|
(87)
|
(90)
|
(70)
|
(71)
|
26
|
29
|
32
|
|
| Net Income (Common) |
13
N/A
|
14
+12%
|
14
-1%
|
14
+1%
|
19
+31%
|
18
-4%
|
17
-5%
|
16
-8%
|
10
-39%
|
8
-21%
|
6
-23%
|
4
-38%
|
2
-47%
|
2
+7%
|
3
+41%
|
5
+85%
|
6
+11%
|
7
+12%
|
7
+13%
|
6
-18%
|
6
+5%
|
6
-10%
|
5
-7%
|
6
+10%
|
7
+15%
|
7
+4%
|
5
-26%
|
6
+16%
|
8
+31%
|
9
+8%
|
9
+6%
|
8
-14%
|
5
-34%
|
5
-7%
|
5
+15%
|
6
+6%
|
7
+12%
|
7
+14%
|
9
+24%
|
9
+1%
|
10
+10%
|
11
+3%
|
10
-8%
|
12
+22%
|
6
-53%
|
6
+2%
|
7
+29%
|
8
+4%
|
16
+108%
|
18
+11%
|
19
+9%
|
19
-1%
|
19
-3%
|
19
+3%
|
15
-22%
|
16
+9%
|
20
+20%
|
26
+30%
|
35
+37%
|
41
+17%
|
42
+3%
|
42
+1%
|
42
0%
|
40
-5%
|
45
+12%
|
45
0%
|
51
+14%
|
58
+14%
|
63
+8%
|
72
+13%
|
73
+3%
|
75
+2%
|
68
-10%
|
64
-5%
|
48
-26%
|
40
-16%
|
41
+2%
|
34
-16%
|
18
-46%
|
15
-16%
|
(87)
N/A
|
(90)
-4%
|
(70)
+23%
|
(71)
-1%
|
26
N/A
|
29
+13%
|
32
+10%
|
|
| EPS (Diluted) |
0.18
N/A
|
0.16
-11%
|
0.43
+169%
|
0.17
-60%
|
0.24
+41%
|
0.18
-25%
|
0.19
+6%
|
0.17
-11%
|
0.1
-41%
|
0.08
-20%
|
0.07
-12%
|
0.04
-43%
|
0.02
-50%
|
0.02
N/A
|
0.02
N/A
|
0.05
+150%
|
0.06
+20%
|
0.07
+17%
|
0.08
+14%
|
0.06
-25%
|
0.07
+17%
|
0.05
-29%
|
0.05
N/A
|
0.06
+20%
|
0.07
+17%
|
0.07
N/A
|
0.05
-29%
|
0.06
+20%
|
0.08
+33%
|
0.09
+12%
|
0.1
+11%
|
0.09
-10%
|
0.06
-33%
|
0.06
N/A
|
0.06
N/A
|
0.06
N/A
|
0.07
+17%
|
0.08
+14%
|
0.1
+25%
|
0.1
N/A
|
0.11
+10%
|
0.11
N/A
|
0.1
-9%
|
0.12
+20%
|
0.06
-50%
|
0.05
-17%
|
0.07
+40%
|
0.08
+14%
|
0.18
+125%
|
0.19
+6%
|
0.21
+11%
|
0.21
N/A
|
0.22
+5%
|
0.23
+5%
|
0.19
-17%
|
0.21
+11%
|
0.23
+10%
|
0.26
+13%
|
0.37
+42%
|
0.45
+22%
|
0.46
+2%
|
0.49
+7%
|
0.5
+2%
|
0.48
-4%
|
0.55
+15%
|
0.54
-2%
|
0.61
+13%
|
0.72
+18%
|
0.77
+7%
|
0.95
+23%
|
1.01
+6%
|
1.06
+5%
|
0.95
-10%
|
0.97
+2%
|
0.73
-25%
|
0.61
-16%
|
0.63
+3%
|
0.54
-14%
|
0.29
-46%
|
0.25
-14%
|
-1.39
N/A
|
-1.45
-4%
|
-1.13
+22%
|
-1.14
-1%
|
0.42
N/A
|
0.47
+12%
|
0.51
+9%
|
|