Lake Shore Bancorp Inc
NASDAQ:LSBK
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/B
Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.
Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.
Valuation Scenarios
If P/B returns to its 3-Year Average (0.8), the stock would be worth $14.32 (10% downside from current price).
| Scenario | P/B Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.9 | $15.95 |
0%
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| 3-Year Average | 0.8 | $14.32 |
-10%
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| 5-Year Average | 0.8 | $15.33 |
-4%
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| Industry Average | 1.6 | $28.37 |
+78%
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| Country Average | 2.5 | $45.44 |
+185%
|
Forward P/B
Today’s price vs future total equity
Peer Comparison
| Market Cap | P/B | P/E | ||||
|---|---|---|---|---|---|---|
| US |
L
|
Lake Shore Bancorp Inc
NASDAQ:LSBK
|
125m USD | 0.9 | 17.2 | |
| US |
|
Rocket Companies Inc
NYSE:RKT
|
44B USD | 1.9 | -646.5 | |
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
13.5B USD | 2.6 | 23.7 | |
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
8.1B USD | 0.1 | 898.2 | |
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.3B USD | 1.2 | 8.5 | |
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
6.2B USD | 1.2 | 9.2 | |
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
6.1B USD | 1.1 | 8.8 | |
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
6B USD | 30.3 | 220.9 | |
| US |
|
Axos Financial Inc
NYSE:AX
|
5.4B USD | 1.8 | 11.9 | |
| US |
|
Radian Group Inc
NYSE:RDN
|
4.8B USD | 1 | 8.3 | |
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.8B USD | 1.1 | 9.5 |
Market Distribution
| Min | 0 |
| 30th Percentile | 1.5 |
| Median | 2.5 |
| 70th Percentile | 4.8 |
| Max | 147 580.5 |
Other Multiples
Lake Shore Bancorp Inc
Glance View
Lake Shore Bancorp, Inc. operates as a savings and loan holding company for Lake Shore Servings Bank. The company is headquartered in Dunkirk New York, New York and currently employs 104 full-time employees. The company went IPO on 2006-04-04. The Bank consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, primarily in commercial real estate loans, one-to four-family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its primary sources of funds for lending and investments are deposits, borrowings, receipts of principal and interest payments on loans and securities, proceeds from sales of loans or securities, and maturities and calls of investment securities. The company has branches in Dunkirk, Fredonia, Jamestown, Westfield, Depew, East Amherst, Hamburg, Kenmore, Orchard Park and Snyder. The firm operates through approximately 11 branches officed in New York.
