Midland States Bancorp Inc
NASDAQ:MSBI
Intrinsic Value
Midland States Bancorp, Inc. is a bank holding company, engages in the provision of commercial and consumer banking products and services. [ Read More ]
The intrinsic value of one
MSBI
stock under the Base Case scenario is
34.31
USD.
Compared to the current market price of 24.33 USD,
Midland States Bancorp Inc
is
Undervalued by 29%.
MSBI could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
MSBI stock price (24.33 USD) is 29% less than its Intrinsic Value (34.31 USD).
MSBI stock price (24.33 USD) is 3% less than its Relative Value (25.01 USD). Open Relative Valuation
MSBI has upside potential of 13% compared to the average analyst price target.
Open Wall St Estimates
MSBI's Revenue has been growing by 5% per year for the last 3 years.
MSBI's ROE (Return on Equity) for the past 12 months is positive and is equal to 8%.
MSBI's ROE (Return on Equity) has increased in the last 3 years from 6% to 8%.
MSBI's Revenue has dropped by 7% over the past 12 months.
MSBI has positive three-year average ROE (Return on Equity): 11%. The company is efficient at transforming stockholders' equity into net income.
MSBI has positive Net Income for the last twelve months.
MSBI's D/E (Debt to Equity) is very low and is equal to 0.23.
Valuation Backtest
Midland States Bancorp Inc
Run backtest to discover the historical profit from buying and selling
MSBI
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Midland States Bancorp Inc
Balance Sheet Decomposition
Midland States Bancorp Inc
| Net Loans | 6.1B |
| Investments | 1.2B |
| PP&E | 82.8m |
| Intangibles | 198.3m |
| Other Assets | 358.9m |
| Total Deposits | 6.3B |
| Short Term Debt | 34.9m |
| Long Term Debt | 144.2m |
| Other Liabilities | 586.5m |
Wall St
Price Targets
MSBI Price Targets Summary
Midland States Bancorp Inc
According to Wall Street analysts, the average 1-year price target for
MSBI
is 27.54 USD
with a low forecast of 25.25 USD and a high forecast of 30.45 USD.
Ownership
MSBI Insider Trading
Buy and sell transactions by insiders
| Period | Sold | Bought | Net |
|---|---|---|---|
| 3 Months |
|
|
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| 6 Months |
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| 9 Months |
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| 12 Months |
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Shareholder Return
MSBI Price
Midland States Bancorp Inc
| Average Annual Return | 9.14% |
| Standard Deviation of Annual Returns | 33.72% |
| Max Drawdown | -55% |
| Market Capitalization | 524.3m USD |
| Shares Outstanding | 21 850 000 |
| Percentage of Shares Shorted | 1.17% |
Company Profile
Midland States Bancorp Inc
Country
Industry
Market Cap
Dividend Yield
Description
Midland States Bancorp, Inc. is a bank holding company, engages in the provision of commercial and consumer banking products and services. The company is headquartered in Effingham, Illinois and currently employs 864 full-time employees. The company went IPO on 2016-05-24. The Company’s segments include banking and wealth management. The banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment leasing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The wealth management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.
Contact
IPO
Employees
Officers
The intrinsic value of one
MSBI
stock under the Base Case scenario is
34.31
USD.
Compared to the current market price of 24.33 USD,
Midland States Bancorp Inc
is
Undervalued by 29%.
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