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Nicholas Financial Inc
NASDAQ:NICK

Watchlist Manager
Nicholas Financial Inc
NASDAQ:NICK
Watchlist
Price: 5.85 USD -2.01%
Market Cap: $42.7m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Revenue
+
3Y
-53%
5Y
-64%
10Y
-67%
Operating Income
+
3Y
-
5Y
-
10Y
-
Net Income
+
3Y
-
5Y
-
10Y
-

Earnings Waterfall
Nicholas Financial Inc

Income Statement
Nicholas Financial Inc

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Income Statement
Currency: USD
Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023
Revenue
Revenue
83
N/A
83
+0%
83
+1%
84
+1%
85
+1%
87
+2%
87
+1%
88
+1%
89
+1%
91
+1%
92
+1%
92
0%
91
-1%
90
0%
90
-1%
88
-1%
87
-2%
84
-3%
80
-4%
79
-2%
75
-5%
71
-5%
69
-3%
65
-6%
64
-3%
62
-2%
60
-4%
58
-2%
58
-1%
56
-3%
54
-3%
53
-3%
51
-4%
50
-2%
48
-3%
49
+1%
48
-2%
44
-8%
40
-9%
33
-17%
27
-19%
Operating Income
Operating Expenses
(47)
(49)
(51)
(53)
(54)
(54)
(55)
(57)
(59)
(62)
(64)
(66)
(67)
(73)
(75)
(76)
(76)
(71)
(66)
(64)
(63)
(66)
(66)
(62)
(59)
(51)
(49)
(47)
(42)
(39)
(38)
(36)
(38)
(40)
(44)
(51)
(61)
(73)
(65)
(65)
(62)
Selling, General & Administrative
(32)
(34)
(35)
(35)
(34)
(34)
(34)
(34)
(35)
(35)
(35)
(35)
(35)
(35)
(35)
(34)
(33)
(33)
(33)
(33)
(32)
(33)
(33)
(34)
(34)
(34)
(32)
(31)
(31)
(32)
(33)
(32)
(34)
(34)
(35)
(34)
(35)
(32)
(27)
(24)
(18)
Depreciation & Amortization
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
Other Operating Expenses
(14)
(15)
(17)
(18)
(19)
(20)
(21)
(22)
(24)
(26)
(28)
(30)
(31)
(37)
(40)
(42)
(42)
(37)
(33)
(31)
(30)
(33)
(32)
(27)
(24)
(17)
(16)
(15)
(11)
(7)
(5)
(3)
(4)
(6)
(9)
(16)
(25)
(41)
(38)
(41)
(43)
Operating Income
36
N/A
34
-6%
32
-4%
31
-2%
31
-1%
32
+4%
32
-1%
32
-2%
30
-4%
29
-4%
28
-4%
26
-8%
24
-7%
18
-26%
15
-18%
12
-16%
11
-11%
13
+22%
14
+6%
14
+0%
12
-17%
5
-58%
4
-25%
3
-11%
5
+43%
11
+137%
11
-1%
11
+2%
15
+35%
17
+11%
17
+0%
17
+2%
13
-27%
9
-25%
4
-57%
(2)
N/A
(13)
-461%
(29)
-118%
(25)
+14%
(32)
-29%
(34)
-8%
Pre-Tax Income
Interest Income Expense
(5)
(5)
(6)
(6)
(6)
(6)
(7)
(8)
(8)
(9)
(9)
(9)
(9)
(9)
(9)
(10)
(10)
(10)
(10)
(10)
(10)
(10)
(9)
(9)
(9)
(9)
(8)
(7)
(7)
(6)
(6)
(5)
(6)
(5)
(5)
(5)
(3)
(4)
(4)
(3)
(2)
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(0)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Pre-Tax Income
31
N/A
29
-8%
26
-9%
26
-1%
25
-2%
26
+3%
25
-3%
24
-7%
22
-7%
20
-8%
19
-6%
17
-11%
15
-11%
9
-41%
5
-39%
3
-49%
1
-65%
3
+226%
4
+21%
4
+3%
2
-53%
(5)
N/A
(6)
-26%
(6)
-6%
(4)
+30%
2
N/A
3
+47%
4
+30%
9
+103%
11
+25%
11
+4%
12
+7%
6
-48%
4
-36%
(1)
N/A
(7)
-922%
(16)
-136%
(33)
-99%
(29)
+13%
(35)
-23%
(36)
-4%
Net Income
Tax Provision
(12)
(12)
(10)
(10)
(9)
(9)
(10)
(9)
(8)
(8)
(7)
(6)
(6)
(3)
(2)
(1)
(0)
(1)
(1)
(1)
(0)
1
1
1
1
1
1
1
0
(3)
(3)
(3)
(2)
(1)
0
2
(2)
(1)
(2)
(3)
0
Income from Continuing Operations
19
17
16
16
16
17
16
15
14
12
12
10
9
5
3
2
1
2
3
3
1
(3)
(4)
(5)
(3)
3
4
5
9
8
9
9
5
3
(1)
(5)
(18)
(34)
(31)
(38)
(36)
Net Income (Common)
19
N/A
17
-10%
16
-5%
16
+0%
16
0%
17
+6%
16
-7%
15
-7%
14
-7%
12
-10%
11
-6%
10
-12%
9
-11%
5
-40%
3
-39%
2
-49%
(3)
N/A
(1)
+61%
(0)
+56%
(0)
+50%
2
N/A
(4)
N/A
(4)
-22%
(5)
-7%
(4)
+25%
3
N/A
4
+24%
5
+23%
9
+66%
8
-4%
9
+4%
9
+4%
5
-50%
3
-34%
(1)
N/A
(5)
-954%
(18)
-240%
(34)
-90%
(31)
+10%
(38)
-24%
(36)
+4%
EPS (Diluted)
1.51
N/A
1.36
-10%
1.29
-5%
1.29
N/A
1.28
-1%
1.38
+8%
2.01
+46%
1.87
-7%
1.73
-7%
1.59
-8%
1.48
-7%
1.31
-11%
1.17
-11%
0.69
-41%
0.42
-39%
0.21
-50%
-0.35
N/A
-0.13
+63%
-0.06
+54%
-0.03
+50%
0.22
N/A
-0.46
N/A
-0.55
-20%
-0.61
-11%
-0.45
+26%
0.45
N/A
0.57
+27%
0.7
+23%
1.15
+64%
1.1
-4%
1.13
+3%
1.18
+4%
0.6
-49%
0.4
-33%
-0.07
N/A
-0.72
-929%
-2.48
-244%
-4.65
-88%
-4.22
+9%
-5.22
-24%
-5
+4%

See Also

Summary
NICK intrinsic value, competitors valuation, and company profile.
DCF Valuation
NICK stock valuation using Discount Cash Flow valuation method.
Relative Valuation
NICK stock valuation using valuation multiples.
Wall Street Estimates
NICK price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
NICK stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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