Orange County Bancorp Inc
NASDAQ:OBT
Income Statement
Income Statement
Orange County Bancorp Inc
Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||
Net Interest Income |
49
|
51
|
54
|
57
|
60
|
63
|
66
|
71
|
78
|
83
|
88
|
89
|
88
|
89
|
90
|
91
|
92
|
94
|
|
Interest Income |
53
|
56
|
58
|
62
|
64
|
67
|
70
|
76
|
84
|
93
|
105
|
112
|
118
|
122
|
125
|
127
|
127
|
128
|
|
Interest Expense |
5
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
6
|
10
|
17
|
23
|
29
|
34
|
35
|
36
|
35
|
34
|
|
Non Interest Income |
11
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
13
|
13
|
14
|
14
|
15
|
16
|
17
|
|
Revenue |
60
N/A
|
63
+5%
|
66
+5%
|
69
+5%
|
73
+5%
|
75
+4%
|
78
+4%
|
84
+7%
|
90
+8%
|
95
+6%
|
100
+6%
|
102
+1%
|
102
0%
|
103
+1%
|
105
+2%
|
106
+1%
|
108
+1%
|
110
+3%
|
|
Pre-Tax Income | |||||||||||||||||||
Loan Loss Provision |
(5)
|
(4)
|
(4)
|
(4)
|
(2)
|
(3)
|
(8)
|
(9)
|
(10)
|
(15)
|
(10)
|
(8)
|
(8)
|
0
|
(2)
|
(8)
|
(8)
|
(10)
|
|
Non Interest Expense |
(40)
|
(41)
|
(41)
|
(42)
|
(43)
|
(45)
|
(47)
|
(49)
|
(50)
|
(52)
|
(54)
|
(55)
|
(57)
|
(58)
|
(59)
|
(61)
|
(65)
|
(66)
|
|
Pre-Tax Income |
15
N/A
|
18
+22%
|
21
+16%
|
24
+16%
|
27
+12%
|
27
+1%
|
23
-15%
|
26
+12%
|
30
+17%
|
28
-9%
|
36
+32%
|
38
+4%
|
37
-2%
|
45
+21%
|
44
-2%
|
37
-17%
|
35
-5%
|
34
-1%
|
|
Net Income | |||||||||||||||||||
Tax Provision |
(3)
|
(3)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(5)
|
(7)
|
(8)
|
(8)
|
(9)
|
(9)
|
(8)
|
(7)
|
(7)
|
|
Income from Continuing Operations |
12
|
14
|
17
|
19
|
21
|
22
|
19
|
21
|
24
|
22
|
29
|
30
|
29
|
36
|
35
|
29
|
28
|
27
|
|
Net Income (Common) |
12
N/A
|
14
+22%
|
17
+16%
|
19
+16%
|
21
+11%
|
22
+1%
|
19
-14%
|
21
+12%
|
24
+17%
|
22
-9%
|
29
+31%
|
30
+4%
|
29
-3%
|
36
+21%
|
35
-2%
|
29
-17%
|
28
-3%
|
27
-2%
|
|
EPS (Diluted) |
1.06
N/A
|
1.3
+23%
|
1.84
+42%
|
1.82
-1%
|
2.14
+18%
|
1.91
-11%
|
1.64
-14%
|
1.85
+13%
|
2.17
+17%
|
1.99
-8%
|
2.61
+31%
|
2.71
+4%
|
2.62
-3%
|
3.15
+20%
|
3.07
-3%
|
2.55
-17%
|
2.47
-3%
|
2.41
-2%
|