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Orange County Bancorp Inc
NASDAQ:OBT

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Orange County Bancorp Inc
NASDAQ:OBT
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Price: 34.89 USD -1.41% Market Closed
Market Cap: $466.5m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+33%
5Y
+113%
10Y
-
Non Interest Income
+
3Y
+93%
5Y
+103%
10Y
-
Net Income
+
3Y
+71%
5Y
+256%
10Y
-

Income Statement
Orange County Bancorp Inc

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Income Statement
Currency: USD
Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
49
51
54
57
60
63
66
71
78
83
88
89
88
89
90
91
92
94
95
99
104
Interest Income
53
56
58
62
64
67
70
76
84
93
105
112
118
122
125
127
127
128
129
132
135
Interest Expense
5
4
4
4
4
4
4
4
6
10
17
23
29
34
35
36
35
34
34
33
31
Non Interest Income
11
12
12
12
12
12
12
12
12
12
12
13
13
14
14
15
16
17
20
23
23
Revenue
60
N/A
63
+5%
66
+5%
69
+5%
73
+5%
75
+4%
78
+4%
84
+7%
90
+8%
95
+6%
100
+6%
102
+1%
102
0%
103
+1%
105
+2%
106
+1%
108
+1%
110
+3%
115
+4%
122
+6%
127
+5%
Pre-Tax Income
Loan Loss Provision
(5)
(4)
(4)
(4)
(2)
(3)
(8)
(9)
(10)
(15)
(10)
(8)
(8)
0
(2)
(8)
(8)
(10)
(9)
(6)
(8)
Non Interest Expense
(40)
(41)
(41)
(42)
(43)
(45)
(47)
(49)
(50)
(52)
(54)
(55)
(57)
(58)
(59)
(61)
(65)
(66)
(68)
(69)
(68)
Pre-Tax Income
15
N/A
18
+22%
21
+16%
24
+16%
27
+12%
27
+1%
23
-15%
26
+12%
30
+17%
28
-9%
36
+32%
38
+4%
37
-2%
45
+21%
44
-2%
37
-17%
35
-5%
34
-1%
38
+10%
47
+24%
52
+10%
Net Income
Tax Provision
(3)
(3)
(4)
(5)
(5)
(5)
(5)
(5)
(6)
(5)
(7)
(8)
(8)
(9)
(9)
(8)
(7)
(7)
(8)
(11)
(10)
Income from Continuing Operations
12
14
17
19
21
22
19
21
24
22
29
30
29
36
35
29
28
27
30
36
42
Net Income (Common)
12
N/A
14
+22%
17
+16%
19
+16%
21
+11%
22
+1%
19
-14%
21
+12%
24
+17%
22
-9%
29
+31%
30
+4%
29
-3%
36
+21%
35
-2%
29
-17%
28
-3%
27
-2%
30
+8%
36
+23%
42
+14%
EPS (Diluted)
1.06
N/A
1.3
+23%
1.84
+42%
1.82
-1%
2.14
+18%
1.91
-11%
1.64
-14%
1.85
+13%
2.17
+17%
1.99
-8%
2.61
+31%
2.71
+4%
2.62
-3%
3.15
+20%
3.07
-3%
2.55
-17%
2.47
-3%
2.41
-2%
2.46
+2%
2.72
+11%
3.33
+22%

See Also

Summary
OBT intrinsic value, competitors valuation, and company profile.
DCF Valuation
OBT stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OBT stock valuation using valuation multiples.
Wall Street Estimates
OBT price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OBT stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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