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Orange County Bancorp Inc
NASDAQ:OBT

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Orange County Bancorp Inc
NASDAQ:OBT
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Price: 44.62 USD -2.53% Market Closed
Updated: Jun 16, 2024
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Intrinsic Value

Orange County Bancorp, Inc. operates as a holding company, which engages in the provision of commercial banking solutions. [ Read More ]

The intrinsic value of one OBT stock under the Base Case scenario is 72.03 USD. Compared to the current market price of 44.62 USD, Orange County Bancorp Inc is Undervalued by 38%.

Key Points:
OBT Intrinsic Value
Base Case
72.03 USD
Undervaluation 38%
Intrinsic Value
Price
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Worst Case
Base Case
Best Case

Valuation Backtest
Orange County Bancorp Inc

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Fundamental Analysis

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Orange County Bancorp Inc

Net Loans 1.7B
Investments 561.2m
PP&E 16m
Intangibles 6.4m
Other Assets 161.8m
Total Deposits 2.1B
Short Term Debt 50m
Long Term Debt 19.5m
Other Liabilities 64.9m
Efficiency

Wall St
Price Targets

OBT Price Targets Summary
Orange County Bancorp Inc

Wall Street analysts forecast OBT stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for OBT is 54.06 USD with a low forecast of 53.53 USD and a high forecast of 55.65 USD.

Lowest
Price Target
53.53 USD
20% Upside
Average
Price Target
54.06 USD
21% Upside
Highest
Price Target
55.65 USD
25% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Ownership

OBT Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

OBT Price
Orange County Bancorp Inc

1M 1M
-10%
6M 6M
-22%
1Y 1Y
+34%
3Y 3Y
+37%
5Y 5Y
+84%
10Y 10Y
+191%
Annual Price Range
44.62
52w Low
32.83
52w High
63.36
Price Metrics
Average Annual Return 19.48%
Standard Deviation of Annual Returns 24.25%
Max Drawdown -32%
Shares Statistics
Market Capitalization 252.4m USD
Shares Outstanding 5 657 460
Percentage of Shares Shorted 0.38%

OBT Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Orange County Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

252.4m USD

Dividend Yield

2.06%

Description

Orange County Bancorp, Inc. operates as a holding company, which engages in the provision of commercial banking solutions. The company is headquartered in Middletown, New York and currently employs 206 full-time employees. The company went IPO on 2001-07-31. The firm operates through its subsidiaries, Orange Bank & Trust Company (the Bank), a New York state-chartered trust company and Hudson Valley Investment Advisors, Inc. (HVIA), a registered investment advisor. The firm offers full-service commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments and affluent individuals in the Lower Hudson Valley region, the New York metropolitan area and nearby markets in Connecticut and New Jersey. The company has two segments. Its banking business segment involves the delivery of loan and deposit products to its customers through the Bank. Its wealth management business segment includes asset management and trust services to individuals and institutions through HVIA and the Bank, which provides trust and investment management fee income in its wealth management business segment.

Contact

NEW YORK
Middletown
212 Dolson Ave
+18453415000.0

IPO

2001-07-31

Employees

206

Officers

President, CEO & Director
Mr. Michael J. Gilfeather
Executive VP & Regional President of Westchester County
Mr. Joseph A. Ruhl
Executive VP & Deputy Chief Lending Officer
Mr. Gregory Sousa
Executive VP & CFO
Mr. Michael Lesler
Senior VP & COO
Ms. Elizabeth Jones
Senior VP & Chief Information Officer
Mr. Redwan Ahmed
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VP, Senior Compliance Officer & Corporate Secretary
Ms. Jennifer Staub
Senior VP & Chief Human Resource Officer
Mr. Jacob Rahiman
Senior VP & Chief Risk Officer
Mr. Michael Listner
Senior VP & Director of Wealth Services
Mr. David P. Dineen
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See Also

Discover More
What is the Intrinsic Value of one OBT stock?

The intrinsic value of one OBT stock under the Base Case scenario is 72.03 USD.

Is OBT stock undervalued or overvalued?

Compared to the current market price of 44.62 USD, Orange County Bancorp Inc is Undervalued by 38%.