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OceanFirst Financial Corp
NASDAQ:OCFC

Watchlist Manager
OceanFirst Financial Corp Logo
OceanFirst Financial Corp
NASDAQ:OCFC
Watchlist
Price: 19.07 USD 2.8% Market Closed
Market Cap: $1.1B
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
-5%
5Y
+15%
10Y
+369%
Non Interest Income
+
3Y
-24%
5Y
-40%
10Y
+173%
Net Income
+
3Y
-53%
5Y
+10%
10Y
+231%

Income Statement
OceanFirst Financial Corp

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Income Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
58
60
61
61
61
61
59
58
56
55
55
56
58
59
60
61
61
61
60
58
57
55
54
53
53
54
56
58
60
61
64
66
69
72
75
77
78
77
77
77
77
76
75
74
72
71
70
71
71
72
73
72
72
73
74
77
79
91
105
120
141
153
163
169
184
203
221
241
249
253
254
256
271
285
299
313
307
302
303
305
316
333
352
378
392
393
388
370
357
347
339
334
334
340
348
360
Interest Income
117
115
112
109
106
103
98
95
91
89
89
91
93
96
99
103
106
110
114
117
119
119
117
115
112
109
106
103
100
99
97
96
97
98
100
101
101
99
97
95
94
92
90
88
85
83
82
80
80
80
80
80
80
81
83
86
89
101
117
133
156
170
181
189
206
229
252
277
290
299
304
309
331
348
364
380
366
354
346
342
348
364
389
431
479
530
578
608
631
640
643
642
634
630
630
642
Interest Expense
59
55
51
48
45
42
39
37
35
34
34
35
36
37
39
42
45
49
54
58
62
64
63
62
59
55
50
45
41
37
34
30
28
26
25
24
23
22
20
18
17
16
15
14
13
12
11
10
8
8
7
8
8
8
9
9
10
11
11
13
15
17
18
20
22
26
31
36
41
46
50
53
59
63
66
67
59
51
44
37
32
32
38
54
87
137
189
238
273
293
304
308
300
290
282
282
Non Interest Income
13
12
11
11
12
13
17
19
20
20
20
21
22
23
25
24
23
23
24
14
3
(4)
(6)
3
13
15
14
13
12
14
15
16
15
15
15
15
16
16
16
15
16
17
18
18
17
17
17
17
17
17
18
19
19
18
17
16
16
17
18
20
23
25
27
27
30
32
33
35
35
36
40
42
46
48
45
74
81
81
83
52
40
36
41
59
52
54
49
34
44
46
50
50
49
50
48
45
Revenue
71
N/A
72
+2%
72
+0%
72
-1%
73
+1%
74
+1%
76
+3%
76
+0%
76
-1%
75
-1%
75
0%
77
+2%
80
+4%
82
+4%
85
+3%
85
+0%
84
-2%
84
+0%
83
-1%
72
-14%
60
-17%
52
-13%
48
-7%
55
+15%
65
+18%
69
+6%
70
+1%
71
+1%
72
+1%
75
+5%
78
+4%
81
+4%
84
+4%
87
+3%
90
+3%
92
+3%
93
+1%
94
+0%
93
-1%
93
+0%
93
+1%
93
-1%
93
+0%
91
-2%
89
-3%
88
-1%
87
-1%
87
N/A
88
+1%
89
+1%
91
+2%
91
+0%
91
+0%
91
0%
91
+0%
93
+2%
95
+2%
108
+13%
124
+15%
141
+14%
164
+17%
179
+9%
189
+6%
196
+4%
214
+9%
235
+10%
254
+8%
275
+8%
285
+3%
289
+2%
294
+2%
298
+1%
318
+6%
333
+5%
343
+3%
387
+13%
388
+0%
384
-1%
386
+1%
357
-7%
356
0%
368
+4%
393
+7%
437
+11%
445
+2%
447
+1%
438
-2%
403
-8%
401
-1%
393
-2%
388
-1%
384
-1%
384
0%
390
+2%
396
+2%
405
+2%
Pre-Tax Income
Loan Loss Provision
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(3)
(4)
(6)
(7)
(8)
(8)
(8)
(8)
(8)
(8)
(8)
(8)
(7)
(7)
(8)
(7)
(6)
(6)
(3)
(2)
(2)
(2)
(3)
(3)
(3)
(2)
(1)
(2)
(2)
(3)
(3)
(3)
(3)
(4)
(4)
(5)
(5)
(4)
(4)
(3)
(2)
(2)
(2)
0
0
0
0
1
7
10
12
9
2
(3)
(8)
(9)
(9)
(18)
(18)
(15)
(17)
(7)
(8)
(12)
(12)
(16)
(16)
Non Interest Expense
(38)
(39)
(39)
(40)
(41)
(42)
(43)
(45)
(46)
(47)
(48)
(49)
(51)
(52)
(54)
(55)
(55)
(55)
(54)
(52)
(54)
(55)
(54)
(54)
(50)
(48)
(47)
(47)
(47)
(49)
(50)
(51)
(52)
(52)
(53)
(54)
(54)
(54)
(54)
(53)
(52)
(52)
(53)
(52)
(53)
(53)
(53)
(59)
(61)
(62)
(63)
(58)
(57)
(57)
(59)
(61)
(64)
(78)
(87)
(103)
(117)
(126)
(131)
(127)
(152)
(166)
(175)
(186)
(177)
(177)
(181)
(189)
(215)
(229)
(279)
(306)
(285)
(271)
(237)
(227)
(233)
(240)
(240)
(235)
(239)
(243)
(248)
(249)
(246)
(242)
(241)
(246)
(251)
(264)
(277)
(296)
Pre-Tax Income
31
N/A
32
+2%
31
-1%
30
-4%
30
+1%
30
+0%
32
+6%
31
-4%
30
-4%
28
-5%
27
-5%
28
+3%
28
+3%
30
+4%
30
+2%
30
-1%
29
-3%
29
0%
29
+0%
19
-33%
5
-73%
(3)
N/A
(6)
-90%
1
N/A
14
+1 500%
20
+42%
22
+6%
22
0%
22
+3%
23
+4%
25
+6%
25
+1%
26
+3%
28
+7%
29
+4%
31
+8%
32
+3%
32
+1%
31
-2%
32
+3%
33
+3%
34
+1%
33
-1%
31
-7%
29
-6%
28
-2%
28
N/A
25
-12%
25
+2%
26
+0%
26
+2%
31
+18%
31
+3%
31
N/A
31
-2%
31
+2%
30
-4%
28
-8%
34
+24%
35
+3%
44
+26%
50
+12%
54
+9%
65
+21%
56
-15%
64
+14%
75
+17%
86
+15%
105
+23%
110
+4%
112
+2%
107
-4%
102
-5%
103
+1%
64
-38%
81
+26%
104
+28%
120
+15%
159
+33%
142
-11%
133
-7%
130
-2%
150
+15%
194
+29%
197
+1%
195
-1%
171
-12%
137
-20%
139
+2%
134
-4%
140
+4%
131
-7%
120
-8%
113
-6%
103
-9%
93
-10%
Net Income
Tax Provision
(11)
(11)
(10)
(10)
(10)
(10)
(11)
(11)
(11)
(10)
(10)
(10)
(10)
(10)
(11)
(10)
(10)
(10)
(10)
(7)
(2)
2
3
0
(4)
(7)
(7)
(7)
(7)
(8)
(9)
(9)
(10)
(10)
(10)
(10)
(11)
(11)
(10)
(12)
(12)
(12)
(12)
(11)
(10)
(10)
(10)
(9)
(9)
(9)
(9)
(11)
(11)
(11)
(11)
(11)
(11)
(10)
(12)
(12)
(14)
(15)
(16)
(19)
(16)
(16)
(16)
(15)
(19)
(21)
(22)
(19)
(18)
(19)
(11)
(18)
(24)
(29)
(39)
(32)
(30)
(28)
(33)
(47)
(47)
(47)
(42)
(33)
(35)
(33)
(34)
(30)
(26)
(25)
(23)
(21)
Income from Continuing Operations
20
21
21
20
20
20
21
20
19
18
17
18
18
19
20
20
19
19
19
13
3
(2)
(3)
1
11
14
15
15
15
15
16
16
16
18
18
20
21
21
21
21
21
22
22
20
19
18
18
16
17
17
17
20
21
21
20
20
19
18
22
23
31
35
39
46
40
48
59
70
86
89
90
89
84
84
54
63
80
92
121
110
103
102
117
147
150
148
130
104
105
101
106
100
93
88
80
71
Income to Minority Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(1)
(1)
(1)
(1)
(0)
0
(0)
(0)
0
(0)
(0)
(0)
(0)
(0)
(0)
Net Income (Common)
19
N/A
20
+3%
20
+1%
20
+1%
20
+1%
20
-1%
21
+2%
20
-3%
19
-5%
18
-5%
17
-4%
18
+3%
18
+3%
19
+5%
20
+2%
20
-1%
19
-4%
19
N/A
19
+1%
13
-33%
3
-76%
(2)
N/A
(3)
-113%
1
N/A
11
+855%
14
+30%
15
+7%
15
+1%
15
-1%
14
-3%
14
-1%
13
-11%
13
+7%
15
+14%
17
+8%
20
+24%
21
+3%
21
+0%
21
0%
21
-2%
21
+3%
22
+1%
22
0%
20
-7%
19
-6%
18
-2%
18
N/A
16
-11%
17
+2%
17
+1%
17
+1%
20
+18%
21
+3%
21
N/A
20
-2%
20
+2%
19
-5%
18
-7%
22
+25%
23
+4%
31
+34%
35
+13%
39
+11%
43
+10%
36
-16%
44
+22%
55
+26%
72
+30%
88
+22%
91
+4%
92
+1%
89
-4%
84
-5%
84
0%
53
-37%
61
+16%
76
+25%
87
+14%
117
+33%
106
-9%
99
-6%
98
-2%
112
+15%
143
+27%
145
+2%
144
-1%
126
-12%
100
-20%
101
+1%
97
-3%
102
+5%
96
-6%
89
-7%
82
-8%
75
-8%
67
-10%
EPS (Diluted)
1.38
N/A
1.42
+3%
1.45
+2%
1.47
+1%
1.53
+4%
1.52
-1%
1.58
+4%
1.53
-3%
1.48
-3%
1.42
-4%
1.36
-4%
1.42
+4%
1.47
+4%
1.58
+7%
1.6
+1%
1.6
N/A
1.56
-3%
1.59
+2%
1.61
+1%
1.07
-34%
0.26
-76%
-0.13
N/A
-0.31
-138%
0.09
N/A
0.89
+889%
1.17
+31%
1.25
+7%
1.26
+1%
1.25
-1%
1.21
-3%
1.2
-1%
0.98
-18%
0.73
-26%
0.84
+15%
0.92
+10%
1.12
+22%
1.16
+4%
1.17
+1%
1.16
-1%
1.14
-2%
1.17
+3%
1.19
+2%
1.22
+3%
1.12
-8%
1.07
-4%
1.06
-1%
1.07
+1%
0.95
-11%
0.97
+2%
0.98
+1%
1
+2%
1.19
+19%
1.23
+3%
1.24
+1%
1.17
-6%
1.21
+3%
1.12
-7%
0.77
-31%
0.85
+10%
0.98
+15%
0.93
-5%
1.05
+13%
1.16
+10%
1.28
+10%
0.8
-38%
0.9
+12%
1.13
+26%
1.5
+33%
1.75
+17%
1.77
+1%
1.79
+1%
1.75
-2%
1.38
-21%
1.39
+1%
0.87
-37%
1.02
+17%
1.27
+25%
1.45
+14%
1.94
+34%
1.78
-8%
1.67
-6%
1.65
-1%
1.9
+15%
2.42
+27%
2.46
+2%
2.44
-1%
2.13
-13%
1.7
-20%
1.71
+1%
1.66
-3%
1.74
+5%
1.65
-5%
1.53
-7%
1.41
-8%
1.3
-8%
1.17
-10%

See Also

Summary
OCFC intrinsic value, competitors valuation, and company profile.
DCF Valuation
OCFC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OCFC stock valuation using valuation multiples.
Wall Street Estimates
OCFC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OCFC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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