OceanFirst Financial Corp
NASDAQ:OCFC
Intrinsic Value
OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. [ Read More ]
The intrinsic value of one
OCFC
stock under the Base Case scenario is
27.24
USD.
Compared to the current market price of 15.37 USD,
OceanFirst Financial Corp
is
Undervalued by 44%.
OCFC could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
OCFC stock price (15.37 USD) is 44% less than its Intrinsic Value (27.24 USD).
OCFC stock price (15.37 USD) is 16% less than its Relative Value (18.25 USD). Open Relative Valuation
OCFC has upside potential of 35% compared to the average analyst price target.
Open Wall St Estimates
OCFC has positive three-year average ROE (Return on Equity): 7%. The company is efficient at transforming stockholders' equity into net income.
OCFC's Revenue has been growing by 1% per year for the last 3 years.
OCFC's ROE (Return on Equity) has increased in the last 3 years from 5% to 6%.
OCFC's ROE (Return on Equity) for the past 12 months is positive and is equal to 6%.
OCFC's Revenue has dropped by 10% over the past 12 months.
OCFC has positive Net Income for the last twelve months.
OCFC's D/E (Debt to Equity) is very low and is equal to 0.3.
Valuation Backtest
OceanFirst Financial Corp
Run backtest to discover the historical profit from buying and selling
OCFC
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
OceanFirst Financial Corp
Balance Sheet Decomposition
OceanFirst Financial Corp
| Net Loans | 10.1B |
| Investments | 2.1B |
| PP&E | 119.2m |
| Intangibles | 514.8m |
| Other Assets | 610.4m |
| Total Deposits | 10.2B |
| Short Term Debt | 66.8m |
| Long Term Debt | 425.7m |
| Other Liabilities | 1B |
Wall St
Price Targets
OCFC Price Targets Summary
OceanFirst Financial Corp
According to Wall Street analysts, the average 1-year price target for
OCFC
is 20.69 USD
with a low forecast of 16.16 USD and a high forecast of 23.1 USD.
Ownership
OCFC Insider Trading
Buy and sell transactions by insiders
| Period | Sold | Bought | Net |
|---|---|---|---|
| 3 Months |
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| 6 Months |
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| 9 Months |
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| 12 Months |
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Shareholder Return
OCFC Price
OceanFirst Financial Corp
| Average Annual Return | 0.71% |
| Standard Deviation of Annual Returns | 20.21% |
| Max Drawdown | -53% |
| Market Capitalization | 895.7m USD |
| Shares Outstanding | 59 531 900 |
| Percentage of Shares Shorted | 2.61% |
Company Profile
OceanFirst Financial Corp
Country
Industry
Market Cap
Dividend Yield
Description
OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. The company is headquartered in Toms River, New Jersey and currently employs 874 full-time employees. (the Bank). The Bank is a full-service regional bank delivering financial products and services, which include commercial and consumer financing, deposit services, and wealth management products and services, throughout New Jersey and the major metropolitan markets of Philadelphia, New York, Baltimore, Washington D.C., and Boston. The Bank's commercial loans include multi-family and commercial real estate loans, commercial construction loans, and commercial and industrial loans. The Bank also offers investment products for sale through its retail branch network. The Bank is focused on growth opportunities in areas, including derivative contracts, trust and asset management, digital product offerings, and equity investments in non-bank finance companies. The company operates approximately 46 branch offices, and four deposit production facilities located throughout New Jersey, New York City and Philadelphia.
Contact
IPO
Employees
Officers
The intrinsic value of one
OCFC
stock under the Base Case scenario is
27.24
USD.
Compared to the current market price of 15.37 USD,
OceanFirst Financial Corp
is
Undervalued by 44%.
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