OP Bancorp
NASDAQ:OPBK

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OP Bancorp
NASDAQ:OPBK
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Price: 14.32 USD 0.7%
Market Cap: $213.2m

Net Margin

27.1%
Current
Declining
by 0.4%
vs 3-y average of 27.5%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
27.1%
=
Net Income
$25.7m
/
Revenue
$94.7m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
27.1%
=
Net Income
$25.7m
/
Revenue
$94.7m

Peer Comparison

Country Company Market Cap Net
Margin
US
OP Bancorp
NASDAQ:OPBK
211.7m USD
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US
Rocket Companies Inc
NYSE:RKT
54.1B USD
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US
Mr Cooper Group Inc
NASDAQ:COOP
13.5B USD
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US
Federal National Mortgage Association
OTC:FNMA
9.6B USD
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US
UWM Holdings Corp
NYSE:UWMC
8B USD
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US
Enact Holdings Inc
NASDAQ:ACT
6.4B USD
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BM
Essent Group Ltd
NYSE:ESNT
6.4B USD
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US
MGIC Investment Corp
NYSE:MTG
6.1B USD
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US
Axos Financial Inc
NYSE:AX
5.7B USD
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US
PennyMac Financial Services Inc
NYSE:PFSI
5.1B USD
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US
Federal Home Loan Mortgage Corp
OTC:FMCC
4.8B USD
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Market Distribution

Higher than 90% of companies in the United States of America
Percentile
90th
Based on 15 072 companies
90th percentile
27.1%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

OP Bancorp
Glance View

Market Cap
213.2m USD
Industry
Financial Services

OP Bancorp operates as a bank holding company, which engages in the provision of general commercial banking services through its subsidiary. The company is headquartered in Los Angeles, California and currently employs 193 full-time employees. The company went IPO on 2005-07-22. The Company, through its subsidiary, Open Bank is engaged in commercial banking services to small and medium-sized businesses, their owners and retail customers with a focus on the Korean-American community. The firm's lending activities are diversified and include commercial real estate (CRE), commercial and industrial, small business administration (SBA), home mortgage, and consumer loans. The firm attracts retail deposits through its branch network, which offers a range of deposit products for business and consumer banking customers. The company offers a multitude of other products and services to its customers to complement the lending and deposit business. The firm offers a suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions for iPhone and Android phones, including remote check deposits with mobile bill pay.

OPBK Intrinsic Value
24.33 USD
Undervaluation 41%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
27.1%
=
Net Income
$25.7m
/
Revenue
$94.7m
What is OP Bancorp's current Net Margin?

The current Net Margin for OP Bancorp is 27.1%, which is below its 3-year median of 27.5%.

How has Net Margin changed over time?

Over the last 3 years, OP Bancorp’s Net Margin has decreased from 34.5% to 27.1%. During this period, it reached a low of 24.9% on Mar 31, 2025 and a high of 34.5% on Dec 31, 2022.

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