OP Bancorp
NASDAQ:OPBK
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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Price/Deposits
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Valuation Scenarios
If Price/Deposits returns to its 3-Year Average (0.1), the stock would be worth $13.27 (8% downside from current price).
| Scenario | Price/Deposits Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.1 | $14.43 |
0%
|
| 3-Year Average | 0.1 | $13.27 |
-8%
|
| 5-Year Average | 0.1 | $13.54 |
-6%
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| Industry Average | 0.2 | $27.9 |
+93%
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| Country Average | 0.2 | $24.64 |
+71%
|
Forward Price/Deposits
Today’s price vs future total deposits
Peer Comparison
| Market Cap | Price/Deposits | P/E | ||||
|---|---|---|---|---|---|---|
| US |
|
OP Bancorp
NASDAQ:OPBK
|
214.9m USD | 0.1 | 8.4 | |
| US |
|
Rocket Companies Inc
NYSE:RKT
|
40.6B USD | 0 | -596.8 | |
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
13.5B USD | 0 | 23.7 | |
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
8.9B USD | 0 | 986.9 | |
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.4B USD | 0 | 8.7 | |
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
6.3B USD | 0 | 9.3 | |
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
6.1B USD | 0 | 8.8 | |
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
5.6B USD | 0 | 202.8 | |
| US |
|
Axos Financial Inc
NYSE:AX
|
5.4B USD | 0.2 | 11.8 | |
| US |
|
Radian Group Inc
NYSE:RDN
|
5.1B USD | 0 | 8.7 | |
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.6B USD | 0 | 9.3 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.1 |
| Median | 0.2 |
| 70th Percentile | 0.2 |
| Max | 2.4 |
Other Multiples
OP Bancorp
Glance View
OP Bancorp operates as a bank holding company, which engages in the provision of general commercial banking services through its subsidiary. The company is headquartered in Los Angeles, California and currently employs 193 full-time employees. The company went IPO on 2005-07-22. The Company, through its subsidiary, Open Bank is engaged in commercial banking services to small and medium-sized businesses, their owners and retail customers with a focus on the Korean-American community. The firm's lending activities are diversified and include commercial real estate (CRE), commercial and industrial, small business administration (SBA), home mortgage, and consumer loans. The firm attracts retail deposits through its branch network, which offers a range of deposit products for business and consumer banking customers. The company offers a multitude of other products and services to its customers to complement the lending and deposit business. The firm offers a suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions for iPhone and Android phones, including remote check deposits with mobile bill pay.
