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Old Second Bancorp Inc
NASDAQ:OSBC

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Old Second Bancorp Inc Logo
Old Second Bancorp Inc
NASDAQ:OSBC
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Price: 20.71 USD 1.22% Market Closed
Market Cap: $1.1B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Balance Sheet

Assets
+
3Y
+17%
5Y
+135%
10Y
+241%
Liabilities
+
3Y
+11%
5Y
+129%
10Y
+223%
Equity
+
3Y
+100%
5Y
+193%
10Y
+464%

Balance Sheet Decomposition
Old Second Bancorp Inc

Balance Sheet
Old Second Bancorp Inc

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Balance Sheet
Currency: USD
Dec-2001 Dec-2002 Dec-2003 Dec-2004 Dec-2005 Dec-2006 Dec-2007 Dec-2008 Dec-2009 Dec-2010 Dec-2011 Dec-2012 Dec-2013 Dec-2014 Dec-2015 Dec-2016 Dec-2017 Dec-2018 Dec-2019 Dec-2020 Dec-2021 Dec-2022 Dec-2023 Dec-2024
Assets
Net Loans
883
1 046
1 301
1 494
1 689
1 748
1 874
2 230
1 998
1 614
1 317
1 112
1 074
1 138
1 118
1 463
1 600
1 878
1 911
2 001
3 378
3 820
3 999
3 938
Investments
381
476
442
508
552
574
655
518
358
303
436
698
667
682
737
568
585
586
524
832
2 436
1 636
1 289
1 246
PP&E Net
24
30
33
36
43
48
50
63
58
55
51
47
46
42
40
39
38
42
44
46
88
72
79
87
PP&E Gross
24
30
33
36
43
48
50
63
58
55
51
0
46
42
0
39
38
42
44
46
88
72
79
87
Accumulated Depreciation
24
26
28
31
34
37
42
46
51
55
59
0
57
59
0
62
63
65
68
70
74
72
74
79
Intangible Assets
2
2
1
1
3
3
3
9
9
9
8
7
7
6
6
7
8
29
27
25
23
25
22
32
Goodwill
2
2
2
2
2
2
2
59
0
0
0
0
0
0
0
8
8
0
0
0
86
87
86
93
Customer Acceptances Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Long-Term Assets
0
0
0
0
0
0
0
0
0
0
0
1
75
70
65
54
25
21
12
8
6
45
31
27
Other Assets
14
20
23
25
37
30
34
119
147
123
128
150
111
103
94
97
101
92
93
113
254
251
265
283
Total Assets
1 333
N/A
1 608
+21%
1 839
+14%
2 105
+14%
2 368
+12%
2 459
+4%
2 659
+8%
2 985
+12%
2 597
-13%
2 124
-18%
1 941
-9%
2 046
+5%
2 004
-2%
2 062
+3%
2 077
+1%
2 251
+8%
2 383
+6%
2 676
+12%
2 636
-2%
3 041
+15%
6 212
+104%
5 888
-5%
5 723
-3%
5 649
-1%
Liabilities
Short-Term Debt
64
69
154
121
230
165
221
78
23
6
1
118
28
66
49
96
30
47
49
67
50
122
431
37
Total Deposits
1 091
1 391
1 525
1 799
1 935
2 063
2 114
2 387
2 206
1 909
1 741
1 717
1 682
1 685
1 759
1 867
1 923
2 117
2 127
2 537
5 466
5 111
4 571
4 769
Other Interest Bearing Liabilities
0
0
0
0
0
0
80
167
50
0
0
0
0
0
0
0
115
150
49
0
0
0
0
20
Total Current Liabilities
64
69
154
121
230
165
221
78
23
6
1
118
28
66
49
96
30
47
49
67
50
122
431
37
Long-Term Debt
33
0
32
34
35
48
76
127
104
104
104
104
104
104
103
102
102
117
109
94
149
139
85
85
Other Liabilities
21
16
11
16
16
25
18
33
16
21
22
34
43
13
10
12
14
17
25
36
45
56
58
68
Total Liabilities
1 208
N/A
1 475
+22%
1 722
+17%
1 970
+14%
2 216
+12%
2 301
+4%
2 509
+9%
2 792
+11%
2 399
-14%
2 040
-15%
1 867
-8%
1 973
+6%
1 856
-6%
1 868
+1%
1 921
+3%
2 076
+8%
2 183
+5%
2 447
+12%
2 358
-4%
2 734
+16%
5 710
+109%
5 427
-5%
5 146
-5%
4 978
-3%
Equity
Common Stock
8
8
17
17
17
17
17
18
87
88
90
91
92
82
34
35
35
35
35
35
45
45
45
45
Retained Earnings
113
128
136
156
177
193
210
213
142
28
17
12
93
101
114
129
143
176
214
237
252
311
393
469
Additional Paid In Capital
10
11
12
13
14
15
16
59
64
65
66
66
66
115
116
117
118
119
121
122
202
202
202
205
Unrealized Security Profit/Loss
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7
17
11
89
61
49
Treasury Stock
11
19
50
50
50
64
95
95
95
95
95
95
96
96
96
96
97
96
96
101
6
3
0
1
Other Equity
5
5
3
0
5
3
2
2
2
3
4
1
7
8
13
9
2
4
2
3
2
4
2
2
Total Equity
125
N/A
133
+7%
117
-12%
135
+15%
152
+13%
159
+4%
150
-5%
193
+29%
197
+2%
84
-57%
74
-12%
73
-2%
148
+103%
194
+31%
156
-20%
175
+12%
200
+14%
229
+14%
278
+21%
307
+11%
502
+63%
461
-8%
577
+25%
671
+16%
Total Liabilities & Equity
1 333
N/A
1 608
+21%
1 839
+14%
2 105
+14%
2 368
+12%
2 459
+4%
2 659
+8%
2 985
+12%
2 597
-13%
2 124
-18%
1 941
-9%
2 046
+5%
2 004
-2%
2 062
+3%
2 077
+1%
2 251
+8%
2 383
+6%
2 676
+12%
2 636
-2%
3 041
+15%
6 212
+104%
5 888
-5%
5 723
-3%
5 649
-1%
Shares Outstanding
Common Shares Outstanding
15
15
13
13
14
13
12
14
14
14
14
14
14
29
30
30
30
30
30
29
45
45
45
45
Preferred Shares Outstanding
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

See Also

Summary
OSBC intrinsic value, competitors valuation, and company profile.
DCF Valuation
OSBC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OSBC stock valuation using valuation multiples.
Wall Street Estimates
OSBC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OSBC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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