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Oak Valley Bancorp
NASDAQ:OVLY

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Oak Valley Bancorp
NASDAQ:OVLY
Watchlist
Price: 33.19 USD -0.51%
Market Cap: $278.5m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+24%
5Y
+66%
10Y
+194%
Non Interest Income
+
3Y
+28%
5Y
+48%
10Y
+73%
Net Income
+
3Y
+4%
5Y
+75%
10Y
+387%

Income Statement
Oak Valley Bancorp

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Income Statement
Currency: USD
Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
19
19
19
20
21
21
22
23
24
24
24
25
25
25
25
25
25
25
25
25
25
24
24
24
24
25
25
25
25
25
25
25
25
27
29
30
32
32
32
33
34
35
36
37
39
40
40
41
41
41
42
43
45
47
48
50
49
48
49
52
60
69
75
77
76
73
71
70
70
71
71
73
75
Interest Income
32
31
30
30
29
29
29
29
29
29
29
28
28
28
27
27
27
27
27
26
26
25
25
25
25
25
25
26
26
26
26
26
26
27
29
31
32
33
33
34
35
36
37
39
40
41
42
43
43
43
44
44
46
48
49
51
50
49
50
53
61
70
76
79
76
75
73
70
83
74
75
77
75
Interest Expense
13
12
11
10
9
8
7
6
6
5
4
4
3
2
2
2
2
2
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
2
2
2
2
2
1
1
1
1
1
1
1
1
1
1
1
1
1
2
3
5
7
9
12
13
13
14
14
0
Non Interest Income
2
2
2
3
3
3
2
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
5
6
6
6
6
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
6
6
6
6
6
7
6
7
7
7
7
7
7
7
Revenue
21
N/A
21
+1%
22
+3%
22
+3%
23
+3%
24
+4%
25
+3%
26
+4%
26
+3%
27
+2%
27
+2%
27
+1%
28
+1%
28
+1%
28
+0%
28
+0%
28
0%
28
+1%
28
0%
28
0%
28
+0%
28
-2%
27
0%
27
-1%
28
+1%
28
+1%
28
+1%
29
+2%
29
+2%
29
+1%
30
+1%
30
0%
30
0%
31
+5%
33
+6%
34
+5%
36
+5%
37
+3%
38
+4%
39
+3%
40
+2%
41
+2%
41
0%
42
+3%
43
+3%
44
+2%
45
+2%
46
+1%
46
+0%
46
+0%
47
+2%
48
+2%
50
+4%
52
+4%
53
+2%
55
+4%
54
-1%
53
-2%
54
+2%
58
+7%
66
+13%
75
+14%
81
+9%
83
+3%
82
-1%
80
-3%
78
-3%
77
-1%
77
-1%
77
+1%
78
+1%
80
+2%
82
+3%
Pre-Tax Income
Loan Loss Provision
(1)
(1)
(1)
(1)
(2)
(4)
(6)
(6)
(6)
(5)
(4)
(4)
(4)
(4)
(3)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
2
2
2
2
0
0
0
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
0
0
0
0
0
0
0
1
1
1
0
1
2
2
2
(1)
(1)
(1)
0
2
2
2
0
(1)
Non Interest Expense
(14)
(15)
(16)
(17)
(18)
(18)
(18)
(18)
(18)
(19)
(18)
(18)
(17)
(17)
(17)
(17)
(17)
(17)
(18)
(18)
(18)
(18)
(18)
(19)
(19)
(19)
(19)
(20)
(20)
(20)
(21)
(21)
(23)
(24)
(25)
(25)
(24)
(24)
(24)
(24)
(25)
(25)
(26)
(27)
(27)
(28)
(28)
(29)
(29)
(30)
(31)
(31)
(32)
(32)
(31)
(32)
(33)
(35)
(36)
(37)
(37)
(38)
(39)
(40)
(41)
(43)
(44)
(45)
(46)
(47)
(48)
(50)
(50)
Pre-Tax Income
6
N/A
6
-7%
5
-15%
4
-17%
3
-27%
2
-27%
1
-52%
1
+33%
2
+59%
3
+39%
5
+67%
6
+14%
7
+20%
7
+7%
8
+8%
9
+9%
9
+2%
9
+5%
9
-3%
9
-4%
9
-2%
8
-4%
8
+0%
8
0%
9
+4%
9
+2%
11
+23%
11
+0%
11
-1%
11
+2%
9
-17%
9
-2%
7
-22%
7
-1%
8
+10%
8
+11%
11
+32%
12
+10%
14
+12%
15
+6%
15
+4%
16
+2%
15
-6%
15
+3%
15
+1%
16
+3%
16
+3%
16
+0%
17
+2%
16
-3%
16
-3%
16
+4%
18
+9%
20
+12%
22
+9%
23
+6%
22
-5%
19
-12%
19
+1%
22
+14%
30
+36%
39
+30%
44
+15%
45
+2%
40
-10%
36
-12%
32
-10%
32
+1%
32
0%
32
-1%
31
-1%
30
-4%
31
+1%
Net Income
Tax Provision
(2)
(2)
(2)
(1)
(1)
(0)
0
0
(0)
(1)
(1)
(2)
(2)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(4)
(4)
(4)
(4)
(3)
(3)
(2)
(2)
(2)
(3)
(3)
(4)
(5)
(5)
(5)
(5)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(5)
(5)
(5)
(5)
(5)
(5)
(7)
(9)
(10)
(11)
(9)
(8)
(7)
(7)
(7)
(7)
(7)
(7)
(7)
Income from Continuing Operations
4
4
3
3
2
2
1
2
2
3
4
4
5
5
5
6
6
6
6
6
6
6
6
6
6
6
7
7
7
7
6
6
5
5
5
6
8
8
9
10
10
11
10
11
12
12
12
12
12
12
12
12
14
15
17
18
16
14
15
17
23
30
34
34
31
27
25
25
25
25
24
24
24
Net Income (Common)
4
N/A
4
-6%
3
-12%
3
-13%
2
-26%
2
-27%
1
-53%
1
+16%
1
+36%
2
+44%
3
+65%
3
+9%
4
+25%
4
+6%
4
+10%
5
+6%
5
+1%
5
+7%
5
N/A
5
+4%
5
+2%
5
-1%
5
+2%
6
+2%
6
+6%
6
+3%
7
+20%
7
+0%
7
-1%
7
+2%
6
-14%
6
-3%
5
-19%
5
0%
5
+8%
6
+10%
8
+32%
8
+9%
9
+11%
10
+6%
9
-8%
10
+7%
9
-2%
10
+7%
12
+14%
12
+3%
12
+3%
12
+0%
12
+2%
12
-3%
12
-3%
12
+4%
14
+12%
15
+12%
17
+9%
18
+5%
16
-7%
14
-12%
15
+2%
17
+15%
23
+36%
30
+30%
34
+14%
34
+2%
31
-10%
27
-11%
25
-9%
25
0%
25
+1%
25
-2%
24
-1%
24
-3%
24
+1%
EPS (Diluted)
0.52
N/A
0.5
-4%
0.43
-14%
0.37
-14%
0.27
-27%
0.2
-26%
0.1
-50%
0.12
+20%
0.15
+25%
0.23
+53%
0.37
+61%
0.4
+8%
0.49
+22%
0.52
+6%
0.57
+10%
0.6
+5%
0.61
+2%
0.65
+7%
0.65
N/A
0.68
+5%
0.69
+1%
0.68
-1%
0.7
+3%
0.71
+1%
0.74
+4%
0.77
+4%
0.91
+18%
0.91
N/A
0.89
-2%
0.9
+1%
0.77
-14%
0.75
-3%
0.61
-19%
0.61
N/A
0.66
+8%
0.73
+11%
0.95
+30%
1.03
+8%
1.14
+11%
1.21
+6%
1.12
-7%
1.19
+6%
1.16
-3%
1.25
+8%
1.42
+14%
1.46
+3%
1.51
+3%
1.52
+1%
1.54
+1%
1.49
-3%
1.44
-3%
1.5
+4%
1.68
+12%
1.88
+12%
2.04
+9%
2.14
+5%
2
-7%
1.75
-13%
1.79
+2%
2.06
+15%
2.79
+35%
3.62
+30%
4.13
+14%
4.19
+1%
3.75
-11%
3.32
-11%
3.01
-9%
3.01
N/A
3.02
+0%
2.97
-2%
2.93
-1%
2.85
-3%
2.88
+1%

See Also

Summary
OVLY intrinsic value, competitors valuation, and company profile.
DCF Valuation
OVLY stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OVLY stock valuation using valuation multiples.
Wall Street Estimates
OVLY price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OVLY stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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