Pioneer Bancorp Inc
NASDAQ:PBFS
Income Statement
Income Statement
Pioneer Bancorp Inc
| Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||
| Net Interest Income |
47
|
48
|
50
|
51
|
51
|
51
|
49
|
46
|
44
|
42
|
42
|
42
|
42
|
41
|
42
|
47
|
53
|
61
|
66
|
67
|
66
|
66
|
67
|
69
|
35
|
72
|
74
|
76
|
|
| Interest Income |
51
|
52
|
54
|
56
|
56
|
56
|
54
|
49
|
47
|
44
|
44
|
43
|
43
|
42
|
44
|
48
|
56
|
64
|
71
|
76
|
80
|
84
|
88
|
93
|
49
|
98
|
102
|
106
|
|
| Interest Expense |
4
|
4
|
4
|
5
|
5
|
5
|
5
|
3
|
3
|
2
|
2
|
2
|
2
|
1
|
1
|
2
|
2
|
3
|
5
|
9
|
14
|
18
|
22
|
24
|
13
|
26
|
21
|
29
|
|
| Non Interest Income |
13
|
14
|
14
|
15
|
17
|
15
|
15
|
15
|
15
|
16
|
16
|
15
|
15
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
9
|
10
|
10
|
11
|
9
|
16
|
17
|
17
|
|
| Revenue |
60
N/A
|
62
+4%
|
64
+3%
|
66
+3%
|
68
+3%
|
66
-2%
|
64
-3%
|
61
-5%
|
59
-4%
|
58
0%
|
58
-1%
|
57
-1%
|
56
-2%
|
55
-2%
|
56
+2%
|
61
+8%
|
68
+11%
|
75
+11%
|
80
+6%
|
81
+1%
|
75
-8%
|
75
+1%
|
77
+2%
|
79
+3%
|
44
-44%
|
88
+99%
|
92
+4%
|
94
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||
| Loan Loss Provision |
(2)
|
(2)
|
(18)
|
(18)
|
(19)
|
(21)
|
(7)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(2)
|
(1)
|
1
|
1
|
1
|
1
|
0
|
(1)
|
(2)
|
(2)
|
(3)
|
(1)
|
(0)
|
(2)
|
(3)
|
(4)
|
|
| Non Interest Expense |
(37)
|
(37)
|
(38)
|
(47)
|
(49)
|
(50)
|
(51)
|
(44)
|
(45)
|
(45)
|
(51)
|
(51)
|
(46)
|
(47)
|
(44)
|
(44)
|
(51)
|
(51)
|
(52)
|
(54)
|
(51)
|
(53)
|
(55)
|
(55)
|
(32)
|
(61)
|
(61)
|
(64)
|
|
| Pre-Tax Income |
21
N/A
|
23
+8%
|
8
-65%
|
1
-90%
|
0
-78%
|
(5)
N/A
|
6
N/A
|
11
+91%
|
9
-21%
|
10
+6%
|
3
-72%
|
3
+3%
|
8
+205%
|
7
-14%
|
13
+86%
|
18
+35%
|
18
0%
|
25
+40%
|
28
+11%
|
26
-8%
|
22
-15%
|
20
-7%
|
19
-3%
|
23
+20%
|
12
-47%
|
25
+100%
|
28
+12%
|
25
-9%
|
|
| Net Income | |||||||||||||||||||||||||||||
| Tax Provision |
(4)
|
(5)
|
(1)
|
1
|
1
|
2
|
(1)
|
(2)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
(6)
|
(6)
|
(5)
|
(4)
|
(4)
|
(5)
|
(3)
|
(6)
|
(6)
|
(6)
|
|
| Income from Continuing Operations |
17
|
18
|
7
|
2
|
1
|
(3)
|
5
|
10
|
8
|
8
|
1
|
1
|
5
|
4
|
10
|
14
|
14
|
20
|
22
|
20
|
17
|
16
|
15
|
18
|
10
|
19
|
22
|
20
|
|
| Net Income (Common) |
17
N/A
|
18
+8%
|
7
-60%
|
2
-74%
|
1
-50%
|
(3)
N/A
|
5
N/A
|
10
+87%
|
8
-20%
|
8
+6%
|
1
-87%
|
1
-3%
|
5
+415%
|
4
-19%
|
10
+135%
|
14
+38%
|
14
-1%
|
20
+41%
|
22
+11%
|
20
-8%
|
17
-15%
|
16
-8%
|
15
-4%
|
18
+19%
|
10
-47%
|
19
+101%
|
22
+13%
|
20
-9%
|
|
| EPS (Diluted) |
0.64
N/A
|
0.69
+8%
|
0.28
-59%
|
0.06
-79%
|
0.03
-50%
|
-0.12
N/A
|
0.21
N/A
|
0.39
+86%
|
0.32
-18%
|
0.34
+6%
|
0.04
-88%
|
0.04
N/A
|
0.21
+425%
|
0.17
-19%
|
0.41
+141%
|
0.56
+37%
|
0.56
N/A
|
0.79
+41%
|
0.87
+10%
|
0.81
-7%
|
0.69
-15%
|
0.63
-9%
|
0.61
-3%
|
0.72
+18%
|
0.38
-47%
|
0.77
+103%
|
0.88
+14%
|
0.8
-9%
|
|