Pioneer Bancorp Inc
NASDAQ:PBFS
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Pioneer Bancorp Inc
NASDAQ:PBFS
|
US |
|
B
|
BT Wealth Industries PCL
SET:BTW
|
TH |
Intrinsic Value
The intrinsic value of Pioneer Bancorp Inc (PBFS) under the Base Case is 17.93 USD per share.
Compared with the current market price of 17.73 USD, the stock appears
Undervalued by 1% .
The intrinsic value is calculated using the DCF method. The model assumes revenue grows about 6% a year over the next five years, below its five-year pace of 11%. If revenue grew at its five-year pace of 11%, the estimate would be about $28.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Pioneer Bancorp Does
Pioneer Bancorp Inc. is the bank holding company for Pioneer Bank, a community bank based in New York. It takes deposits from households and small businesses and uses those funds to make loans, mainly in its local markets. Its core products are checking and savings accounts, certificates of deposit, residential mortgages, commercial real estate loans, and business loans.
- Headquarters
- United States of America US
- Employees
- 257
- IPO date
- Jul 18, 2019
The intrinsic value for Pioneer Bancorp Inc (PBFS) under the Base Case is 17.93 USD.
Compared with the current market price of 17.73 USD, the stock appears Undervalued by 1% .