Ponce Financial Group Inc
NASDAQ:PDLB

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Ponce Financial Group Inc
NASDAQ:PDLB
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Price: 17.76 USD 1.02% Market Closed
Market Cap: $429.1m

Price/Deposits

0.2
Current
36%
More Expensive
vs 3-y average of 0.2

Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.

Price/Deposits
0.2
=
Market Cap
$408.6m
/
Total Deposits
$2B

Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.

Price/Deposits
0.2
=
Market Cap
$408.6m
/
Total Deposits
$2B

Valuation Scenarios

Ponce Financial Group Inc is trading above its 3-year average

If Price/Deposits returns to its 3-Year Average (0.2), the stock would be worth $13.07 (26% downside from current price).

Statistics
Positive Scenarios
0/4
Maximum Downside
-26%
Maximum Upside
No Upside Scenarios
Average Downside
22%
Scenario Price/Deposits Value Implied Price Upside/Downside
Current Multiple 0.2 $17.76
0%
3-Year Average 0.2 $13.07
-26%
5-Year Average 0.2 $13.07
-26%
Industry Average 0.2 $15.45
-13%
Country Average 0.2 $13.64
-23%

Forward Price/Deposits
Today’s price vs future total deposits

Not enough data available to calculate forward Price/Deposits

Peer Comparison

All Multiples
Price/Deposits
P/E
All Countries
Close

Market Distribution

Higher than 77% of companies in the United States of America
Percentile
77th
Based on 803 companies
77th percentile
0.2
Low
0 — 0.1
Typical Range
0.1 — 0.2
High
0.2 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 0.1
Median 0.2
70th Percentile 0.2
Max 2.4

Other Multiples

Ponce Financial Group Inc
Glance View

Market Cap
429.1m USD
Industry
Financial Services

Ponce Financial Group, Inc. operates as a holding company. The company is headquartered in Bronx, New York. The company went IPO on 2017-10-02. The Bank is a federally chartered stock savings association. The Bank's business primarily consists of taking deposits from the general public and investing those deposits in mortgage loans, consisting of one-to-four family residential, multifamily residential, non-residential properties, construction and land, and in business and consumer loans. The company also invests in securities, which consists of United States government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as mortgage-backed securities, corporate bonds and federal home loan bank of New York (the FHLBNY) stock. The Bank offers a variety of deposit accounts, including demand, savings, money markets and certificates of deposit accounts. The Bank's business is conducted through its administrative office and through branch banking offices.

PDLB Intrinsic Value
16.6 USD
Overvaluation 7%
Intrinsic Value
Price $17.76
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