Intrinsic Value

Is PICS undervalued or overvalued?

See the intrinsic value estimate for Pics NV and find out whether today’s valuation is cheap or expensive by its own historical standards.

Do our valuations actually work? See backtest results .

PICS Intrinsic Value
LOCKED
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Today vs. history

PICS looks overvalued.
But is it expensive by its own standards?

See how today’s valuation compares with PICS’s past valuations and how the stock performed after similar periods.

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Current Price $13.58
Intrinsic Value Locked
Margin of Safety 20% Locked
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Fundamental Analysis

What Pics Does

Financial Services Financials

PicPay Holdings Netherlands BV is the holding company behind PicPay, a Brazilian consumer finance and payments business. PicPay gives people a mobile app to move money, pay bills, make card and QR-code payments, shop online, and access everyday financial services such as digital accounts and credit products. In simple terms, it sits between the customer and the financial system, making it easier for individuals to handle payments and basic banking from their phones.

Headquarters
Brazil BR
Employees
4 644
IPO date
Jan 29, 2026
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Financials

Revenue & Expenses Breakdown
Pics NV

Efficiency

Earnings Waterfall
Pics NV

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED
Debt Paydown Yield
LOCKED

Competitive Landscape

Ownership

PICS Insider Trading
Buy and sell transactions by insiders

What is the Intrinsic Value of one PICS stock?

The intrinsic value for Pics NV (PICS) under the Base Case is hidden USD.

Is PICS stock undervalued or overvalued?

Compared with the current market price of 13.58 USD, the stock appears hidden.

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