Southern Missouri Bancorp Inc
NASDAQ:SMBC
Intrinsic Value
Southern Missouri Bancorp, Inc. is as a holding company, which engages in the provision of financial services. [ Read More ]
The intrinsic value of one
SMBC
stock under the Base Case scenario is
58.68
USD.
Compared to the current market price of 41.92 USD,
Southern Missouri Bancorp Inc
is
Undervalued by 29%.
SMBC could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
SMBC stock price (41.92 USD) is 29% less than its Intrinsic Value (58.68 USD).
SMBC stock price (41.92 USD) is 13% less than its Relative Value (48.45 USD). Open Relative Valuation
SMBC has upside potential of 23% compared to the average analyst price target.
Open Wall St Estimates
SMBC's Revenue has grown by 17% over the past 12 months.
SMBC's Revenue has been growing by 15% per year for the last 3 years.
SMBC's ROE (Return on Equity) has decreased in the last 3 years from 15% to 11%.
SMBC's ROE (Return on Equity) for the past 12 months is positive and is equal to 11%.
SMBC has positive three-year average ROE (Return on Equity): 14%. The company is efficient at transforming stockholders' equity into net income.
SMBC has positive Net Income for the last twelve months.
SMBC's D/E (Debt to Equity) is very low and is equal to 0.15.
Valuation Backtest
Southern Missouri Bancorp Inc
Run backtest to discover the historical profit from buying and selling
SMBC
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Southern Missouri Bancorp Inc
Balance Sheet Decomposition
Southern Missouri Bancorp Inc
| Net Loans | 3.7B |
| Investments | 575.2m |
| PP&E | 95.8m |
| Intangibles | 78m |
| Other Assets | 178.1m |
| Total Deposits | 4B |
| Short Term Debt | 46.7m |
| Long Term Debt | 23.1m |
| Other Liabilities | 102m |
Wall St
Price Targets
SMBC Price Targets Summary
Southern Missouri Bancorp Inc
According to Wall Street analysts, the average 1-year price target for
SMBC
is 51.51 USD
with a low forecast of 50.5 USD and a high forecast of 53.55 USD.
Ownership
SMBC Insider Trading
Buy and sell transactions by insiders
| Period | Sold | Bought | Net |
|---|---|---|---|
| 3 Months |
|
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|
| 6 Months |
|
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| 9 Months |
|
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| 12 Months |
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Shareholder Return
SMBC Price
Southern Missouri Bancorp Inc
| Average Annual Return | 16.08% |
| Standard Deviation of Annual Returns | 46.24% |
| Max Drawdown | -49% |
| Market Capitalization | 476.5m USD |
| Shares Outstanding | 11 366 100 |
| Percentage of Shares Shorted | 0.6% |
Company Profile
Southern Missouri Bancorp Inc
Country
Industry
Market Cap
Dividend Yield
Description
Southern Missouri Bancorp, Inc. is as a holding company, which engages in the provision of financial services. The company is headquartered in Poplar Bluff, Missouri and currently employs 457 full-time employees. The principal business of the Bank consists primarily of retail deposits from the public and using its deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines (FHLB), brokered deposits and commercial non-mortgage business loans. The Bank offers a range of deposit instruments, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit and retirement savings plans. The Bank's lending activities consist of originating loans secured by mortgages on one- to four-family and multi-family residential real estate, commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans, and consumer loans.
Contact
IPO
Employees
Officers
The intrinsic value of one
SMBC
stock under the Base Case scenario is
58.68
USD.
Compared to the current market price of 41.92 USD,
Southern Missouri Bancorp Inc
is
Undervalued by 29%.
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