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South Plains Financial Inc
NASDAQ:SPFI

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South Plains Financial Inc Logo
South Plains Financial Inc
NASDAQ:SPFI
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Price: 43.03 USD -0.42% Market Closed
Market Cap: $699.2m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-50%
5Y
+66%
10Y
-
Investing Cash Flow
+
3Y
-
5Y
-
10Y
-
Financing Cash Flow
+
3Y
-57%
5Y
-69%
10Y
-

Cash Flow Statement
South Plains Financial Inc

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Cash Flow Statement
Currency: USD
Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
29
29
22
25
29
32
31
40
45
54
62
60
59
58
60
60
58
53
67
65
63
64
46
44
50
51
55
60
Depreciation & Amortization
5
5
5
5
5
6
6
6
7
7
7
7
6
7
7
7
7
7
7
7
6
6
6
7
7
6
6
6
Change in Deffered Taxes
0
0
0
0
0
0
0
0
0
0
0
0
0
3
2
2
1
(1)
(1)
(1)
0
0
(1)
(2)
(1)
(1)
(1)
(0)
Stock-Based Compensation
0
0
0
0
1
1
1
1
1
1
2
2
2
2
2
2
3
3
3
3
2
2
2
2
2
2
3
3
Other Non-Cash Items
(1)
(1)
(2)
(2)
(0)
(2)
(1)
0
3
5
7
6
3
0
(2)
(2)
1
7
(26)
(27)
(27)
(30)
5
8
5
6
6
5
Cash Taxes Paid
3
3
(0)
7
7
7
9
11
14
0
0
14
12
12
15
12
14
14
12
22
19
19
22
12
13
13
16
16
Cash Interest Paid
22
26
30
32
28
27
23
19
16
14
13
14
14
13
14
16
22
31
44
58
70
81
87
92
93
91
91
87
Change in Working Capital
(7)
8
3
(24)
(4)
(30)
(36)
(4)
(50)
(56)
9
(23)
29
92
49
70
56
13
13
13
17
11
14
6
(1)
3
(3)
(1)
Cash from Operating Activities
27
N/A
41
+51%
28
-31%
4
-85%
31
+626%
6
-82%
0
-96%
42
+20 800%
6
-87%
9
+68%
83
+787%
50
-41%
96
+95%
159
+65%
117
-27%
138
+18%
124
-10%
78
-37%
60
-24%
57
-5%
59
+3%
52
-11%
70
+34%
62
-12%
59
-4%
66
+12%
63
-5%
69
+10%
Investing Cash Flow
Capital Expenditures
(3)
(3)
(4)
(4)
(4)
(4)
(4)
(4)
(3)
(2)
(2)
(2)
(3)
(4)
(4)
(4)
(5)
(5)
(6)
(6)
(5)
(4)
(3)
(2)
(3)
(4)
(5)
(6)
Other Items
(181)
(173)
(20)
12
(210)
(227)
(501)
(288)
(153)
(195)
(32)
(185)
(157)
(273)
(360)
(349)
(404)
(303)
(257)
(163)
(139)
(96)
(78)
(11)
(11)
(32)
18
7
Cash from Investing Activities
(184)
N/A
(176)
+4%
(24)
+86%
9
N/A
(214)
N/A
(231)
-8%
(505)
-118%
(292)
+42%
(156)
+46%
(197)
-26%
(34)
+83%
(187)
-454%
(160)
+15%
(277)
-73%
(364)
-31%
(353)
+3%
(409)
-16%
(308)
+25%
(263)
+15%
(169)
+36%
(143)
+15%
(100)
+31%
(81)
+19%
(13)
+84%
(14)
-9%
(36)
-160%
14
N/A
2
-87%
Financing Cash Flow
Net Issuance of Common Stock
0
0
51
51
51
0
(0)
(0)
(0)
(1)
(2)
(6)
(9)
(11)
(17)
(22)
(23)
(20)
(16)
(16)
(18)
(18)
(16)
(7)
(1)
(9)
(9)
(8)
Net Issuance of Debt
0
0
0
0
0
0
0
49
49
0
0
0
0
0
0
0
0
0
0
0
(12)
0
0
0
0
0
1
(50)
Cash Paid for Dividends
(30)
0
0
(1)
(1)
(2)
(2)
(2)
(3)
(3)
(4)
(5)
(5)
(7)
(7)
(8)
(8)
(8)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(9)
(10)
(10)
Other
139
122
74
15
45
(27)
355
249
247
420
35
185
265
251
263
248
64
57
147
159
219
130
49
98
(6)
153
114
161
Cash from Financing Activities
109
N/A
122
+12%
125
+3%
66
-47%
95
+44%
23
-76%
353
+1 468%
296
-16%
293
-1%
465
+59%
78
-83%
174
+123%
250
+43%
233
-7%
239
+2%
218
-9%
33
-85%
29
-14%
123
+329%
135
+10%
180
+34%
91
-49%
13
-86%
70
+446%
(17)
N/A
134
N/A
96
-29%
93
-3%
Change in Cash
Net Change in Cash
(49)
N/A
(14)
+71%
129
N/A
79
-39%
(88)
N/A
(203)
-131%
(152)
+25%
46
N/A
142
+208%
277
+95%
128
-54%
37
-71%
187
+407%
115
-38%
(8)
N/A
2
N/A
(252)
N/A
(201)
+20%
(80)
+60%
22
N/A
95
+325%
44
-54%
2
-94%
119
+4 802%
29
-76%
164
+468%
172
+5%
164
-5%

See Also

Summary
SPFI intrinsic value, competitors valuation, and company profile.
DCF Valuation
SPFI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SPFI stock valuation using valuation multiples.
Wall Street Estimates
SPFI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SPFI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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