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South Plains Financial Inc
NASDAQ:SPFI

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South Plains Financial Inc
NASDAQ:SPFI
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Price: 42.35 USD 0.14% Market Closed
Market Cap: $689.9m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+21%
5Y
+37%
10Y
-
Non Interest Income
+
3Y
-41%
5Y
-56%
10Y
-
Net Income
+
3Y
+0%
5Y
+29%
10Y
-

Income Statement
South Plains Financial Inc

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Income Statement
Currency: USD
Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
96
97
99
101
105
110
116
121
122
122
121
121
122
122
130
134
139
143
140
141
140
141
142
144
147
150
157
163
167
Interest Income
118
123
127
130
133
137
138
139
138
135
134
134
135
135
143
150
161
176
186
201
212
223
232
237
241
242
247
250
252
Interest Expense
22
25
28
29
28
26
22
18
16
14
14
14
13
13
13
16
23
33
45
60
72
83
90
93
94
92
90
87
85
Non Interest Income
52
53
53
54
57
63
75
92
102
109
107
101
98
95
91
86
76
63
91
83
79
80
46
44
48
47
47
47
45
Revenue
148
N/A
150
+2%
152
+1%
155
+2%
161
+4%
174
+8%
190
+10%
213
+12%
224
+5%
231
+3%
227
-2%
221
-3%
219
-1%
217
-1%
221
+2%
220
0%
215
-2%
206
-4%
232
+12%
224
-3%
219
-2%
221
+1%
188
-15%
188
0%
195
+4%
198
+1%
204
+3%
210
+3%
212
+1%
Pre-Tax Income
Loan Loss Provision
(7)
(7)
(6)
(3)
(3)
0
0
0
0
(0)
2
2
2
4
2
3
3
(0)
(4)
(4)
(5)
(4)
(3)
(4)
(4)
(4)
(5)
(5)
(5)
Non Interest Expense
(115)
(118)
(119)
(121)
(122)
(132)
(150)
(162)
(167)
(164)
(153)
(149)
(148)
(149)
(148)
(148)
(144)
(139)
(143)
(137)
(135)
(135)
(127)
(128)
(128)
(129)
(130)
(130)
(133)
Pre-Tax Income
25
N/A
26
+2%
27
+5%
31
+16%
37
+17%
40
+8%
39
-2%
49
+27%
57
+14%
67
+18%
77
+15%
75
-3%
73
-2%
72
-1%
75
+4%
75
+1%
73
-3%
67
-8%
85
+26%
82
-3%
79
-4%
82
+3%
59
-28%
56
-5%
63
+14%
65
+3%
69
+7%
76
+9%
74
-2%
Net Income
Tax Provision
4
3
(6)
(6)
(8)
(8)
(8)
(10)
(11)
(13)
(15)
(15)
(15)
(14)
(15)
(15)
(15)
(14)
(18)
(17)
(17)
(17)
(13)
(12)
(14)
(14)
(15)
(16)
(16)
Income from Continuing Operations
29
29
22
25
29
32
31
40
45
53
61
60
59
58
60
60
58
53
67
65
63
64
46
44
50
51
55
60
58
Net Income (Common)
29
N/A
29
-3%
22
-24%
25
+15%
29
+17%
32
+8%
31
-1%
40
+27%
45
+15%
53
+18%
61
+15%
60
-3%
59
-2%
58
-1%
60
+4%
60
+0%
58
-3%
53
-9%
67
+26%
65
-3%
63
-4%
64
+3%
46
-29%
44
-5%
50
+14%
51
+3%
55
+7%
60
+9%
58
-2%
EPS (Diluted)
1.68
N/A
1.63
-3%
1.3
-20%
1.36
+5%
1.71
+26%
1.7
-1%
1.69
-1%
2.16
+28%
2.47
+14%
2.88
+17%
3.31
+15%
3.25
-2%
3.17
-2%
3.13
-1%
3.32
+6%
3.36
+1%
3.23
-4%
3.02
-7%
3.85
+27%
3.73
-3%
3.62
-3%
3.8
+5%
2.69
-29%
2.56
-5%
2.92
+14%
3
+3%
3.23
+8%
3.51
+9%
3.59
+2%

See Also

Summary
SPFI intrinsic value, competitors valuation, and company profile.
DCF Valuation
SPFI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SPFI stock valuation using valuation multiples.
Wall Street Estimates
SPFI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SPFI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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