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Summit State Bank
NASDAQ:SSBI

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Summit State Bank
NASDAQ:SSBI
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Price: 13.76 USD 0.66%
Market Cap: $93.2m

Net Margin

19.2%
Current
Improving
by 5.6%
vs 3-y average of 13.6%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
19.2%
=
Net Income
$6.8m
/
Revenue
$35.3m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
19.2%
=
Net Income
$6.8m
/
Revenue
$35.3m

Peer Comparison

Country Company Market Cap Net
Margin
US
Summit State Bank
NASDAQ:SSBI
93.2m USD
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US
PNC Financial Services Group Inc
NYSE:PNC
95.2B USD
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US
Truist Financial Corp
NYSE:TFC
70.2B USD
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US
Fifth Third Bancorp
NASDAQ:FITB
36.3B USD
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US
M&T Bank Corp
NYSE:MTB
35.9B USD
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CN
Bank of Ningbo Co Ltd
SZSE:002142
214.8B CNY
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US
Huntington Bancshares Inc
NASDAQ:HBAN
30.4B USD
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JP
Resona Holdings Inc
TSE:8308
4.6T JPY
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US
Citizens Financial Group Inc
NYSE:CFG
29.2B USD
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CN
Bank of Jiangsu Co Ltd
SSE:600919
191.4B CNY
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US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
27.4B USD
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Market Distribution

Higher than 83% of companies in the United States of America
Percentile
83nd
Based on 15 072 companies
83nd percentile
19.2%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

Summit State Bank
Glance View

Market Cap
93.2m USD
Industry
Banking

Summit State Bank (California)is a state chartered commercial bank. The company is headquartered in Santa Rosa, California. The company went IPO on 2006-07-14. The Bank operates a traditional community banking business within its primary service area of Sonoma County in California. The Bank provides a range of financial services to small to medium-sized businesses and their owners and employees, entrepreneurs, families, foundations, estates and individual consumers. The Bank's lending activities are primarily focused on commercial real estate, construction, and business loans to its targeted clientele. The Bank provides a set of loan products, such as commercial loans and leases, lines of credit, commercial real estate loans, Small Business Administration (SBA) loans, and construction loans. The Bank also offers a range of deposit products and services for both commercial and consumer customers, including digital banking, cash management services and bill payment. The Bank operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg and Petaluma.

SSBI Intrinsic Value
10.85 USD
Overvaluation 21%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
19.2%
=
Net Income
$6.8m
/
Revenue
$35.3m
What is Summit State Bank's current Net Margin?

The current Net Margin for Summit State Bank is 19.2%, which is above its 3-year median of 13.6%.

How has Net Margin changed over time?

Over the last 3 years, Summit State Bank’s Net Margin has decreased from 35% to 19.2%. During this period, it reached a low of -12.7% on Dec 31, 2024 and a high of 35% on Mar 31, 2023.

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