TC Bancshares Inc
NASDAQ:TCBC
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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Price/Deposits
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Valuation Scenarios
If Price/Deposits returns to its 3-Year Average (0.2), the stock would be worth $16.84 (22% downside from current price).
| Scenario | Price/Deposits Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.2 | $21.65 |
0%
|
| 3-Year Average | 0.2 | $16.84 |
-22%
|
| 5-Year Average | 0.2 | $17.45 |
-19%
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| Industry Average | 0.2 | $16.03 |
-26%
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| Country Average | 0.2 | $14.16 |
-35%
|
Forward Price/Deposits
Today’s price vs future total deposits
Peer Comparison
| Market Cap | Price/Deposits | P/E | ||||
|---|---|---|---|---|---|---|
| US |
T
|
TC Bancshares Inc
NASDAQ:TCBC
|
93.6m USD | 0.2 | -2 591.5 | |
| US |
|
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NYSE:RKT
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43.1B USD | 0 | -634.5 | |
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Mr Cooper Group Inc
NASDAQ:COOP
|
13.5B USD | 0 | 23.7 | |
| US |
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Federal National Mortgage Association
OTC:FNMA
|
8.9B USD | 0 | 985.7 | |
| US |
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MGIC Investment Corp
NYSE:MTG
|
6.4B USD | 0 | 8.6 | |
| US |
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Enact Holdings Inc
NASDAQ:ACT
|
6.3B USD | 0 | 9.3 | |
| BM |
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Essent Group Ltd
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6.1B USD | 0 | 8.9 | |
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
5.8B USD | 0 | 213.3 | |
| US |
|
Axos Financial Inc
NYSE:AX
|
5.6B USD | 0.2 | 12.3 | |
| US |
|
Radian Group Inc
NYSE:RDN
|
4.9B USD | 0 | 8.4 | |
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.7B USD | 0 | 9.5 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.1 |
| Median | 0.2 |
| 70th Percentile | 0.2 |
| Max | 2.4 |
Other Multiples
TC Bancshares Inc
Glance View
TC Bancshares, Inc. intends to be savings and loan holding company for TC Federal Bank. The company is headquartered in Thomasville, Georgia and currently employs 54 full-time employees. The company went IPO on 2021-07-21. The Company, through its subsidiary TC Federal Bank (the Bank), operates a chartered savings bank. The Bank is a mutual savings bank business. The company consist primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one to four-family residential real estate loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction and land development loans and consumer loans. The firm focuses on originating commercial and multi-family residential real estate loans, commercial and industrial loans and construction loans. The company also invests in securities, which have historically consisted primarily of mortgage-backed securities issued by United States government sponsored enterprises. The company offers a variety of deposit accounts, including savings accounts, money market accounts, checking accounts and certificates of deposit.
