TrustCo Bank Corp N Y
NASDAQ:TRST

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TrustCo Bank Corp N Y Logo
TrustCo Bank Corp N Y
NASDAQ:TRST
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Price: 41.28 USD -0.12% Market Closed
Market Cap: 760.4m USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
-4%
5Y
+8%
10Y
+15%
Non Interest Income
+
3Y
-1%
5Y
+10%
10Y
+4%
Net Income
+
3Y
-19%
5Y
+8%
10Y
+33%

Income Statement
TrustCo Bank Corp N Y

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Income Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
96
96
96
96
96
96
96
95
96
98
98
100
100
100
102
104
105
105
103
101
98
96
96
96
96
97
97
97
97
97
101
106
112
119
124
126
127
128
130
132
135
135
135
135
135
135
135
135
136
137
139
140
142
142
142
143
143
144
145
145
146
147
150
152
154
156
158
159
161
161
160
158
156
155
153
153
154
155
158
159
160
160
163
171
180
187
188
182
172
161
155
152
152
156
160
164
Interest Income
169
164
160
157
154
150
146
139
137
136
136
138
139
139
142
146
150
156
161
165
169
174
179
185
189
189
184
177
171
165
162
161
161
164
165
164
162
160
160
160
161
160
159
157
155
153
151
150
151
152
154
156
157
158
158
159
159
160
161
161
161
162
164
167
169
171
174
177
181
185
189
191
192
191
187
183
178
174
172
169
168
167
169
176
187
199
211
220
226
232
237
240
243
246
250
255
Interest Expense
73
68
64
61
58
55
50
45
41
38
37
38
39
39
40
42
46
51
58
65
71
77
84
90
93
92
87
80
74
68
62
56
49
44
41
38
35
33
30
28
26
25
24
22
20
18
16
15
15
15
15
15
15
16
16
16
16
16
16
15
15
15
15
15
15
15
16
18
20
24
28
33
36
37
34
30
25
19
14
10
8
6
6
5
6
12
23
37
54
71
81
88
91
91
91
91
Non Interest Income
26
26
26
27
27
28
28
32
30
31
31
30
32
31
29
26
25
21
19
16
15
19
16
17
18
15
18
18
18
19
19
19
19
18
20
19
21
19
18
19
19
20
20
19
21
20
21
21
20
21
20
20
20
19
19
18
18
18
19
19
19
19
18
19
18
18
18
18
18
18
18
19
19
19
18
17
17
16
18
17
18
19
19
19
19
19
18
19
18
18
20
20
20
20
19
19
Revenue
122
N/A
122
+0%
123
+0%
124
+1%
123
-1%
124
+1%
124
+0%
126
+2%
126
0%
128
+2%
129
+1%
131
+1%
132
+1%
131
-1%
131
0%
130
-1%
130
0%
126
-3%
122
-3%
117
-4%
113
-3%
116
+2%
112
-3%
113
+1%
114
+1%
112
-2%
114
+2%
114
+0%
115
+1%
116
+1%
120
+3%
125
+4%
131
+5%
137
+4%
143
+5%
145
+1%
148
+2%
147
-1%
148
+1%
152
+2%
153
+1%
155
+1%
155
N/A
154
-1%
156
+1%
155
-1%
156
+1%
156
0%
156
0%
158
+1%
158
+0%
160
+1%
161
+1%
161
0%
161
+0%
161
0%
161
+0%
162
+1%
163
+1%
164
+1%
165
+0%
166
+1%
168
+1%
171
+2%
173
+1%
175
+1%
176
+1%
177
+1%
179
+1%
179
+0%
179
0%
177
-1%
174
-2%
174
0%
171
-2%
170
-1%
171
+1%
171
+0%
175
+2%
177
+1%
178
+1%
179
+0%
182
+2%
190
+4%
199
+5%
206
+3%
206
+0%
201
-3%
190
-5%
180
-5%
175
-3%
172
-2%
172
+0%
176
+2%
179
+2%
183
+2%
Pre-Tax Income
Loan Loss Provision
(5)
(4)
(3)
(3)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
1
3
5
6
7
7
5
4
2
0
0
(3)
(3)
(4)
(5)
(4)
(6)
(8)
(10)
(11)
(14)
(18)
(21)
(23)
(23)
(21)
(20)
(19)
(17)
(15)
(13)
(12)
(11)
(10)
(9)
(7)
(7)
(6)
(6)
(5)
(4)
(4)
(3)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(2)
(4)
(5)
(6)
(4)
(2)
2
6
6
6
3
0
(0)
(0)
0
(1)
(2)
(3)
(3)
(2)
(2)
(2)
(2)
Non Interest Expense
(51)
(51)
(52)
(51)
(55)
(56)
(54)
(55)
(49)
(48)
(47)
(47)
(48)
(47)
(47)
(46)
(46)
(47)
(47)
(48)
(49)
(50)
(51)
(53)
(54)
(55)
(56)
(57)
(61)
(65)
(71)
(75)
(77)
(78)
(77)
(77)
(81)
(80)
(82)
(83)
(82)
(82)
(82)
(82)
(84)
(84)
(85)
(85)
(85)
(84)
(82)
(83)
(85)
(86)
(88)
(90)
(91)
(92)
(94)
(94)
(94)
(94)
(93)
(94)
(94)
(94)
(95)
(96)
(98)
(98)
(99)
(99)
(98)
(97)
(96)
(95)
(96)
(97)
(98)
(100)
(102)
(99)
(99)
(100)
(100)
(105)
(108)
(109)
(111)
(109)
(108)
(106)
(106)
(107)
(107)
(107)
Pre-Tax Income
65
N/A
67
+2%
67
+1%
70
+4%
66
-5%
67
+1%
69
+2%
70
+3%
76
+8%
79
+3%
81
+3%
83
+2%
83
+1%
85
+2%
87
+2%
89
+2%
90
+1%
86
-4%
81
-5%
74
-9%
68
-8%
68
0%
61
-10%
60
-1%
58
-3%
54
-8%
54
+1%
52
-4%
50
-4%
46
-9%
41
-9%
40
-3%
43
+8%
45
+4%
48
+7%
47
-2%
44
-6%
44
+1%
45
+2%
48
+6%
52
+9%
55
+5%
58
+4%
59
+3%
60
+2%
60
+1%
62
+2%
62
+1%
64
+2%
67
+6%
70
+5%
71
+1%
72
+0%
71
-1%
69
-3%
68
-2%
67
-1%
66
-1%
66
-1%
67
+2%
68
+2%
69
+1%
72
+4%
75
+3%
77
+3%
79
+3%
79
+1%
80
+0%
80
+0%
79
0%
79
-1%
78
-1%
77
-2%
75
-2%
71
-6%
70
-1%
69
-1%
71
+2%
75
+6%
78
+5%
82
+5%
86
+5%
90
+5%
94
+4%
99
+6%
100
+1%
99
-2%
92
-7%
78
-16%
70
-10%
65
-8%
62
-4%
64
+3%
67
+4%
70
+5%
75
+6%
Net Income
Tax Provision
(20)
(20)
(20)
(21)
(17)
(17)
(18)
(19)
(23)
(25)
(26)
(27)
(27)
(28)
(29)
(30)
(31)
(29)
(28)
(24)
(22)
(22)
(20)
(19)
(19)
(17)
(17)
(17)
(16)
(15)
(13)
(13)
(15)
(16)
(18)
(16)
(15)
(15)
(15)
(17)
(19)
(21)
(22)
(23)
(22)
(23)
(23)
(23)
(24)
(25)
(27)
(27)
(27)
(27)
(26)
(25)
(25)
(24)
(24)
(25)
(26)
(26)
(27)
(28)
(29)
(27)
(24)
(22)
(18)
(18)
(18)
(18)
(19)
(18)
(17)
(17)
(17)
(17)
(18)
(19)
(21)
(21)
(22)
(23)
(24)
(24)
(24)
(23)
(19)
(17)
(15)
(15)
(15)
(16)
(17)
(18)
Income from Continuing Operations
46
47
47
49
49
50
51
52
53
54
55
56
57
57
58
58
59
56
54
49
45
45
41
40
40
37
37
35
34
31
28
27
28
29
30
31
29
30
30
31
33
35
36
36
38
38
38
39
40
42
44
44
44
44
43
43
42
42
42
42
43
43
45
47
48
52
55
58
61
61
60
60
58
57
53
53
53
53
56
59
62
65
68
71
75
76
74
70
59
53
49
47
49
51
53
57
Net Income (Common)
46
N/A
47
+2%
47
+2%
49
+4%
49
+0%
50
+2%
51
+2%
52
+2%
53
+2%
54
+2%
55
+2%
56
+2%
57
+1%
57
+1%
58
+1%
58
+1%
59
+1%
56
-4%
54
-5%
49
-8%
45
-8%
45
0%
41
-10%
40
-1%
40
-2%
37
-7%
37
+1%
35
-4%
34
-4%
31
-9%
28
-10%
27
-4%
28
+5%
29
+2%
30
+6%
31
+1%
29
-5%
30
+2%
30
+2%
31
+3%
33
+6%
35
+5%
36
+4%
36
+1%
38
+3%
38
+1%
38
+2%
39
+1%
40
+2%
42
+5%
44
+5%
44
+1%
44
+0%
44
-1%
43
-2%
43
0%
42
-1%
42
-1%
42
-1%
42
+1%
43
+1%
43
+1%
45
+4%
47
+4%
43
-7%
47
+9%
50
+7%
53
+5%
61
+16%
61
0%
60
-1%
60
-1%
58
-4%
57
-2%
53
-6%
53
-1%
53
0%
53
+1%
56
+6%
59
+5%
62
+4%
65
+5%
68
+5%
71
+4%
75
+7%
76
+1%
74
-2%
70
-6%
59
-16%
53
-10%
49
-7%
47
-4%
49
+3%
51
+4%
53
+5%
57
+6%
EPS (Diluted)
3.09
N/A
3.15
+2%
3.2
+2%
3.3
+3%
3.3
N/A
3.34
+1%
3.39
+1%
3.45
+2%
3.52
+2%
3.59
+2%
3.66
+2%
3.72
+2%
3.77
+1%
3.79
+1%
3.85
+2%
3.88
+1%
3.91
+1%
3.74
-4%
3.58
-4%
3.28
-8%
3.02
-8%
3.01
0%
2.72
-10%
2.69
-1%
2.62
-3%
2.43
-7%
2.45
+1%
2.34
-4%
2.25
-4%
2.05
-9%
1.84
-10%
1.76
-4%
1.84
+5%
1.87
+2%
1.98
+6%
2
+1%
1.91
-5%
1.93
+1%
1.97
+2%
2.04
+4%
1.94
-5%
1.85
-5%
1.91
+3%
1.95
+2%
2
+3%
2.01
+0%
2.01
N/A
2.07
+3%
2.11
+2%
2.2
+4%
2.3
+5%
2.32
+1%
2.33
+0%
2.3
-1%
2.24
-3%
2.24
N/A
2.22
-1%
2.2
-1%
2.19
0%
2.2
+0%
2.23
+1%
2.25
+1%
2.34
+4%
2.42
+3%
2.24
-7%
2.43
+8%
2.59
+7%
2.72
+5%
3.18
+17%
3.17
0%
3.13
-1%
3.1
-1%
2.98
-4%
2.93
-2%
2.75
-6%
2.72
-1%
2.72
N/A
2.76
+1%
2.93
+6%
3.07
+5%
3.19
+4%
3.36
+5%
3.54
+5%
3.68
+4%
3.93
+7%
3.97
+1%
3.9
-2%
3.66
-6%
3.08
-16%
2.78
-10%
2.58
-7%
2.49
-3%
2.57
+3%
2.68
+4%
2.81
+5%
3.02
+7%

See Also

Summary
TRST intrinsic value, competitors valuation, and company profile.
DCF Valuation
TRST stock valuation using Discount Cash Flow valuation method.
Relative Valuation
TRST stock valuation using valuation multiples.
Wall Street Estimates
TRST price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
TRST stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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