Trupanion Inc
NASDAQ:TRUP

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Trupanion Inc
NASDAQ:TRUP
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Price: 50.83 USD 0.45% Market Closed
Market Cap: 2.2B USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one TRUP stock under the Base Case scenario is 39.21 USD. Compared to the current market price of 50.83 USD, Trupanion Inc is Overvalued by 23%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

TRUP Relative Value
Base Case
39.21 USD
Overvaluation 23%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

1.6
P/S
P/S
Price to Sales
1.6
vs History
60
vs Industry
39
Median 3Y
1.5
Median 5Y
2.5
Industry
1.1
Forward
1.5
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
Median 3Y
-56.1
Median 5Y
-100.6
Industry
13
Forward
1 067.7
More Details
35.2
P/OCF
P/OCF
Price to OCF
35.2
vs History
71
vs Industry
8
Median 3Y
38.6
Median 5Y
68.5
Industry
8.7
More Details
41.9
P/FCFE
P/FCFE
Price to FCFE
41.9
vs History
50
vs Industry
6
Median 3Y
55.1
Median 5Y
47.2
Industry
9.3
More Details
6.5
P/B
P/B
Price to Book Value
6.5
vs History
57
vs Industry
8
Median 3Y
5.5
Median 5Y
7.2
Industry
1.5
More Details
1.5
EV/S
EV/S
Enterprise Value to Sales
1.5
vs History
60
vs Industry
44
Median 3Y
1.4
Median 5Y
2.4
Industry
1.2
Forward
1.4
More Details
10.2
EV/GP
EV/GP
Enterprise Value to Gross Profit
10.2
vs History
66
vs Industry
27
Median 3Y
9.5
Median 5Y
15.7
Industry
3.7
More Details
164.9
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
164.9
vs History
22
vs Industry
1
Median 3Y
-35.5
Median 5Y
-35.7
Industry
9.5
Forward
34.7
More Details
Negative
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
N/A
vs History
vs Industry
Median 3Y
-55.3
Median 5Y
-92.8
Industry
10.5
Forward
-14 508.1
More Details
32
EV/OCF
EV/OCF
Enterprise Value to OCF
32
vs History
69
vs Industry
10
Median 3Y
34.7
Median 5Y
60.6
Industry
9.1
More Details
37.2
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
37.2
vs History
44
vs Industry
9
Median 3Y
-22
Median 5Y
26.1
Industry
10.2
More Details
3.9
EV/IC
EV/IC
Enterprise Value to IC
3.9
vs History
58
vs Industry
3
Median 3Y
3.1
Median 5Y
5
Industry
0.4
More Details

Multiples Across Competitors

TRUP Competitors Multiples
Trupanion Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Trupanion Inc
NASDAQ:TRUP
2.2B USD 1.6 -509.9 164.9 -443.4
ZA
Sanlam Ltd
JSE:SLM
178.9B Zac 0 0 0 0
CN
China Life Insurance Co Ltd
SSE:601628
1.1T CNY 3.7 9.9 8.8 8.8
ZA
Discovery Ltd
JSE:DSY
144.8B Zac 0 0 0 0
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
986.5B CNY 1.2 8.4 21.1 21.1
ZA
OUTsurance Group Ltd
JSE:OUT
121B Zac 0 0 0 0
HK
AIA Group Ltd
HKEX:1299
746.3B HKD 4.2 13.9 12.4 12.4
IN
Life Insurance Corporation Of India
NSE:LICI
5.9T INR 0.7 12.3 13.2 13.2
ZA
Old Mutual Ltd
JSE:OMU
58B Zac 0 0 0 0
US
Aflac Inc
NYSE:AFL
55.4B USD 3.3 15.4 10.6 12.6
CA
Manulife Financial Corp
TSX:MFC
72.7B CAD 1.9 15.5 6.8 7.5
P/S Multiple
Revenue Growth P/S to Growth
US
Trupanion Inc
NASDAQ:TRUP
Average P/S: 2.4
1.6
8%
0.2
ZA
S
Sanlam Ltd
JSE:SLM
Not Available
-4%
N/A
CN
China Life Insurance Co Ltd
SSE:601628
3.7
-8%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
-12%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
1.2
-8%
N/A
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
-6%
N/A
HK
AIA Group Ltd
HKEX:1299
4.2
3%
1.4
IN
Life Insurance Corporation Of India
NSE:LICI
0.7
5%
0.1
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available
-16%
N/A
US
Aflac Inc
NYSE:AFL
3.3
-1%
N/A
CA
Manulife Financial Corp
TSX:MFC
1.9
6%
0.3
P/E Multiple
Earnings Growth PEG
US
Trupanion Inc
NASDAQ:TRUP
Average P/E: 12.6
Negative Multiple: -509.9 		N/A N/A
ZA
S
Sanlam Ltd
JSE:SLM
Not Available
-1%
N/A
CN
China Life Insurance Co Ltd
SSE:601628
9.9
-9%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
23%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
8.4
9%
0.9
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
11%
N/A
HK
AIA Group Ltd
HKEX:1299
13.9
10%
1.4
IN
Life Insurance Corporation Of India
NSE:LICI
12.3
8%
1.5
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available
5%
N/A
US
Aflac Inc
NYSE:AFL
15.4
-9%
N/A
CA
Manulife Financial Corp
TSX:MFC
15.5
17%
0.9
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
Trupanion Inc
NASDAQ:TRUP
Average EV/EBITDA: 34
164.9
78%
2.1
ZA
S
Sanlam Ltd
JSE:SLM
Not Available N/A N/A
CN
China Life Insurance Co Ltd
SSE:601628
8.8
N/A N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available N/A N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
21.1
N/A N/A
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available N/A N/A
HK
AIA Group Ltd
HKEX:1299
12.4
N/A N/A
IN
Life Insurance Corporation Of India
NSE:LICI
13.2
N/A N/A
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available N/A N/A
US
Aflac Inc
NYSE:AFL
10.6
N/A N/A
CA
Manulife Financial Corp
TSX:MFC
6.8
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Trupanion Inc
NASDAQ:TRUP
Average EV/EBIT: 12.6
Negative Multiple: -443.4 		N/A N/A
ZA
S
Sanlam Ltd
JSE:SLM
Not Available N/A N/A
CN
China Life Insurance Co Ltd
SSE:601628
8.8
-15%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
17%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
21.1
1%
21.1
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
10%
N/A
HK
AIA Group Ltd
HKEX:1299
12.4
9%
1.4
IN
Life Insurance Corporation Of India
NSE:LICI
13.2
13%
1
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available N/A N/A
US
Aflac Inc
NYSE:AFL
12.6
-10%
N/A
CA
Manulife Financial Corp
TSX:MFC
7.5
7%
1.1

See Also

Summary
TRUP intrinsic value, competitors valuation, and company profile.
DCF Valuation
TRUP stock valuation using Discount Cash Flow valuation method.
Relative Valuation
TRUP stock valuation using valuation multiples.
Wall Street Estimates
TRUP price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
TRUP stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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