Trupanion Inc
NASDAQ:TRUP

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Trupanion Inc Logo
Trupanion Inc
NASDAQ:TRUP
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Price: 47.19 USD -1.99% Market Closed
Market Cap: 2B USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one TRUP stock under the Base Case scenario is 37.33 USD. Compared to the current market price of 47.19 USD, Trupanion Inc is Overvalued by 21%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

TRUP Relative Value
Base Case
37.33 USD
Overvaluation 21%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

1.5
P/S
P/S
Price to Sales
1.5
vs History
68
vs Industry
39
Median 3Y
1.6
Median 5Y
2.5
Industry
1.1
Forward
1.4
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
Median 3Y
-56.1
Median 5Y
-100.6
Industry
13.2
Forward
991.2
More Details
32.7
P/OCF
P/OCF
Price to OCF
32.7
vs History
73
vs Industry
8
Median 3Y
41.2
Median 5Y
68.5
Industry
8.7
More Details
38.9
P/FCFE
P/FCFE
Price to FCFE
38.9
vs History
53
vs Industry
6
Median 3Y
55.3
Median 5Y
47.2
Industry
9.6
More Details
6
P/B
P/B
Price to Book Value
6
vs History
65
vs Industry
8
Median 3Y
5.5
Median 5Y
7.2
Industry
1.5
More Details
1.4
EV/S
EV/S
Enterprise Value to Sales
1.4
vs History
68
vs Industry
44
Median 3Y
1.4
Median 5Y
2.4
Industry
1.2
Forward
1.3
More Details
9.4
EV/GP
EV/GP
Enterprise Value to Gross Profit
9.4
vs History
68
vs Industry
27
Median 3Y
9.6
Median 5Y
15.7
Industry
3.6
More Details
151.9
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
151.9
vs History
23
vs Industry
1
Median 3Y
-35.7
Median 5Y
-35.7
Industry
9.7
Forward
31.9
More Details
Negative
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
N/A
vs History
vs Industry
Median 3Y
-55.3
Median 5Y
-92.8
Industry
10.7
Forward
-13 367.3
More Details
29.5
EV/OCF
EV/OCF
Enterprise Value to OCF
29.5
vs History
71
vs Industry
10
Median 3Y
35.9
Median 5Y
60.6
Industry
9.2
More Details
34.3
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
34.3
vs History
46
vs Industry
9
Median 3Y
-26.3
Median 5Y
26.1
Industry
10.4
More Details
3.6
EV/IC
EV/IC
Enterprise Value to IC
3.6
vs History
63
vs Industry
3
Median 3Y
3.1
Median 5Y
5
Industry
0.4
More Details

Multiples Across Competitors

TRUP Competitors Multiples
Trupanion Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Trupanion Inc
NASDAQ:TRUP
2B USD 1.5 -473.4 151.9 -408.5
ZA
Sanlam Ltd
JSE:SLM
182.7B Zac 0 0 0 0
CN
China Life Insurance Co Ltd
SSE:601628
1.1T CNY 3.5 9.4 8.3 8.3
ZA
Discovery Ltd
JSE:DSY
146.3B Zac 0 0 0 0
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
964.8B CNY 1.2 8.3 21 21
ZA
OUTsurance Group Ltd
JSE:OUT
115.9B Zac 0 0 0 0
HK
AIA Group Ltd
HKEX:1299
708.5B HKD 4 13.2 11.9 11.9
IN
Life Insurance Corporation Of India
NSE:LICI
6T INR 0.7 14 16.2 16.2
ZA
Old Mutual Ltd
JSE:OMU
56.9B Zac 0 0 0 0
US
Aflac Inc
NYSE:AFL
56.2B USD 3.3 15.6 10.8 12.7
CA
Manulife Financial Corp
TSX:MFC
75.1B CAD 2 16 7 7.8
P/E Multiple
Earnings Growth PEG
US
Trupanion Inc
NASDAQ:TRUP
Average P/E: 12.8
Negative Multiple: -473.4 		N/A N/A
ZA
S
Sanlam Ltd
JSE:SLM
Not Available
-1%
N/A
CN
China Life Insurance Co Ltd
SSE:601628
9.4
-9%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
23%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
8.3
9%
0.9
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
11%
N/A
HK
AIA Group Ltd
HKEX:1299
13.2
10%
1.3
IN
Life Insurance Corporation Of India
NSE:LICI
14
10%
1.4
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available
5%
N/A
US
Aflac Inc
NYSE:AFL
15.6
-9%
N/A
CA
Manulife Financial Corp
TSX:MFC
16
17%
0.9
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
Trupanion Inc
NASDAQ:TRUP
Average EV/EBITDA: 32.4
151.9
78%
1.9
ZA
S
Sanlam Ltd
JSE:SLM
Not Available N/A N/A
CN
China Life Insurance Co Ltd
SSE:601628
8.3
N/A N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available N/A N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
21
N/A N/A
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available N/A N/A
HK
AIA Group Ltd
HKEX:1299
11.9
N/A N/A
IN
Life Insurance Corporation Of India
NSE:LICI
16.2
35%
0.5
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available N/A N/A
US
Aflac Inc
NYSE:AFL
10.8
N/A N/A
CA
Manulife Financial Corp
TSX:MFC
7
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Trupanion Inc
NASDAQ:TRUP
Average EV/EBIT: 13
Negative Multiple: -408.5 		N/A N/A
ZA
S
Sanlam Ltd
JSE:SLM
Not Available N/A N/A
CN
China Life Insurance Co Ltd
SSE:601628
8.3
-15%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
17%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
21
1%
21
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
10%
N/A
HK
AIA Group Ltd
HKEX:1299
11.9
9%
1.3
IN
Life Insurance Corporation Of India
NSE:LICI
16.2
42%
0.4
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available N/A N/A
US
Aflac Inc
NYSE:AFL
12.7
-10%
N/A
CA
Manulife Financial Corp
TSX:MFC
7.8
7%
1.1

See Also

Summary
TRUP intrinsic value, competitors valuation, and company profile.
DCF Valuation
TRUP stock valuation using Discount Cash Flow valuation method.
Relative Valuation
TRUP stock valuation using valuation multiples.
Wall Street Estimates
TRUP price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
TRUP stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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