
Upstart Holdings Inc
NASDAQ:UPST

Intrinsic Value
The intrinsic value of one
UPST
stock under the Base Case scenario is
56.73
USD.
Compared to the current market price of 63.43 USD,
Upstart Holdings Inc
is
Overvalued by 11%.
The Intrinsic Value is calculated as the average of DCF and Relative values:

Valuation History
Upstart Holdings Inc
Fundamental Analysis


Revenue & Expenses Breakdown
Upstart Holdings Inc
Balance Sheet Decomposition
Upstart Holdings Inc
Current Assets | 642.8m |
Cash & Short-Term Investments | 599.8m |
Receivables | 43m |
Non-Current Assets | 1.7B |
Long-Term Investments | 41.3m |
PP&E | 83m |
Intangibles | 76.2m |
Other Non-Current Assets | 1.5B |
Free Cash Flow Analysis
Upstart Holdings Inc
USD | |
Free Cash Flow | USD |
Earnings Waterfall
Upstart Holdings Inc
Revenue
|
722.1m
USD
|
Cost of Revenue
|
-159.1m
USD
|
Gross Profit
|
563m
USD
|
Operating Expenses
|
-639.5m
USD
|
Operating Income
|
-76.5m
USD
|
Other Expenses
|
10.1m
USD
|
Net Income
|
-66.4m
USD
|
UPST Profitability Score
Profitability Due Diligence
Upstart Holdings Inc's profitability score is 26/100. The higher the profitability score, the more profitable the company is.

Score
Upstart Holdings Inc's profitability score is 26/100. The higher the profitability score, the more profitable the company is.
UPST Solvency Score
Solvency Due Diligence
Upstart Holdings Inc's solvency score is 36/100. The higher the solvency score, the more solvent the company is.

Score
Upstart Holdings Inc's solvency score is 36/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
UPST Price Targets Summary
Upstart Holdings Inc
According to Wall Street analysts, the average 1-year price target for
UPST
is 60.31 USD
with a low forecast of 9.09 USD and a high forecast of 110.25 USD.
Dividends
Current shareholder yield for UPST is
.
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
The intrinsic value of one
UPST
stock under the Base Case scenario is
56.73
USD.
Compared to the current market price of 63.43 USD,
Upstart Holdings Inc
is
Overvalued by 11%.