Upstart Holdings Inc
NASDAQ:UPST

Watchlist Manager
Upstart Holdings Inc Logo
Upstart Holdings Inc
NASDAQ:UPST
Watchlist
Price: 63.43 USD 0.13% Market Closed
Market Cap: 6B USD

Intrinsic Value

The intrinsic value of one UPST stock under the Base Case scenario is 56.73 USD. Compared to the current market price of 63.43 USD, Upstart Holdings Inc is Overvalued by 11%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

UPST Intrinsic Value
56.73 USD
Overvaluation 11%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation History
Upstart Holdings Inc

Valuation History Unavailable

Historical valuation for UPST cannot be conducted due to limitations such as insufficient data or other constraints.

Valuation In Progress...
Valuation In Progress...
0%
Compare UPST to

Fundamental Analysis

Company Overview
Loading...
Business Segments
Loading...
Earnings Call
Loading...
Management
Loading...
Contacts
Loading...
How do you feel about UPST?
Bearish
Neutral
Bullish
AI Assistant
AI Assistant
Ask me anything about Upstart Holdings Inc
Financials
Annual
Quarterly
TTM

Balance Sheet Decomposition
Upstart Holdings Inc

Current Assets 642.8m
Cash & Short-Term Investments 599.8m
Receivables 43m
Non-Current Assets 1.7B
Long-Term Investments 41.3m
PP&E 83m
Intangibles 76.2m
Other Non-Current Assets 1.5B
Efficiency

Free Cash Flow Analysis
Upstart Holdings Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate

Earnings Waterfall
Upstart Holdings Inc

Revenue
722.1m USD
Cost of Revenue
-159.1m USD
Gross Profit
563m USD
Operating Expenses
-639.5m USD
Operating Income
-76.5m USD
Other Expenses
10.1m USD
Net Income
-66.4m USD
Fundamental Scores

UPST Profitability Score
Profitability Due Diligence

Upstart Holdings Inc's profitability score is 26/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional Revenue Growth Forecast
Exceptional 1-Year Revenue Growth
Negative ROIC
26/100
Profitability
Score

Upstart Holdings Inc's profitability score is 26/100. The higher the profitability score, the more profitable the company is.

UPST Solvency Score
Solvency Due Diligence

Upstart Holdings Inc's solvency score is 36/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
Long-Term Solvency
Positive Net Debt
Average D/E
36/100
Solvency
Score

Upstart Holdings Inc's solvency score is 36/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

UPST Price Targets Summary
Upstart Holdings Inc

Wall Street analysts forecast UPST stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for UPST is 60.31 USD with a low forecast of 9.09 USD and a high forecast of 110.25 USD.

Lowest
Price Target
9.09 USD
86% Downside
Average
Price Target
60.31 USD
5% Downside
Highest
Price Target
110.25 USD
74% Upside
View Analyst Estimates
View Analyst Estimates

Dividends

Upstart Holdings Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for UPST is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Competitive Landscape

Company Market Cap Intrinsic Valuation Profitability Solvency Price Change
1Y 3Y 5Y

Ownership

UPST Insider Trading
Buy and sell transactions by insiders

UPST News

Other Videos
What is the Intrinsic Value of one UPST stock?

The intrinsic value of one UPST stock under the Base Case scenario is 56.73 USD.

Is UPST stock undervalued or overvalued?

Compared to the current market price of 63.43 USD, Upstart Holdings Inc is Overvalued by 11%.

Back to Top