Upstart Holdings Inc
NASDAQ:UPST

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Upstart Holdings Inc
NASDAQ:UPST
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Price: 73.82 USD 0.59% Market Closed
Market Cap: 7B USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one UPST stock under the Base Case scenario is hidden USD. Compared to the current market price of 73.82 USD, Upstart Holdings Inc is hidden .

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

UPST Relative Value
HIDDEN
Show
Worst Case
Base Case
Best Case

Valuation Multiples

9.7
P/S
P/S
Price to Sales
9.7
vs History
31
vs Industry
20
Median 3Y
4.4
Median 5Y
6.2
Industry
3.2
Forward
6.8
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
Median 3Y
-11.4
Median 5Y
-9.1
Industry
15.5
Forward
49.7
More Details
54.6
P/OCF
P/OCF
Price to OCF
54.6
vs History
31
vs Industry
11
Median 3Y
-3.6
Median 5Y
22.7
Industry
10.3
More Details
11.5
P/FCFE
P/FCFE
Price to FCFE
11.5
vs History
33
vs Industry
33
Median 3Y
7.2
Median 5Y
6.8
Industry
12.9
More Details
10.4
P/B
P/B
Price to Book Value
10.4
vs History
28
vs Industry
5
Median 3Y
3.9
Median 5Y
6.4
Industry
1.3
More Details
10.7
EV/S
EV/S
Enterprise Value to Sales
10.7
vs History
31
vs Industry
23
Median 3Y
5.6
Median 5Y
7.1
Industry
4.8
Forward
7.5
More Details
13.8
EV/GP
EV/GP
Enterprise Value to Gross Profit
13.8
vs History
31
vs Industry
25
Median 3Y
8
Median 5Y
9.4
Industry
7.1
More Details
Negative
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
N/A
vs History
vs Industry
Median 3Y
-16.1
Median 5Y
-11.7
Industry
14.1
Forward
39.1
More Details
Negative
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
N/A
vs History
vs Industry
Median 3Y
-14.1
Median 5Y
-10.9
Industry
14.4
Forward
253.6
More Details
60.3
EV/OCF
EV/OCF
Enterprise Value to OCF
60.3
vs History
24
vs Industry
13
Median 3Y
-4.1
Median 5Y
25.6
Industry
12.5
More Details
67.9
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
67.9
vs History
19
vs Industry
12
Median 3Y
-6.3
Median 5Y
-3.2
Industry
13.4
More Details
4.8
EV/IC
EV/IC
Enterprise Value to IC
4.8
vs History
33
vs Industry
11
Median 3Y
2.2
Median 5Y
3.2
Industry
1
More Details

Multiples Across Competitors

UPST Competitors Multiples
Upstart Holdings Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Upstart Holdings Inc
NASDAQ:UPST
7B USD 9.7 -105.6 -140.4 -101.3
US
American Express Co
NYSE:AXP
230B USD 3.2 22.7 25.7 29.1
US
Capital One Financial Corp
NYSE:COF
141.4B USD 3.6 30.9 56.6 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.6T INR 8.1 33.8 27.7 28.5
US
Discover Financial Services
NYSE:DFS
50.4B USD 2.3 9.1 216.5 0
US
Synchrony Financial
NYSE:SYF
26.7B USD 1.4 9.3 90.9 0
US
SoFi Technologies Inc
NASDAQ:SOFI
20.5B USD 7.3 43.4 112 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
16.1B USD 0 0 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR 5 30.1 35.5 36.6
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.3T INR 3.1 13.3 20.5 21.4
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.7 4.3 8.6 12.3
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Upstart Holdings Inc
NASDAQ:UPST
Average EV/EBIT: 25.6
Negative Multiple: -101.3 		N/A N/A
US
American Express Co
NYSE:AXP
29.1
23%
1.3
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
28.5
24%
1.2
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
36.6
29%
1.3
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
21.4
N/A N/A
US
S
Santander Consumer USA Holdings Inc
F:77S
12.3
N/A N/A

See Also

Summary
UPST intrinsic value, competitors valuation, and company profile.
DCF Valuation
UPST stock valuation using Discount Cash Flow valuation method.
Relative Valuation
UPST stock valuation using valuation multiples.
Wall Street Estimates
UPST price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
UPST stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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