Westamerica Bancorp
NASDAQ:WABC
Balance Sheet
Balance Sheet Decomposition
Westamerica Bancorp
Westamerica Bancorp
Balance Sheet
Westamerica Bancorp
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
2 440
|
2 269
|
2 246
|
2 616
|
2 476
|
2 451
|
2 338
|
3 015
|
2 886
|
2 491
|
2 081
|
1 796
|
1 669
|
1 504
|
1 327
|
1 265
|
1 186
|
1 107
|
1 232
|
1 045
|
938
|
850
|
806
|
715
|
|
| Investments |
1 454
|
2 007
|
2 231
|
2 063
|
1 837
|
1 641
|
1 280
|
1 220
|
1 354
|
1 721
|
2 129
|
2 376
|
2 772
|
3 032
|
3 388
|
3 535
|
3 777
|
3 950
|
4 783
|
5 322
|
5 370
|
4 964
|
4 464
|
4 459
|
|
| PP&E Net |
37
|
36
|
35
|
33
|
30
|
28
|
27
|
38
|
36
|
37
|
39
|
37
|
38
|
39
|
37
|
35
|
35
|
52
|
52
|
49
|
45
|
46
|
44
|
26
|
|
| PP&E Gross |
37
|
36
|
35
|
33
|
30
|
28
|
27
|
38
|
36
|
37
|
39
|
37
|
38
|
39
|
37
|
35
|
35
|
52
|
52
|
49
|
45
|
46
|
44
|
0
|
|
| Accumulated Depreciation |
24
|
21
|
24
|
29
|
32
|
34
|
37
|
39
|
41
|
41
|
42
|
40
|
42
|
44
|
44
|
46
|
49
|
53
|
55
|
58
|
60
|
62
|
64
|
0
|
|
| Intangible Assets |
4
|
3
|
3
|
26
|
22
|
18
|
15
|
36
|
35
|
29
|
23
|
19
|
14
|
10
|
7
|
4
|
2
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
|
| Goodwill |
18
|
19
|
19
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
122
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
19
|
15
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
12
|
14
|
0
|
0
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
53
|
51
|
52
|
55
|
33
|
42
|
11
|
0
|
0
|
125
|
100
|
89
|
0
|
|
| Other Assets |
133
|
128
|
134
|
272
|
275
|
274
|
275
|
414
|
383
|
394
|
336
|
217
|
210
|
216
|
214
|
224
|
218
|
223
|
230
|
238
|
254
|
419
|
403
|
363
|
|
| Total Assets |
4 225
N/A
|
4 576
+8%
|
4 737
+4%
|
5 158
+9%
|
4 769
-8%
|
4 559
-4%
|
4 033
-12%
|
4 976
+23%
|
4 932
-1%
|
5 042
+2%
|
4 952
-2%
|
4 847
-2%
|
5 036
+4%
|
5 169
+3%
|
5 366
+4%
|
5 513
+3%
|
5 569
+1%
|
5 620
+1%
|
6 748
+20%
|
7 461
+11%
|
6 950
-7%
|
6 365
-8%
|
6 076
-5%
|
5 960
-2%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
17
|
19
|
18
|
16
|
19
|
18
|
0
|
|
| Short-Term Debt |
350
|
591
|
735
|
775
|
732
|
799
|
457
|
227
|
107
|
126
|
64
|
73
|
90
|
53
|
59
|
59
|
51
|
31
|
103
|
146
|
58
|
58
|
120
|
137
|
|
| Total Deposits |
3 294
|
3 464
|
3 584
|
3 846
|
3 517
|
3 265
|
3 095
|
4 060
|
4 133
|
4 250
|
4 233
|
4 164
|
4 349
|
4 541
|
4 705
|
4 828
|
4 867
|
4 813
|
5 688
|
6 414
|
6 225
|
5 474
|
5 012
|
4 840
|
|
| Other Interest Bearing Liabilities |
215
|
157
|
38
|
61
|
60
|
64
|
44
|
156
|
120
|
26
|
26
|
21
|
20
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Current Liabilities |
350
|
591
|
735
|
775
|
732
|
799
|
457
|
227
|
107
|
126
|
64
|
73
|
90
|
53
|
59
|
59
|
51
|
48
|
121
|
164
|
74
|
77
|
138
|
137
|
|
| Long-Term Debt |
25
|
25
|
21
|
40
|
37
|
37
|
27
|
27
|
26
|
15
|
15
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
26
|
3
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
67
|
55
|
47
|
50
|
43
|
41
|
37
|
35
|
28
|
68
|
53
|
49
|
40
|
36
|
49
|
|
| Total Liabilities |
3 883
N/A
|
4 236
+9%
|
4 379
+3%
|
4 723
+8%
|
4 345
-8%
|
4 164
-4%
|
3 623
-13%
|
4 470
+23%
|
4 386
-2%
|
4 484
+2%
|
4 392
-2%
|
4 304
-2%
|
4 509
+5%
|
4 637
+3%
|
4 805
+4%
|
4 923
+2%
|
4 953
+1%
|
4 888
-1%
|
5 903
+21%
|
6 634
+12%
|
6 348
-4%
|
5 592
-12%
|
5 186
-7%
|
5 027
-3%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
217
|
219
|
228
|
343
|
342
|
334
|
352
|
366
|
379
|
378
|
372
|
379
|
378
|
379
|
405
|
432
|
448
|
466
|
466
|
471
|
475
|
473
|
476
|
440
|
|
| Retained Earnings |
105
|
107
|
119
|
88
|
78
|
62
|
54
|
133
|
164
|
166
|
170
|
157
|
141
|
150
|
165
|
174
|
206
|
239
|
264
|
306
|
383
|
490
|
582
|
585
|
|
| Unrealized Security Profit/Loss |
19
|
13
|
10
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
5
|
5
|
1
|
10
|
17
|
40
|
26
|
114
|
50
|
256
|
190
|
168
|
0
|
|
| Other Equity |
0
|
2
|
2
|
4
|
5
|
2
|
3
|
6
|
3
|
14
|
18
|
3
|
3
|
3
|
2
|
2
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
91
|
|
| Total Equity |
342
N/A
|
340
0%
|
359
+5%
|
435
+21%
|
424
-3%
|
395
-7%
|
410
+4%
|
505
+23%
|
545
+8%
|
559
+2%
|
560
+0%
|
543
-3%
|
527
-3%
|
532
+1%
|
561
+5%
|
590
+5%
|
616
+4%
|
731
+19%
|
845
+16%
|
827
-2%
|
602
-27%
|
773
+28%
|
890
+15%
|
934
+5%
|
|
| Total Liabilities & Equity |
4 225
N/A
|
4 576
+8%
|
4 737
+4%
|
5 158
+9%
|
4 769
-8%
|
4 559
-4%
|
4 033
-12%
|
4 976
+23%
|
4 932
-1%
|
5 042
+2%
|
4 952
-2%
|
4 847
-2%
|
5 036
+4%
|
5 169
+3%
|
5 366
+4%
|
5 513
+3%
|
5 569
+1%
|
5 620
+1%
|
6 748
+20%
|
7 461
+11%
|
6 950
-7%
|
6 365
-8%
|
6 076
-5%
|
5 960
-2%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
33
|
32
|
32
|
32
|
31
|
29
|
29
|
29
|
29
|
28
|
27
|
27
|
26
|
26
|
26
|
26
|
27
|
27
|
27
|
27
|
27
|
27
|
27
|
25
|
|