Westamerica Bancorp
NASDAQ:WABC
Income Statement
Income Statement
Westamerica Bancorp
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
191
|
194
|
196
|
199
|
199
|
200
|
198
|
196
|
196
|
195
|
196
|
195
|
195
|
197
|
198
|
199
|
198
|
193
|
188
|
181
|
175
|
170
|
165
|
163
|
165
|
169
|
172
|
175
|
187
|
200
|
213
|
223
|
221
|
215
|
211
|
208
|
206
|
205
|
203
|
200
|
196
|
191
|
185
|
178
|
170
|
163
|
156
|
150
|
145
|
142
|
139
|
137
|
135
|
135
|
134
|
134
|
134
|
133
|
133
|
134
|
134
|
133
|
133
|
136
|
140
|
144
|
149
|
150
|
159
|
161
|
162
|
157
|
157
|
159
|
161
|
164
|
166
|
169
|
171
|
172
|
173
|
177
|
194
|
220
|
246
|
268
|
280
|
280
|
277
|
271
|
261
|
251
|
241
|
231
|
223
|
217
|
|
| Interest Income |
249
|
243
|
240
|
238
|
236
|
233
|
228
|
224
|
221
|
218
|
216
|
216
|
219
|
228
|
235
|
243
|
248
|
248
|
248
|
247
|
244
|
241
|
239
|
236
|
232
|
225
|
217
|
209
|
212
|
223
|
233
|
242
|
239
|
231
|
225
|
221
|
218
|
216
|
213
|
208
|
204
|
198
|
191
|
183
|
176
|
168
|
161
|
154
|
150
|
146
|
143
|
140
|
139
|
138
|
137
|
137
|
136
|
136
|
135
|
136
|
136
|
135
|
135
|
138
|
141
|
145
|
151
|
152
|
161
|
163
|
164
|
159
|
159
|
161
|
163
|
166
|
168
|
171
|
173
|
173
|
175
|
179
|
196
|
222
|
248
|
270
|
282
|
284
|
283
|
282
|
277
|
268
|
259
|
247
|
237
|
231
|
|
| Interest Expense |
58
|
50
|
44
|
39
|
36
|
34
|
30
|
27
|
25
|
22
|
21
|
21
|
24
|
30
|
37
|
44
|
50
|
55
|
60
|
65
|
69
|
71
|
74
|
73
|
67
|
57
|
45
|
33
|
25
|
23
|
20
|
19
|
18
|
15
|
14
|
13
|
12
|
11
|
10
|
8
|
8
|
7
|
6
|
6
|
5
|
5
|
5
|
5
|
4
|
4
|
4
|
3
|
3
|
3
|
3
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
3
|
4
|
6
|
11
|
16
|
17
|
18
|
16
|
14
|
14
|
|
| Non Interest Income |
42
|
37
|
37
|
37
|
37
|
42
|
43
|
43
|
43
|
44
|
45
|
39
|
35
|
39
|
44
|
55
|
61
|
60
|
56
|
55
|
57
|
58
|
58
|
59
|
63
|
45
|
3
|
(2)
|
43
|
63
|
106
|
112
|
64
|
63
|
62
|
62
|
61
|
60
|
60
|
60
|
60
|
58
|
58
|
57
|
57
|
57
|
57
|
57
|
56
|
55
|
53
|
52
|
51
|
50
|
49
|
48
|
47
|
47
|
46
|
47
|
47
|
47
|
48
|
57
|
57
|
57
|
57
|
48
|
48
|
48
|
48
|
47
|
47
|
45
|
43
|
46
|
44
|
46
|
47
|
43
|
45
|
45
|
46
|
45
|
44
|
44
|
43
|
44
|
43
|
43
|
44
|
43
|
43
|
43
|
41
|
41
|
|
| Revenue |
234
N/A
|
231
-1%
|
234
+1%
|
235
+1%
|
236
+1%
|
242
+2%
|
240
-1%
|
239
0%
|
239
N/A
|
239
+0%
|
240
+0%
|
234
-3%
|
230
-1%
|
236
+3%
|
243
+3%
|
254
+5%
|
259
+2%
|
253
-3%
|
244
-4%
|
237
-3%
|
232
-2%
|
227
-2%
|
224
-2%
|
223
0%
|
228
+2%
|
213
-6%
|
175
-18%
|
173
-1%
|
230
+33%
|
263
+14%
|
320
+22%
|
335
+5%
|
284
-15%
|
278
-2%
|
273
-2%
|
270
-1%
|
267
-1%
|
265
-1%
|
263
-1%
|
260
-1%
|
256
-1%
|
249
-3%
|
242
-3%
|
235
-3%
|
227
-3%
|
220
-3%
|
213
-3%
|
207
-3%
|
201
-3%
|
196
-2%
|
192
-2%
|
189
-2%
|
187
-1%
|
185
-1%
|
183
-1%
|
182
-1%
|
181
0%
|
180
-1%
|
179
-1%
|
180
+1%
|
180
0%
|
180
0%
|
181
+0%
|
193
+7%
|
196
+2%
|
200
+2%
|
206
+3%
|
198
-4%
|
207
+4%
|
209
+1%
|
210
+0%
|
204
-3%
|
205
+0%
|
204
0%
|
204
+0%
|
210
+3%
|
211
+0%
|
215
+2%
|
218
+1%
|
215
-1%
|
218
+1%
|
222
+2%
|
239
+8%
|
265
+11%
|
290
+9%
|
312
+8%
|
323
+3%
|
324
+0%
|
320
-1%
|
313
-2%
|
305
-3%
|
294
-4%
|
284
-3%
|
275
-3%
|
264
-4%
|
258
-2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(4)
|
(6)
|
(8)
|
(11)
|
(12)
|
(12)
|
(12)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(10)
|
(9)
|
(8)
|
(6)
|
(5)
|
(4)
|
(3)
|
(2)
|
(1)
|
(0)
|
0
|
0
|
0
|
3
|
3
|
3
|
5
|
2
|
2
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
1
|
1
|
(1)
|
(1)
|
(0)
|
(0)
|
1
|
1
|
1
|
1
|
|
| Non Interest Expense |
(103)
|
(103)
|
(103)
|
(103)
|
(103)
|
(103)
|
(102)
|
(102)
|
(101)
|
(101)
|
(100)
|
(102)
|
(100)
|
(102)
|
(105)
|
(107)
|
(107)
|
(106)
|
(104)
|
(102)
|
(101)
|
(99)
|
(99)
|
(101)
|
(100)
|
(102)
|
(102)
|
(101)
|
(112)
|
(124)
|
(134)
|
(141)
|
(139)
|
(132)
|
(128)
|
(127)
|
(126)
|
(129)
|
(129)
|
(128)
|
(126)
|
(121)
|
(119)
|
(117)
|
(116)
|
(114)
|
(113)
|
(113)
|
(111)
|
(110)
|
(109)
|
(107)
|
(107)
|
(107)
|
(106)
|
(105)
|
(105)
|
(103)
|
(103)
|
(104)
|
(102)
|
(102)
|
(100)
|
(108)
|
(109)
|
(110)
|
(116)
|
(107)
|
(112)
|
(112)
|
(107)
|
(99)
|
(103)
|
(102)
|
(103)
|
(103)
|
(99)
|
(98)
|
(98)
|
(98)
|
(98)
|
(98)
|
(98)
|
(99)
|
(101)
|
(102)
|
(103)
|
(103)
|
(103)
|
(103)
|
(104)
|
(104)
|
(103)
|
(103)
|
(102)
|
(102)
|
|
| Pre-Tax Income |
127
N/A
|
124
-2%
|
126
+2%
|
128
+1%
|
129
+1%
|
135
+5%
|
135
-1%
|
134
0%
|
135
+1%
|
136
+1%
|
138
+2%
|
129
-6%
|
128
0%
|
133
+3%
|
137
+3%
|
146
+6%
|
152
+4%
|
146
-4%
|
139
-5%
|
134
-3%
|
130
-3%
|
128
-2%
|
125
-2%
|
121
-3%
|
127
+5%
|
110
-13%
|
70
-36%
|
70
-1%
|
114
+63%
|
133
+17%
|
177
+34%
|
183
+3%
|
134
-27%
|
134
+0%
|
133
-1%
|
131
-1%
|
129
-2%
|
125
-3%
|
123
-2%
|
121
-2%
|
119
-2%
|
116
-2%
|
112
-4%
|
107
-5%
|
100
-6%
|
95
-5%
|
91
-5%
|
86
-5%
|
84
-3%
|
81
-3%
|
80
-2%
|
79
-1%
|
78
-1%
|
77
-1%
|
77
-1%
|
77
0%
|
77
+0%
|
77
+1%
|
80
+3%
|
80
+1%
|
81
+1%
|
84
+3%
|
83
-1%
|
87
+5%
|
89
+2%
|
90
+1%
|
90
+0%
|
91
+1%
|
95
+4%
|
98
+3%
|
103
+6%
|
105
+2%
|
102
-3%
|
102
N/A
|
102
0%
|
107
+5%
|
112
+5%
|
116
+4%
|
119
+3%
|
117
-2%
|
120
+2%
|
124
+3%
|
141
+14%
|
166
+17%
|
191
+15%
|
211
+11%
|
221
+4%
|
222
+0%
|
216
-3%
|
209
-3%
|
200
-4%
|
189
-6%
|
181
-4%
|
172
-5%
|
163
-6%
|
157
-4%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(42)
|
(40)
|
(41)
|
(41)
|
(41)
|
(43)
|
(41)
|
(39)
|
(39)
|
(38)
|
(40)
|
(36)
|
(35)
|
(36)
|
(37)
|
(40)
|
(42)
|
(39)
|
(37)
|
(36)
|
(34)
|
(34)
|
(33)
|
(31)
|
(34)
|
(27)
|
(10)
|
(10)
|
(28)
|
(36)
|
(55)
|
(58)
|
(38)
|
(38)
|
(38)
|
(37)
|
(36)
|
(34)
|
(34)
|
(33)
|
(32)
|
(30)
|
(28)
|
(25)
|
(23)
|
(22)
|
(20)
|
(19)
|
(19)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(19)
|
(20)
|
(21)
|
(21)
|
(23)
|
(23)
|
(25)
|
(24)
|
(23)
|
(21)
|
(19)
|
(21)
|
(22)
|
(25)
|
(25)
|
(24)
|
(24)
|
(25)
|
(26)
|
(28)
|
(30)
|
(31)
|
(31)
|
(31)
|
(32)
|
(37)
|
(44)
|
(51)
|
(57)
|
(59)
|
(60)
|
(58)
|
(56)
|
(54)
|
(50)
|
(48)
|
(46)
|
(42)
|
(41)
|
|
| Income from Continuing Operations |
86
|
84
|
86
|
87
|
89
|
93
|
94
|
95
|
96
|
97
|
98
|
93
|
93
|
96
|
100
|
106
|
110
|
107
|
102
|
99
|
96
|
94
|
92
|
90
|
93
|
83
|
61
|
60
|
86
|
97
|
122
|
125
|
96
|
97
|
95
|
95
|
93
|
91
|
90
|
88
|
87
|
86
|
84
|
81
|
77
|
74
|
70
|
67
|
65
|
63
|
62
|
61
|
60
|
60
|
59
|
59
|
59
|
58
|
59
|
59
|
60
|
61
|
60
|
62
|
65
|
67
|
69
|
72
|
74
|
75
|
79
|
80
|
78
|
78
|
77
|
80
|
84
|
87
|
89
|
87
|
89
|
92
|
104
|
122
|
140
|
155
|
162
|
162
|
158
|
153
|
146
|
139
|
133
|
127
|
120
|
116
|
|
| Net Income (Common) |
86
N/A
|
84
-2%
|
86
+2%
|
87
+2%
|
89
+2%
|
93
+5%
|
94
+1%
|
95
+1%
|
96
+1%
|
97
+1%
|
98
+1%
|
93
-5%
|
93
0%
|
96
+3%
|
100
+4%
|
106
+6%
|
110
+4%
|
107
-3%
|
102
-4%
|
99
-3%
|
96
-3%
|
94
-2%
|
92
-2%
|
90
-2%
|
93
+4%
|
83
-11%
|
61
-27%
|
60
-2%
|
85
+42%
|
95
+12%
|
119
+25%
|
122
+2%
|
93
-24%
|
94
+2%
|
94
0%
|
95
+0%
|
93
-1%
|
91
-2%
|
90
-1%
|
88
-2%
|
87
-2%
|
86
0%
|
84
-3%
|
81
-3%
|
77
-5%
|
74
-5%
|
70
-4%
|
67
-4%
|
65
-3%
|
63
-3%
|
62
-2%
|
61
-2%
|
60
-1%
|
60
-1%
|
59
-1%
|
59
-1%
|
59
-1%
|
58
-1%
|
59
+1%
|
59
N/A
|
60
+1%
|
61
+2%
|
60
-1%
|
50
-17%
|
53
+5%
|
55
+4%
|
57
+4%
|
72
+26%
|
74
+3%
|
75
+2%
|
79
+5%
|
80
+2%
|
78
-3%
|
78
N/A
|
77
0%
|
80
+4%
|
84
+4%
|
87
+4%
|
89
+2%
|
87
-2%
|
89
+3%
|
92
+3%
|
104
+14%
|
122
+17%
|
140
+15%
|
155
+11%
|
162
+4%
|
162
+0%
|
158
-3%
|
153
-3%
|
146
-4%
|
139
-5%
|
133
-4%
|
127
-5%
|
120
-5%
|
116
-3%
|
|
| EPS (Diluted) |
2.47
N/A
|
2.45
-1%
|
2.51
+2%
|
2.55
+2%
|
2.63
+3%
|
2.77
+5%
|
2.82
+2%
|
2.85
+1%
|
2.94
+3%
|
3.01
+2%
|
3.03
+1%
|
2.87
-5%
|
2.87
N/A
|
2.88
+0%
|
3.04
+6%
|
3.22
+6%
|
3.39
+5%
|
3.34
-1%
|
3.22
-4%
|
3.11
-3%
|
3.12
+0%
|
3.09
-1%
|
3.07
-1%
|
2.98
-3%
|
3.18
+7%
|
2.82
-11%
|
2.08
-26%
|
2.04
-2%
|
2.93
+44%
|
3.23
+10%
|
4.04
+25%
|
4.14
+2%
|
3.15
-24%
|
3.2
+2%
|
3.2
N/A
|
3.21
+0%
|
3.19
-1%
|
3.15
-1%
|
3.15
N/A
|
3.06
-3%
|
3.07
+0%
|
3.12
+2%
|
3.02
-3%
|
2.93
-3%
|
2.84
-3%
|
2.73
-4%
|
2.61
-4%
|
2.5
-4%
|
2.45
-2%
|
2.41
-2%
|
2.37
-2%
|
2.32
-2%
|
2.33
+0%
|
2.33
N/A
|
2.31
-1%
|
2.3
0%
|
2.29
0%
|
2.28
0%
|
2.31
+1%
|
2.29
-1%
|
2.26
-1%
|
2.3
+2%
|
2.3
N/A
|
1.89
-18%
|
1.96
+4%
|
2.04
+4%
|
2.11
+3%
|
2.67
+27%
|
2.74
+3%
|
2.8
+2%
|
2.92
+4%
|
2.98
+2%
|
2.87
-4%
|
2.87
N/A
|
2.86
0%
|
2.98
+4%
|
3.11
+4%
|
3.22
+4%
|
3.3
+2%
|
3.22
-2%
|
3.31
+3%
|
3.41
+3%
|
3.88
+14%
|
4.54
+17%
|
5.2
+15%
|
5.81
+12%
|
6.04
+4%
|
6.06
+0%
|
5.92
-2%
|
5.73
-3%
|
5.49
-4%
|
5.2
-5%
|
5
-4%
|
4.9
-2%
|
4.73
-3%
|
4.52
-4%
|
|