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World Acceptance Corp
NASDAQ:WRLD

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World Acceptance Corp
NASDAQ:WRLD
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Price: 134.585 USD 2.62% Market Closed
Market Cap: $646m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-18%
5Y
+6%
10Y
+22%
Investing Cash Flow
+
3Y
+11%
5Y
-103%
10Y
-185%
Financing Cash Flow
+
3Y
+70%
5Y
+84%
10Y
+82%

Cash Flow Statement
World Acceptance Corp

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Cash Flow Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Operating Cash Flow
Net Income
19
20
21
22
23
24
25
27
29
31
31
32
34
34
35
35
39
41
44
45
48
49
49
50
50
51
50
52
57
60
64
70
74
78
83
87
91
93
96
97
101
103
103
104
104
105
103
106
107
106
106
101
111
112
110
106
87
80
77
72
74
70
64
56
54
19
24
29
37
67
57
45
28
35
44
65
88
89
88
80
54
29
16
14
21
40
57
68
77
78
84
81
90
81
57
43
Depreciation & Amortization
4
4
4
4
4
4
4
4
4
4
5
5
5
5
5
5
5
6
6
6
6
6
6
6
6
7
7
7
7
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
7
7
7
7
7
7
7
7
7
7
7
7
7
8
8
8
8
8
8
8
8
9
10
11
12
12
12
14
12
12
12
9
11
10
11
11
11
11
11
11
11
11
11
10
10
10
10
9
Change in Deffered Taxes
(1)
0
0
0
(2)
0
0
0
(1)
0
0
(1)
(1)
0
(1)
6
7
7
7
(2)
(1)
(2)
(2)
(2)
(5)
(1)
(1)
(1)
3
(1)
(0)
1
1
1
(0)
(3)
(3)
(3)
(5)
(5)
(4)
(4)
(7)
(7)
(11)
(12)
(11)
(11)
(4)
(4)
(1)
(3)
(4)
(3)
(2)
1
(1)
(2)
(4)
(3)
(1)
(0)
(4)
8
9
10
14
3
(4)
(6)
(9)
(7)
1
5
10
11
6
(1)
(5)
(8)
(15)
(18)
(14)
(9)
(2)
3
6
6
11
11
10
5
(2)
3
(0)
(0)
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
7
7
7
5
5
6
7
5
5
5
5
5
6
6
6
7
7
7
8
11
14
16
16
15
14
14
16
16
9
2
(1)
(6)
(2)
2
2
5
5
6
4
5
6
6
12
18
24
31
31
29
25
22
21
19
19
18
18
18
17
17
12
9
7
(0)
(1)
(2)
(4)
(19)
(18)
(20)
(16)
8
13
Other Non-Cash Items
26
27
28
29
30
31
33
34
34
34
36
39
40
41
44
47
46
48
49
52
56
60
66
72
80
84
90
96
92
93
94
93
96
98
100
102
104
108
112
115
114
114
117
119
126
133
142
145
142
144
141
140
119
106
103
98
120
132
132
137
135
134
138
140
138
178
177
188
205
182
203
209
236
217
188
160
127
132
145
173
218
268
305
309
283
247
206
181
168
164
155
160
164
173
202
212
Cash Taxes Paid
11
11
15
13
15
15
15
16
16
16
16
16
17
13
11
9
10
17
22
28
27
0
36
34
32
0
0
0
37
0
0
0
41
0
0
0
51
0
0
0
61
0
0
0
67
0
0
0
67
0
100
117
61
75
70
64
63
50
43
38
38
43
39
46
39
34
29
21
23
28
29
28
16
10
7
6
15
22
25
30
31
27
23
15
11
9
7
8
9
7
4
4
4
4
6
7
Cash Interest Paid
5
5
5
4
4
5
4
4
4
4
4
4
5
5
5
6
7
8
8
9
10
0
10
10
11
0
0
0
9
0
0
0
9
0
0
0
10
0
0
0
11
0
0
0
16
0
0
0
20
0
31
37
23
28
23
23
24
24
22
21
19
18
18
18
18
18
18
17
17
17
18
21
24
26
26
26
25
24
25
23
21
34
35
48
52
51
52
50
49
47
46
44
45
42
46
43
Change in Working Capital
0
2
(2)
1
0
1
3
1
4
4
12
3
10
7
1
6
1
(1)
(4)
1
1
0
(4)
1
4
4
(0)
(4)
(5)
3
10
10
5
5
(3)
3
(1)
2
9
(4)
0
(5)
(4)
2
5
6
2
4
(6)
5
4
(2)
9
(3)
(9)
(2)
(8)
0
12
9
4
3
5
(3)
10
19
16
29
(2)
(18)
(14)
(27)
4
5
(11)
(9)
(16)
(18)
5
(1)
5
(9)
(15)
(14)
(22)
(8)
(3)
2
(1)
(9)
(15)
(9)
(8)
(3)
(10)
(8)
Cash from Operating Activities
48
N/A
53
+9%
50
-5%
55
+10%
55
N/A
59
+6%
63
+8%
64
+1%
70
+10%
72
+3%
82
+15%
78
-6%
88
+13%
86
-3%
83
-3%
99
+18%
98
-1%
101
+3%
101
+1%
101
N/A
110
+9%
114
+3%
115
+1%
127
+10%
136
+7%
144
+6%
146
+1%
150
+3%
154
+3%
162
+5%
175
+8%
182
+4%
184
+1%
189
+3%
187
-1%
197
+5%
200
+2%
208
+4%
219
+5%
212
-3%
219
+4%
217
-1%
216
0%
225
+4%
232
+3%
240
+3%
244
+2%
251
+3%
246
-2%
257
+5%
257
N/A
244
-5%
242
-1%
219
-10%
209
-5%
209
+0%
206
-1%
218
+6%
225
+3%
222
-1%
219
-1%
215
-2%
211
-2%
209
-1%
218
+4%
235
+8%
239
+1%
256
+7%
245
-4%
234
-4%
248
+6%
232
-7%
281
+21%
275
-2%
243
-12%
242
0%
217
-10%
215
-1%
244
+14%
253
+4%
272
+8%
282
+3%
302
+7%
311
+3%
292
-6%
293
+1%
278
-5%
268
-4%
266
-1%
254
-4%
245
-4%
247
+1%
254
+3%
264
+4%
259
-2%
256
-1%
Investing Cash Flow
Capital Expenditures
(5)
(6)
(6)
(5)
(6)
(4)
(3)
(4)
(6)
(6)
(8)
(8)
(7)
(7)
(6)
(6)
(6)
(6)
(7)
(8)
(8)
(10)
(10)
(9)
(10)
(10)
(12)
(12)
(12)
(10)
(7)
(6)
(6)
(6)
(7)
(8)
(7)
(8)
(7)
(7)
(8)
(8)
(8)
(8)
(8)
(7)
(7)
(8)
(8)
(8)
(9)
(9)
(9)
(8)
(7)
(7)
(9)
(9)
(9)
(9)
(11)
(12)
(14)
(15)
(11)
(11)
(19)
(18)
(20)
(29)
(26)
(25)
(26)
(18)
(12)
(18)
(16)
(14)
(14)
(7)
(6)
(7)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(5)
(5)
(4)
(4)
(4)
(4)
(4)
Other Items
(35)
(43)
(45)
(59)
(58)
(53)
(52)
(56)
(65)
(75)
(84)
(74)
(67)
(65)
(72)
(100)
(90)
(98)
(98)
(115)
(112)
(120)
(127)
(130)
(129)
(130)
(139)
(131)
(138)
(152)
(151)
(159)
(156)
(159)
(167)
(180)
(164)
(169)
(167)
(173)
(171)
(169)
(184)
(183)
(174)
(181)
(172)
(179)
(158)
(153)
(144)
(121)
(99)
(86)
(82)
(66)
(93)
(87)
(83)
(99)
(121)
(133)
(152)
(166)
(159)
(169)
(144)
(180)
(187)
(223)
(266)
(242)
(253)
(85)
(60)
(84)
(56)
(223)
(318)
(369)
(446)
(480)
(372)
(227)
(175)
(91)
(87)
(116)
(129)
(114)
(137)
(174)
(149)
(182)
(205)
(203)
Cash from Investing Activities
(40)
N/A
(49)
-23%
(51)
-3%
(64)
-27%
(64)
+1%
(58)
+10%
(56)
+4%
(60)
-8%
(71)
-17%
(81)
-15%
(93)
-14%
(83)
+11%
(74)
+10%
(71)
+4%
(78)
-9%
(107)
-37%
(96)
+10%
(104)
-8%
(104)
-1%
(123)
-18%
(121)
+2%
(130)
-8%
(137)
-5%
(140)
-2%
(139)
+1%
(140)
-1%
(151)
-8%
(143)
+5%
(149)
-4%
(161)
-8%
(158)
+2%
(165)
-5%
(162)
+2%
(165)
-2%
(175)
-6%
(187)
-7%
(171)
+8%
(177)
-3%
(175)
+1%
(180)
-3%
(178)
+1%
(176)
+1%
(192)
-9%
(191)
+0%
(182)
+5%
(188)
-4%
(179)
+5%
(187)
-4%
(166)
+11%
(161)
+3%
(153)
+5%
(130)
+15%
(108)
+17%
(95)
+13%
(90)
+5%
(72)
+19%
(102)
-41%
(96)
+6%
(91)
+5%
(107)
-18%
(132)
-23%
(145)
-10%
(165)
-14%
(181)
-9%
(170)
+6%
(179)
-6%
(163)
+9%
(199)
-22%
(207)
-4%
(253)
-22%
(292)
-16%
(267)
+9%
(279)
-4%
(102)
+63%
(72)
+30%
(102)
-42%
(72)
+29%
(237)
-228%
(332)
-40%
(376)
-13%
(452)
-20%
(487)
-8%
(378)
+22%
(233)
+38%
(181)
+22%
(98)
+46%
(93)
+4%
(122)
-31%
(135)
-11%
(120)
+11%
(142)
-19%
(179)
-26%
(153)
+14%
(185)
-21%
(208)
-12%
(206)
+1%
Financing Cash Flow
Net Issuance of Common Stock
(0)
(10)
(9)
(10)
(10)
1
3
7
8
(1)
(1)
(1)
(4)
(3)
(19)
(20)
(19)
(12)
1
(46)
(51)
(50)
(72)
(24)
(40)
(40)
(24)
(27)
(6)
(7)
(1)
2
4
(27)
(28)
(28)
(42)
(56)
(80)
(77)
(130)
(145)
(131)
(199)
(173)
(150)
(165)
(155)
(180)
(193)
(179)
(125)
(109)
(57)
(43)
(45)
3
1
1
(4)
(4)
(3)
(2)
4
21
21
20
16
(69)
(89)
(257)
(253)
(193)
(193)
(68)
(94)
(90)
(90)
(51)
(42)
(98)
(93)
(90)
(73)
(14)
1
1
(15)
(33)
(44)
(54)
(38)
(52)
(53)
(109)
(123)
Net Issuance of Debt
(8)
9
10
19
19
(2)
(12)
(12)
(7)
9
13
9
(11)
(10)
12
28
18
14
2
79
72
80
104
37
44
34
31
19
(1)
5
(17)
(14)
(29)
1
16
16
13
26
115
44
90
106
27
164
121
95
100
91
105
99
73
9
(4)
(59)
(70)
(80)
(127)
(129)
(129)
(114)
(80)
(60)
(40)
(21)
(50)
(61)
(91)
(69)
7
87
289
276
199
25
(95)
(45)
(47)
115
150
185
292
313
175
1
(96)
(190)
(184)
(136)
(99)
(91)
(55)
(24)
(49)
(22)
75
113
Other
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
(10)
(9)
(11)
(11)
1
1
2
2
1
1
1
1
1
2
2
2
2
2
2
(75)
2
2
3
80
4
2
2
2
2
3
3
2
1
1
(5)
(5)
(5)
(5)
(0)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(2)
(2)
(3)
(3)
(6)
(6)
(5)
(5)
(4)
(4)
(4)
(9)
(11)
(10)
(10)
(5)
(4)
(4)
(4)
(4)
(3)
(3)
(4)
(3)
(3)
(3)
(7)
(12)
(13)
Cash from Financing Activities
(8)
N/A
(2)
+80%
1
N/A
9
+600%
10
+4%
(1)
N/A
(9)
-780%
(5)
+47%
1
N/A
8
+660%
13
+64%
8
-39%
(15)
N/A
(13)
+12%
(7)
+50%
8
N/A
(1)
N/A
4
N/A
5
+39%
23
+338%
12
-47%
19
+56%
21
+13%
14
-37%
5
-66%
(4)
N/A
8
N/A
(7)
N/A
(6)
+16%
(2)
+68%
(18)
-883%
(11)
+38%
(23)
-107%
(24)
-8%
(11)
+55%
(10)
+14%
(26)
-171%
(28)
-8%
(40)
-43%
(30)
+25%
(38)
-25%
(37)
+3%
(24)
+34%
(31)
-30%
(50)
-59%
(53)
-6%
(63)
-19%
(62)
+2%
(72)
-16%
(91)
-27%
(104)
-14%
(116)
-11%
(113)
+3%
(120)
-7%
(118)
+2%
(130)
-10%
(129)
+1%
(128)
+1%
(129)
-1%
(118)
+8%
(84)
+29%
(64)
+24%
(43)
+34%
(18)
+57%
(32)
-71%
(41)
-30%
(72)
-75%
(55)
+23%
(63)
-14%
(5)
+92%
29
N/A
17
-41%
0
-98%
(172)
N/A
(168)
+3%
(143)
+15%
(141)
+1%
21
N/A
91
+332%
132
+46%
183
+38%
210
+15%
80
-62%
(76)
N/A
(114)
-49%
(193)
-70%
(187)
+3%
(154)
+18%
(135)
+12%
(140)
-3%
(112)
+20%
(66)
+41%
(104)
-58%
(82)
+21%
(46)
+44%
(23)
+50%
Change in Cash
Effect of Foreign Exchange Rates
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(1)
(0)
(0)
(0)
7
0
0
0
(6)
0
0
(0)
(0)
(0)
(0)
0
0
0
0
0
0
(1)
(0)
(0)
(1)
(2)
(3)
(3)
(3)
(2)
(2)
(1)
(1)
(1)
(0)
(0)
(1)
0
(1)
3
4
3
4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Change in Cash
(0)
N/A
2
N/A
1
-63%
(0)
N/A
1
N/A
(0)
N/A
(1)
-400%
(1)
N/A
0
N/A
(2)
N/A
2
N/A
3
+14%
(1)
N/A
1
N/A
(1)
N/A
(0)
+91%
1
N/A
1
-20%
2
+200%
2
-17%
2
-10%
3
+39%
(1)
N/A
1
N/A
2
+200%
1
-56%
2
+175%
(0)
N/A
(1)
-225%
(1)
+23%
(1)
+20%
12
N/A
(1)
N/A
(1)
-13%
2
N/A
(6)
N/A
3
N/A
3
+36%
4
+21%
2
-63%
3
+87%
3
+14%
(0)
N/A
3
N/A
1
-69%
(1)
N/A
2
N/A
2
+33%
8
+233%
5
-43%
0
-96%
(3)
N/A
19
N/A
1
-94%
(2)
N/A
4
N/A
(26)
N/A
(7)
+73%
4
N/A
(5)
N/A
3
N/A
6
+100%
3
-55%
9
+256%
17
+89%
14
-16%
6
-55%
6
-11%
(23)
N/A
(20)
+12%
(15)
+25%
(19)
-25%
2
N/A
0
-96%
4
+3 700%
(2)
N/A
4
N/A
(2)
N/A
3
N/A
9
+214%
3
-63%
5
+44%
4
-22%
2
-42%
(3)
N/A
3
N/A
(2)
N/A
(8)
-328%
(5)
+43%
(5)
-3%
(9)
-89%
3
N/A
(2)
N/A
(3)
-42%
5
N/A
27
+419%
Free Cash Flow
Free Cash Flow
44
N/A
47
+7%
44
-5%
50
+13%
49
-1%
54
+10%
60
+11%
60
0%
64
+8%
66
+2%
74
+13%
70
-6%
81
+16%
79
-2%
78
-2%
92
+19%
92
0%
95
+3%
95
+0%
94
-1%
102
+9%
103
+2%
105
+1%
117
+12%
126
+8%
134
+6%
134
0%
138
+3%
142
+3%
153
+7%
168
+10%
176
+4%
178
+1%
183
+3%
180
-1%
189
+5%
193
+2%
201
+4%
212
+6%
205
-3%
212
+3%
209
-1%
208
-1%
217
+5%
224
+3%
232
+3%
237
+2%
244
+3%
238
-2%
249
+4%
248
0%
235
-5%
233
-1%
211
-10%
202
-4%
202
+0%
197
-2%
210
+6%
216
+3%
213
-1%
209
-2%
203
-3%
197
-3%
194
-1%
207
+6%
224
+9%
220
-2%
238
+8%
225
-6%
205
-9%
222
+8%
206
-7%
255
+24%
257
+1%
231
-10%
224
-3%
201
-10%
201
0%
230
+15%
246
+7%
266
+8%
275
+3%
296
+8%
305
+3%
286
-6%
287
+0%
272
-5%
262
-4%
260
-1%
249
-4%
240
-4%
243
+1%
250
+3%
260
+4%
255
-2%
252
-1%

See Also

Summary
WRLD intrinsic value, competitors valuation, and company profile.
DCF Valuation
WRLD stock valuation using Discount Cash Flow valuation method.
Relative Valuation
WRLD stock valuation using valuation multiples.
Wall Street Estimates
WRLD price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
WRLD stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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