First Time Loading...

Waterstone Financial Inc
NASDAQ:WSBF

Watchlist Manager
Waterstone Financial Inc Logo
Waterstone Financial Inc
NASDAQ:WSBF
Watchlist
Price: 12.25 USD 1.49% Market Closed
Updated: May 4, 2024
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

50.2m
-7%
Net Interest Income
Growth Rates:
1 Year
-12%
3 Years
-6%
5 Years
-7%
7 Years
+16%
10 Years
+28%
81.2m
-0.3%
Non Interest Income
Growth Rates:
1 Year
-23%
3 Years
-67%
5 Years
-31%
7 Years
-36%
10 Years
-7%
9.4m
-10%
Net Income
Growth Rates:
1 Year
-52%
3 Years
-88%
5 Years
-70%
7 Years
-63%
10 Years
-36%

Income Statement
Waterstone Financial Inc

Rotate your device to view
Income Statement
Currency: USD
Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023
Revenue
Net Interest Income
39
39
39
41
41
41
40
39
39
39
40
41
43
45
48
49
51
52
53
54
54
54
53
53
52
52
52
52
54
55
56
57
56
53
53
55
57
59
57
54
50
Interest Income
63
62
62
63
64
64
63
62
62
63
63
63
64
64
65
66
67
68
70
72
74
76
77
79
80
80
80
79
79
77
75
73
70
67
66
66
70
77
85
93
99
Interest Expense
24
23
23
22
22
23
23
23
23
23
23
22
20
19
17
16
16
16
17
18
20
22
24
26
28
28
28
27
25
22
19
16
14
14
12
12
13
18
27
39
49
Non Interest Income
88
82
78
81
85
90
97
102
105
104
109
118
126
131
132
127
124
124
120
121
118
117
119
123
131
138
170
208
244
269
254
231
203
177
156
130
106
94
87
81
81
Revenue
127
N/A
121
-5%
118
-2%
122
+4%
126
+3%
131
+4%
138
+6%
142
+3%
143
+1%
143
0%
149
+4%
159
+7%
170
+7%
176
+4%
179
+2%
177
-1%
175
-1%
176
+0%
173
-2%
175
+1%
172
-1%
171
-1%
172
+1%
175
+2%
183
+4%
190
+4%
222
+17%
260
+17%
298
+14%
324
+9%
310
-4%
288
-7%
259
-10%
230
-11%
209
-9%
185
-12%
163
-12%
153
-6%
144
-6%
135
-6%
131
-3%
Pre-Tax Income
Loan Loss Provision
(5)
(3)
(2)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(1)
(1)
(0)
1
1
1
1
1
1
1
1
1
1
1
1
0
0
0
0
1
2
3
4
3
2
1
(1)
(2)
(2)
(2)
(1)
Non Interest Expense
(99)
(99)
(99)
(102)
(105)
(108)
(112)
(115)
(116)
(114)
(117)
(122)
(127)
(131)
(133)
(132)
(132)
(133)
(132)
(134)
(133)
(132)
(133)
(133)
(136)
(143)
(160)
(178)
(189)
(196)
(188)
(177)
(171)
(163)
(154)
(147)
(137)
(131)
(127)
(121)
(120)
Pre-Tax Income
23
N/A
19
-20%
17
-11%
19
+14%
20
+5%
22
+9%
24
+11%
25
+3%
26
+4%
27
+5%
31
+15%
36
+16%
42
+17%
46
+10%
47
+3%
46
-3%
44
-3%
44
-2%
43
-2%
42
-1%
40
-5%
40
-1%
40
+1%
43
+8%
48
+11%
47
-1%
62
+32%
83
+33%
108
+30%
128
+19%
124
-3%
113
-9%
92
-19%
71
-23%
57
-19%
40
-31%
25
-38%
20
-17%
15
-25%
12
-20%
11
-10%
Net Income
Tax Provision
(9)
(7)
(6)
(7)
(7)
(8)
(9)
(9)
(9)
(10)
(11)
(14)
(17)
(18)
(18)
(17)
(16)
(14)
(13)
(11)
(10)
(9)
(9)
(10)
(12)
(12)
(15)
(21)
(27)
(32)
(31)
(27)
(21)
(16)
(12)
(8)
(5)
(4)
(3)
(2)
(2)
Income from Continuing Operations
15
12
11
12
13
14
15
16
17
17
20
22
26
28
29
29
29
29
30
31
31
30
31
33
36
35
47
62
81
96
93
86
71
55
45
31
20
16
12
10
9
Net Income (Common)
15
N/A
12
-19%
11
-10%
12
+14%
13
+3%
14
+9%
15
+11%
16
+3%
17
+5%
17
+5%
20
+14%
22
+12%
26
+15%
28
+11%
29
+4%
29
0%
26
-11%
26
+1%
27
+2%
28
+5%
31
+9%
30
-1%
31
+1%
33
+7%
36
+10%
35
-1%
47
+32%
62
+33%
81
+31%
96
+19%
93
-3%
86
-8%
71
-18%
55
-23%
45
-18%
31
-31%
20
-37%
16
-16%
12
-24%
10
-16%
9
-10%
EPS (Diluted)
0.42
N/A
0.34
-19%
0.31
-9%
0.36
+16%
0.38
+6%
0.41
+8%
0.59
+44%
0.55
-7%
0.56
+2%
0.64
+14%
0.73
+14%
0.81
+11%
0.93
+15%
1.03
+11%
1.06
+3%
1.05
-1%
0.93
-11%
0.94
+1%
0.96
+2%
1.01
+5%
1.11
+10%
1.13
+2%
1.15
+2%
1.26
+10%
1.37
+9%
1.37
N/A
1.9
+39%
2.54
+34%
3.3
+30%
4.02
+22%
3.87
-4%
3.58
-7%
2.96
-17%
2.34
-21%
2.01
-14%
1.44
-28%
0.89
-38%
0.77
-13%
0.59
-23%
0.5
-15%
0.46
-8%

See Also

Summary
WSBF intrinsic value, competitors valuation, and company profile.
DCF Valuation
WSBF stock valuation using Discount Cash Flow valuation method.
Relative Valuation
WSBF stock valuation using valuation multiples.
Wall Street Estimates
WSBF price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
WSBF stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
ALPHA SPREAD
Join more than 134,100+ value investors using Alpha Spread
Create a free account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2024 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.