Balance Sheet

Total Deposits	1.2B
Other Liabilities	678.7m

Currency: USD

	Dec-2014	Dec-2015	Dec-2016	Dec-2017	Dec-2018	Dec-2019	Dec-2020	Dec-2021	Dec-2022	Dec-2023
Assets
Net Loans	1 076	1 099	1 162	1 278	1 366	1 376	1 356	1 190	1 492	1 646
Investments	539	568	572	467	469	529	707	718	435	474
PP&E Net	26	25	24	23	25	33	30	28	21	20
PP&E Gross	26	25	24	23	25	33	30	28	21	0
Accumulated Depreciation	25	24	26	28	29	30	32	33	34	0
Intangible Assets	0	0	0	0	0	0	6	2	3	0
Customer Acceptances Liabilities	0	0	0	0	0	0	0	0	0	0
Other Long-Term Assets	8	9	8	5	0	0	0	0	0	0
Other Assets	32	22	20	18	23	21	45	38	57	53
Total Assets	1 783 N/A	1 763 -1%	1 791 +2%	1 806 +1%	1 915 +6%	1 996 +4%	2 185 +9%	2 216 +1%	2 032 -8%	2 213 +9%
Liabilities
Accrued Liabilities	5	4	5	5	4	13	11	10	5	7
Short-Term Debt	84	91	92	11	5	14	9	2	1	0
Total Deposits	864	893	949	967	1 039	1 068	1 185	1 233	1 199	1 191
Other Interest Bearing Liabilities	350	350	295	375	430	470	499	475	386	611
Total Current Liabilities	89	95	97	16	9	27	20	13	6	7
Long-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	30	33	39	36	38	38	68	62	70	61
Total Liabilities	1 333 N/A	1 371 +3%	1 380 +1%	1 394 +1%	1 516 +9%	1 603 +6%	1 772 +11%	1 783 +1%	1 661 -7%	1 869 +13%
Equity
Common Stock	0	0	0	0	0	0	0	0	0	0
Retained Earnings	157	168	185	183	187	197	245	273	274	270
Additional Paid In Capital	314	317	323	327	330	212	181	175	129	104
Treasury Stock	0	73	77	79	98	0	0	0	0	0
Other Equity	21	21	21	20	20	16	13	15	33	30
Total Equity	450 N/A	392 -13%	411 +5%	412 +0%	400 -3%	394 -2%	413 +5%	433 +5%	371 -14%	344 -7%
Total Liabilities & Equity	1 783 N/A	1 763 -1%	1 791 +2%	1 806 +1%	1 915 +6%	1 996 +4%	2 185 +9%	2 216 +1%	2 032 -8%	2 213 +9%
Shares Outstanding
Common Shares Outstanding	34	24	24	24	21	27	25	25	22	20

Waterstone Financial Inc
NASDAQ:WSBF