Waterstone Financial Inc
NASDAQ:WSBF
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Balance Sheet
Balance Sheet Decomposition
Waterstone Financial Inc
Waterstone Financial Inc
Balance Sheet
Waterstone Financial Inc
| Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||
| Net Loans |
1 301
|
1 366
|
1 389
|
1 535
|
1 392
|
1 277
|
1 184
|
1 103
|
1 068
|
1 076
|
1 099
|
1 162
|
1 278
|
1 366
|
1 376
|
1 356
|
1 190
|
1 492
|
1 646
|
1 662
|
|
| Investments |
170
|
219
|
262
|
270
|
340
|
388
|
386
|
442
|
498
|
539
|
568
|
572
|
467
|
469
|
529
|
707
|
718
|
435
|
474
|
454
|
|
| PP&E Net |
25
|
33
|
32
|
31
|
29
|
28
|
27
|
27
|
27
|
26
|
25
|
24
|
23
|
25
|
33
|
30
|
28
|
21
|
20
|
19
|
|
| PP&E Gross |
25
|
33
|
32
|
31
|
29
|
28
|
27
|
27
|
27
|
26
|
25
|
24
|
23
|
25
|
33
|
30
|
28
|
21
|
20
|
19
|
|
| Accumulated Depreciation |
11
|
14
|
13
|
15
|
17
|
19
|
20
|
22
|
22
|
25
|
24
|
26
|
28
|
29
|
30
|
32
|
33
|
34
|
35
|
35
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
6
|
2
|
3
|
2
|
1
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
14
|
8
|
9
|
8
|
5
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Assets |
10
|
12
|
23
|
40
|
68
|
69
|
65
|
63
|
40
|
32
|
22
|
20
|
18
|
23
|
21
|
45
|
38
|
57
|
53
|
49
|
|
| Total Assets |
1 511
N/A
|
1 649
+9%
|
1 710
+4%
|
1 885
+10%
|
1 868
-1%
|
1 809
-3%
|
1 713
-5%
|
1 661
-3%
|
1 947
+17%
|
1 783
-8%
|
1 763
-1%
|
1 791
+2%
|
1 806
+1%
|
1 915
+6%
|
1 996
+4%
|
2 185
+9%
|
2 216
+1%
|
2 032
-8%
|
2 213
+9%
|
2 210
0%
|
|
| Liabilities | |||||||||||||||||||||
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3
|
5
|
4
|
5
|
5
|
4
|
13
|
11
|
10
|
5
|
7
|
6
|
|
| Short-Term Debt |
87
|
41
|
54
|
4
|
74
|
23
|
27
|
46
|
105
|
84
|
91
|
92
|
11
|
5
|
14
|
9
|
2
|
1
|
147
|
3
|
|
| Total Deposits |
1 046
|
1 036
|
995
|
1 196
|
1 165
|
1 146
|
1 051
|
940
|
1 245
|
864
|
893
|
949
|
967
|
1 039
|
1 068
|
1 185
|
1 233
|
1 199
|
1 191
|
1 360
|
|
| Other Interest Bearing Liabilities |
114
|
293
|
423
|
484
|
435
|
436
|
435
|
436
|
350
|
350
|
350
|
295
|
375
|
430
|
470
|
499
|
475
|
386
|
464
|
444
|
|
| Total Current Liabilities |
87
|
41
|
54
|
4
|
74
|
23
|
27
|
46
|
108
|
89
|
95
|
97
|
16
|
9
|
27
|
20
|
13
|
6
|
154
|
9
|
|
| Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
33
|
37
|
38
|
30
|
26
|
32
|
33
|
37
|
30
|
30
|
33
|
39
|
36
|
38
|
38
|
68
|
62
|
70
|
61
|
58
|
|
| Total Liabilities |
1 280
N/A
|
1 407
+10%
|
1 508
+7%
|
1 714
+14%
|
1 700
-1%
|
1 637
-4%
|
1 547
-6%
|
1 458
-6%
|
1 733
+19%
|
1 333
-23%
|
1 371
+3%
|
1 380
+1%
|
1 394
+1%
|
1 516
+9%
|
1 603
+6%
|
1 772
+11%
|
1 783
+1%
|
1 661
-7%
|
1 869
+13%
|
1 870
+0%
|
|
| Equity | |||||||||||||||||||||
| Common Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Retained Earnings |
137
|
145
|
146
|
120
|
111
|
109
|
102
|
137
|
151
|
157
|
168
|
185
|
183
|
187
|
197
|
245
|
273
|
274
|
270
|
277
|
|
| Additional Paid In Capital |
104
|
104
|
106
|
108
|
109
|
110
|
111
|
111
|
111
|
314
|
317
|
323
|
327
|
330
|
212
|
181
|
175
|
129
|
104
|
91
|
|
| Treasury Stock |
0
|
0
|
45
|
45
|
45
|
45
|
45
|
45
|
45
|
0
|
73
|
77
|
79
|
98
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
9
|
8
|
6
|
12
|
6
|
2
|
1
|
1
|
2
|
21
|
21
|
21
|
20
|
20
|
16
|
13
|
15
|
33
|
30
|
29
|
|
| Total Equity |
232
N/A
|
241
+4%
|
202
-16%
|
171
-15%
|
169
-2%
|
172
+2%
|
166
-3%
|
203
+22%
|
215
+6%
|
450
+110%
|
392
-13%
|
411
+5%
|
412
+0%
|
400
-3%
|
394
-2%
|
413
+5%
|
433
+5%
|
371
-14%
|
344
-7%
|
339
-1%
|
|
| Total Liabilities & Equity |
1 511
N/A
|
1 649
+9%
|
1 710
+4%
|
1 885
+10%
|
1 868
-1%
|
1 809
-3%
|
1 713
-5%
|
1 661
-3%
|
1 947
+17%
|
1 783
-8%
|
1 763
-1%
|
1 791
+2%
|
1 806
+1%
|
1 915
+6%
|
1 996
+4%
|
2 185
+9%
|
2 216
+1%
|
2 032
-8%
|
2 213
+9%
|
2 210
0%
|
|
| Shares Outstanding | |||||||||||||||||||||
| Common Shares Outstanding |
36
|
37
|
34
|
34
|
34
|
34
|
34
|
34
|
34
|
34
|
24
|
24
|
24
|
21
|
27
|
25
|
25
|
22
|
20
|
19
|
|
