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Wintrust Financial Corp
NASDAQ:WTFC

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Wintrust Financial Corp Logo
Wintrust Financial Corp
NASDAQ:WTFC
Watchlist
Price: 147.49 USD -0.28% Market Closed
Market Cap: $9.9B
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-21%
5Y
-
10Y
+1 885%
Investing Cash Flow
+
3Y
-16%
5Y
+13%
10Y
-282%
Financing Cash Flow
+
3Y
+24%
5Y
-31%
10Y
+222%

Cash Flow Statement
Wintrust Financial Corp

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Cash Flow Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
18
21
23
25
28
30
33
35
38
41
45
48
51
55
56
63
67
70
75
70
67
62
60
55
56
51
47
34
21
17
12
47
73
83
89
77
63
64
63
73
78
84
98
100
111
120
129
132
137
140
144
149
151
156
161
159
157
167
173
188
207
216
231
244
258
281
306
332
343
350
342
349
356
329
270
278
293
383
467
469
466
441
430
464
510
563
623
644
623
630
627
633
695
697
740
786
Depreciation & Amortization
8
9
9
9
9
9
9
9
10
10
10
10
10
11
12
13
14
15
15
17
18
19
20
20
20
20
20
20
21
21
21
20
21
21
20
19
18
19
19
19
20
20
21
23
25
26
27
28
26
27
28
29
38
38
38
42
41
47
53
52
53
54
56
61
63
65
65
66
68
73
79
84
88
91
92
95
96
99
101
101
102
101
96
91
82
76
72
80
85
87
95
93
100
108
115
118
Change in Deffered Taxes
2
3
6
2
1
0
(3)
1
1
1
1
2
3
5
0
0
0
0
0
0
(1)
0
0
0
(5)
0
0
0
(12)
0
0
0
51
0
0
0
(16)
0
0
0
(1)
0
0
0
(23)
0
0
0
2
0
0
0
4
0
0
0
23
0
0
0
7
0
0
0
63
0
0
0
55
0
0
0
45
0
0
0
(4)
0
0
0
(3)
0
0
0
22
0
0
0
(20)
0
0
0
11
0
0
0
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
0
0
0
12
15
18
20
11
10
10
10
10
9
8
7
7
6
6
6
5
4
4
4
6
7
8
10
9
9
9
8
7
6
6
6
8
8
9
10
10
10
9
9
9
10
10
11
13
14
14
15
14
13
13
11
11
5
3
2
(5)
1
4
6
16
21
25
31
32
32
33
32
33
34
35
37
38
39
41
41
Other Non-Cash Items
(22)
(1)
0
3
3
(0)
(1)
(1)
0
1
0
0
3
3
6
5
3
0
(2)
1
7
12
16
16
7
7
5
5
7
7
(513)
(792)
(838)
(849)
(353)
(75)
(28)
(24)
2
(22)
(23)
(20)
(14)
4
6
13
1
10
(27)
(29)
(22)
(21)
(32)
(32)
(35)
(57)
(21)
(34)
(44)
(29)
(21)
(12)
(8)
(2)
(3)
(4)
(0)
(3)
6
19
25
35
27
22
7
(4)
(12)
(43)
(45)
(50)
(49)
(64)
(48)
(36)
(18)
35
39
38
51
43
28
116
92
161
200
34
Cash Taxes Paid
8
0
0
0
11
0
0
0
18
0
0
0
18
0
0
0
29
0
0
0
34
0
0
0
31
0
0
0
21
0
0
0
9
0
0
0
35
0
0
0
58
0
0
0
82
0
0
0
98
0
0
0
73
0
0
0
95
0
0
0
95
0
0
0
77
0
0
0
69
0
0
0
61
0
0
0
105
0
0
0
179
0
0
0
154
0
0
0
232
0
0
0
253
0
0
0
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
83
0
0
0
73
0
0
0
78
0
0
0
91
0
0
0
113
0
0
0
198
0
0
0
327
0
0
0
257
0
0
0
159
0
0
0
239
0
0
0
1 026
0
0
0
1 518
0
0
0
Change in Working Capital
(31)
(20)
2
6
19
15
10
46
89
78
121
81
57
42
(4)
16
32
209
112
153
(49)
(178)
(141)
(161)
37
45
92
117
115
(67)
(145)
(21)
(148)
151
256
56
87
272
244
167
171
(175)
(565)
(132)
151
218
470
300
149
211
257
69
45
(240)
(144)
(90)
(161)
21
(204)
(290)
65
109
243
233
20
(111)
(56)
55
(95)
(55)
(204)
(430)
(250)
(688)
(539)
(548)
(891)
(357)
(19)
120
614
898
831
939
779
289
205
32
5
6
(102)
(343)
(177)
(207)
(189)
200
Cash from Operating Activities
(25)
N/A
11
N/A
41
+263%
44
+7%
59
+35%
53
-10%
48
-9%
90
+86%
138
+53%
131
-5%
177
+35%
142
-20%
125
-12%
116
-7%
71
-39%
98
+38%
117
+19%
292
+150%
200
-31%
241
+20%
41
-83%
(86)
N/A
(47)
+45%
(71)
-50%
115
N/A
118
+2%
159
+35%
171
+7%
151
-12%
(33)
N/A
(636)
-1 809%
(758)
-19%
(841)
-11%
(543)
+35%
63
N/A
127
+103%
124
-3%
314
+153%
311
-1%
220
-29%
244
+11%
(92)
N/A
(460)
-401%
(5)
+99%
269
N/A
353
+32%
603
+71%
446
-26%
287
-36%
350
+22%
408
+17%
227
-44%
206
-9%
(74)
N/A
25
N/A
58
+131%
39
-33%
224
+474%
1
-100%
(56)
N/A
311
N/A
374
+20%
529
+41%
543
+3%
402
-26%
294
-27%
378
+29%
514
+36%
377
-27%
443
+17%
297
-33%
93
-69%
266
+186%
(202)
N/A
(126)
+38%
(134)
-7%
(519)
-286%
78
N/A
500
+540%
636
+27%
1 131
+78%
1 372
+21%
1 305
-5%
1 455
+11%
1 375
-6%
985
-28%
960
-3%
816
-15%
744
-9%
747
+0%
629
-16%
479
-24%
722
+51%
770
+7%
878
+14%
1 150
+31%
Investing Cash Flow
Capital Expenditures
(20)
(24)
(25)
(30)
(27)
(25)
(41)
(37)
(41)
(45)
(28)
(29)
(31)
(32)
(38)
(45)
(47)
(48)
(52)
(62)
(65)
(69)
(65)
(54)
(43)
(39)
(35)
(28)
(29)
(23)
(19)
(21)
(18)
(17)
(14)
(18)
(31)
(39)
(74)
(69)
(79)
(77)
(58)
(70)
(74)
(72)
(60)
(53)
(38)
(39)
(42)
(45)
(38)
(36)
(46)
(37)
(44)
(46)
(42)
(42)
(34)
(36)
(36)
(45)
(59)
(60)
(65)
(72)
(68)
(70)
(67)
(67)
(82)
(90)
(89)
(85)
(64)
(47)
(38)
(33)
(57)
(60)
(68)
(71)
(53)
(55)
(39)
(45)
(46)
(48)
(87)
(84)
(86)
0
(46)
(46)
Other Items
(665)
(746)
(736)
(792)
(755)
(644)
(763)
(825)
(927)
(845)
(1 135)
(786)
(992)
(1 214)
(713)
(1 275)
(906)
(1 159)
(1 315)
(1 024)
(806)
(282)
(101)
26
208
174
(353)
(421)
(1 176)
(1 483)
(945)
(1 416)
(848)
(777)
(1 036)
(569)
(470)
(523)
(735)
(676)
(758)
(725)
(122)
(148)
(422)
(120)
(313)
(388)
(169)
(759)
(1 177)
(976)
(1 800)
(1 276)
(1 221)
(1 632)
(1 598)
(2 151)
(2 229)
(2 789)
(2 458)
(2 245)
(2 618)
(2 123)
(2 244)
(2 436)
(2 364)
(2 459)
(2 695)
(3 226)
(3 161)
(3 570)
(3 937)
(4 346)
(8 097)
(7 263)
(7 119)
(6 543)
(3 370)
(4 398)
(5 872)
(5 507)
(5 051)
(5 440)
(3 437)
(2 828)
(3 290)
(3 125)
(3 191)
(4 724)
(5 484)
(4 754)
(5 860)
(5 425)
(6 257)
(6 333)
Cash from Investing Activities
(685)
N/A
(770)
-12%
(761)
+1%
(821)
-8%
(782)
+5%
(669)
+15%
(804)
-20%
(862)
-7%
(969)
-12%
(890)
+8%
(1 163)
-31%
(814)
+30%
(1 023)
-26%
(1 245)
-22%
(750)
+40%
(1 320)
-76%
(953)
+28%
(1 206)
-27%
(1 368)
-13%
(1 085)
+21%
(871)
+20%
(351)
+60%
(165)
+53%
(28)
+83%
166
N/A
135
-19%
(387)
N/A
(449)
-16%
(1 205)
-168%
(1 505)
-25%
(964)
+36%
(1 437)
-49%
(866)
+40%
(794)
+8%
(1 050)
-32%
(587)
+44%
(501)
+15%
(562)
-12%
(809)
-44%
(745)
+8%
(837)
-12%
(802)
+4%
(180)
+78%
(218)
-21%
(496)
-128%
(192)
+61%
(374)
-94%
(441)
-18%
(206)
+53%
(797)
-287%
(1 219)
-53%
(1 021)
+16%
(1 838)
-80%
(1 313)
+29%
(1 267)
+3%
(1 668)
-32%
(1 642)
+2%
(2 197)
-34%
(2 271)
-3%
(2 832)
-25%
(2 492)
+12%
(2 281)
+8%
(2 654)
-16%
(2 168)
+18%
(2 303)
-6%
(2 496)
-8%
(2 429)
+3%
(2 531)
-4%
(2 764)
-9%
(3 296)
-19%
(3 228)
+2%
(3 637)
-13%
(4 019)
-11%
(4 436)
-10%
(8 186)
-85%
(7 348)
+10%
(7 182)
+2%
(6 589)
+8%
(3 408)
+48%
(4 431)
-30%
(5 929)
-34%
(5 567)
+6%
(5 119)
+8%
(5 511)
-8%
(3 491)
+37%
(2 883)
+17%
(3 329)
-15%
(3 170)
+5%
(3 238)
-2%
(4 771)
-47%
(5 571)
-17%
(4 838)
+13%
(5 946)
-23%
(5 501)
+7%
(6 303)
-15%
(6 379)
-1%
Financing Cash Flow
Net Issuance of Common Stock
24
26
35
40
40
39
7
49
51
52
52
6
7
63
64
44
65
11
22
11
4
(60)
(79)
(72)
(99)
(38)
(32)
41
303
302
302
253
5
216
216
215
69
(142)
(142)
(142)
4
128
128
128
130
6
7
7
16
18
17
18
10
9
132
137
137
136
168
164
168
180
27
29
28
22
22
19
15
11
9
8
9
(26)
251
251
201
243
(33)
(43)
10
5
290
299
297
296
9
10
8
7
6
7
7
6
421
9
Net Issuance of Debt
19
79
43
(6)
23
(67)
28
52
52
25
(69)
(93)
65
67
111
92
15
(54)
(4)
105
48
153
183
171
48
104
90
(57)
(65)
(117)
(190)
(95)
(10)
(42)
(36)
(21)
(10)
22
199
185
(15)
188
(312)
(698)
(620)
(881)
(594)
(222)
(37)
(73)
(82)
(68)
80
83
207
183
44
41
(34)
(30)
(14)
(14)
25
1
(5)
3
(25)
124
137
128
455
336
312
425
98
96
89
(6)
(20)
(19)
(28)
(36)
(24)
(30)
125
126
190
191
41
(8)
(187)
(140)
(224)
(166)
15
(57)
Cash Paid for Dividends
(1)
(2)
(2)
(2)
(2)
(2)
(2)
(3)
(3)
(3)
(3)
(4)
(4)
(5)
(5)
(5)
(5)
(6)
(6)
(7)
(7)
(8)
(8)
(8)
(8)
(8)
(8)
(9)
(9)
(12)
(16)
(18)
(22)
(21)
(21)
(22)
(23)
(21)
(18)
(15)
(10)
(11)
(11)
(13)
(13)
(13)
(14)
(14)
(14)
(17)
(20)
(21)
(25)
(26)
(26)
(27)
(30)
(33)
(35)
(38)
(39)
(40)
(41)
(41)
(41)
(42)
(45)
(48)
(51)
(55)
(58)
(61)
(65)
(67)
(69)
(79)
(86)
(92)
(99)
(97)
(99)
(101)
(101)
(105)
(108)
(113)
(119)
(122)
(126)
(129)
(132)
(138)
(143)
(149)
(155)
(164)
Other
563
591
693
897
796
903
811
558
643
684
836
860
838
814
900
946
927
990
859
821
749
379
13
(94)
(266)
(141)
250
284
1 009
1 144
1 427
2 013
1 447
1 086
817
379
355
442
490
414
612
575
842
857
876
779
412
341
(97)
649
1 020
821
1 533
1 269
825
1 280
1 497
1 750
2 190
2 787
2 060
1 786
2 138
1 641
1 927
2 233
2 107
1 951
2 399
2 809
2 522
3 430
3 391
4 385
8 076
7 074
7 534
6 443
3 149
4 108
5 003
4 363
3 713
3 920
1 882
1 572
2 304
2 203
2 503
4 088
5 157
4 943
5 620
5 276
5 423
5 277
Cash from Financing Activities
604
N/A
693
+15%
769
+11%
929
+21%
857
-8%
873
+2%
844
-3%
656
-22%
743
+13%
757
+2%
816
+8%
770
-6%
906
+18%
940
+4%
1 071
+14%
1 077
+1%
1 002
-7%
940
-6%
871
-7%
930
+7%
794
-15%
464
-41%
110
-76%
(3)
N/A
(325)
-12 400%
(83)
+74%
300
N/A
260
-14%
1 238
+377%
1 318
+6%
1 524
+16%
2 153
+41%
1 420
-34%
1 239
-13%
976
-21%
552
-43%
391
-29%
301
-23%
530
+76%
442
-17%
590
+33%
880
+49%
648
-26%
275
-58%
373
+36%
(109)
N/A
(188)
-73%
113
N/A
(132)
N/A
577
N/A
935
+62%
750
-20%
1 598
+113%
1 335
-16%
1 137
-15%
1 573
+38%
1 648
+5%
1 895
+15%
2 289
+21%
2 883
+26%
2 176
-25%
1 912
-12%
2 149
+12%
1 630
-24%
1 909
+17%
2 216
+16%
2 060
-7%
2 045
-1%
2 501
+22%
2 893
+16%
2 927
+1%
3 713
+27%
3 647
-2%
4 716
+29%
8 356
+77%
7 342
-12%
7 737
+5%
6 588
-15%
2 998
-54%
3 949
+32%
4 887
+24%
4 231
-13%
3 878
-8%
4 083
+5%
2 196
-46%
1 881
-14%
2 384
+27%
2 282
-4%
2 426
+6%
3 958
+63%
4 844
+22%
4 672
-4%
5 260
+13%
4 967
-6%
5 705
+15%
5 064
-11%
Change in Cash
Net Change in Cash
(107)
N/A
(66)
+38%
49
N/A
151
+209%
133
-12%
257
+93%
89
-66%
(116)
N/A
(88)
+24%
(3)
+97%
(170)
-6 454%
97
N/A
8
-92%
(189)
N/A
392
N/A
(145)
N/A
165
N/A
26
-84%
(297)
N/A
86
N/A
(36)
N/A
27
N/A
(103)
N/A
(102)
+1%
(44)
+57%
170
N/A
72
-58%
(19)
N/A
185
N/A
(221)
N/A
(76)
+65%
(42)
+45%
(287)
-591%
(99)
+66%
(12)
+88%
92
N/A
14
-85%
53
+276%
32
-40%
(83)
N/A
(3)
+97%
(14)
-376%
8
N/A
52
+575%
145
+179%
53
-64%
42
-21%
118
+183%
(51)
N/A
130
N/A
124
-5%
(43)
N/A
(33)
+23%
(52)
-56%
(105)
-102%
(37)
+65%
45
N/A
(79)
N/A
19
N/A
(4)
N/A
(6)
-54%
5
N/A
25
+404%
5
-80%
8
+52%
14
+88%
9
-41%
28
+231%
115
+308%
39
-66%
(4)
N/A
169
N/A
(106)
N/A
79
N/A
44
-44%
(140)
N/A
36
N/A
77
+114%
90
+17%
154
+71%
89
-42%
36
-59%
64
+76%
27
-57%
80
+192%
(17)
N/A
15
N/A
(72)
N/A
(68)
+6%
(66)
+2%
(98)
-49%
313
N/A
35
-89%
236
+574%
280
+18%
(166)
N/A

See Also

Summary
WTFC intrinsic value, competitors valuation, and company profile.
DCF Valuation
WTFC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
WTFC stock valuation using valuation multiples.
Wall Street Estimates
WTFC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
WTFC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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