Aptus Value Housing Finance India Ltd
NSE:APTUS
Intrinsic Value
Aptus Value Housing Finance India Ltd. engages in the provision of housing finance needs of low income and middle income customers. [ Read More ]
The intrinsic value of one
APTUS
stock under the Base Case scenario is
302.17
INR.
Compared to the current market price of 315.7 INR,
Aptus Value Housing Finance India Ltd
is
Overvalued by 4%.
Aptus Value Housing Finance India Ltd's market capitalization is 157.2B INR.
APTUS stock price is 315.7 INR.
APTUS stock (302.17 INR) is 4% less than its price (315.7 INR).
APTUS stock (204.53 INR) is 35% less than its price (315.7 INR). Open DCF Valuation
APTUS stock price (315.7 INR) is 21% less than its Relative Value (399.81 INR). Open Relative Valuation
APTUS has upside potential of 23% compared to the average analyst price target.
Open Wall St Estimates
APTUS's Altman Z-Score is equal to 2.54.
APTUS's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 13%.
APTUS's D/E (Debt to Equity) is equal to 1.14.
APTUS has positive three-year average ROIC (Return on Invested Capital): 12%. The company is efficient at using invested capital to generate operating income.
APTUS's ROE (Return on Equity) for the past 12 months is positive and is equal to 17%.
APTUS has positive three-year average ROE (Return on Equity): 15%. The company is efficient at transforming stockholders' equity into net income.
APTUS's Revenue is forecast to grow at a rate of 14% per year over the next 3 years.
APTUS's Revenue has grown by an exceptional 33% over the past 12 months.
APTUS's long-term assets (72B INR) exceed its long-term liabilties (38B INR).
APTUS has positive Operating Income for the last twelve months.
APTUS has positive Net Income for the last twelve months.
APTUS has negative Free Cash Flow for the last twelve months.
APTUS has positive Net Debt. This means that the company has more debt (38B INR) than cash and short-term investments (5B INR).
APTUS's short-term assets (5B INR) exceed its short-term liabilties (87m INR).
APTUS generates enough operating income (10B INR) to cover interest payments on its debt (3B INR).
Valuation Backtest
Aptus Value Housing Finance India Ltd
Run backtest to discover the historical profit from buying and selling
APTUS
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Aptus Value Housing Finance India Ltd
Balance Sheet Decomposition
Aptus Value Housing Finance India Ltd
| Current Assets | 4.6B |
| Cash & Short-Term Investments | 4.6B |
| Non-Current Assets | 67.2B |
| Long-Term Investments | 798m |
| PP&E | 144m |
| Intangibles | 8m |
| Other Non-Current Assets | 66.2B |
| Current Liabilities | 87m |
| Accounts Payable | 87m |
| Non-Current Liabilities | 38.3B |
| Long-Term Debt | 38B |
| Other Non-Current Liabilities | 325m |
Earnings Waterfall
Aptus Value Housing Finance India Ltd
|
Revenue
|
11.6B
INR
|
|
Operating Expenses
|
-1.8B
INR
|
|
Operating Income
|
9.8B
INR
|
|
Other Expenses
|
-4.6B
INR
|
|
Net Income
|
5.3B
INR
|
Free Cash Flow Analysis
Aptus Value Housing Finance India Ltd
What is Free Cash Flow?
APTUS Profitability Score
Profitability Due Diligence
Aptus Value Housing Finance India Ltd's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
Score
Aptus Value Housing Finance India Ltd's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
APTUS Solvency Score
Solvency Due Diligence
Aptus Value Housing Finance India Ltd's solvency score is 45/100. The higher the solvency score, the more solvent the company is.
Score
Aptus Value Housing Finance India Ltd's solvency score is 45/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
APTUS Price Targets Summary
Aptus Value Housing Finance India Ltd
According to Wall Street analysts, the average 1-year price target for
APTUS
is 388.23 INR
with a low forecast of 282.8 INR and a high forecast of 462 INR.
Shareholder Return
APTUS Price
Aptus Value Housing Finance India Ltd
| Average Annual Return | -5.64% |
| Standard Deviation of Annual Returns | 8.61% |
| Max Drawdown | -42% |
| Market Capitalization | 157.2B INR |
| Shares Outstanding | 500 276 507 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Aptus Value Housing Finance India Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Aptus Value Housing Finance India Ltd. engages in the provision of housing finance needs of low income and middle income customers. The company is headquartered in Chennai, Tamil Nadu and currently employs 2,271 full-time employees. The company went IPO on 2021-08-24. The firm is engaged in providing loans for non-housing finance activities in the form of loan against properties (LAP) and refinance loans. The firm focuses on the housing needs of self-employed, informal segment of customers, belonging to middle income, primarily from semi urban and rural markets. Its products include home loans, LAP, and insurance services. The company provides housing loans for construction of house/flat on the land owned; purchase of a flat or a house from a builder; renovation or extension of a house, and renovation or extension of a house. LAP loans are given for refinancing of funds used for the purpose of construction/purchase of house. LAP has two products, namely LAP-Construction and LAP-Purchase. The company provides credit shield insurance and property insurance. Its wholly owned subsidiary is Aptus Finance India Private Limited, which is a non- banking finance company.
Contact
IPO
Employees
Officers
The intrinsic value of one
APTUS
stock under the Base Case scenario is
302.17
INR.
Compared to the current market price of 315.7 INR,
Aptus Value Housing Finance India Ltd
is
Overvalued by 4%.
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