Bajaj Finserv Ltd
NSE:BAJAJFINSV
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| 52 Week Range |
1 705.05
2 176.6
|
| Price Target |
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Intrinsic Value
The intrinsic value of one
BAJAJFINSV
stock under the Base Case scenario is
1 942.47
INR.
Compared to the current market price of 1 949 INR,
Bajaj Finserv Ltd
is
Fairly Valued.
Let our AI compare Alpha Spread’s intrinsic value with external valuations from Simply Wall St, GuruFocus, ValueInvesting.io, Seeking Alpha, and others.
Let our AI break down the key assumptions behind the intrinsic value calculation for Bajaj Finserv Ltd.
Fundamental Analysis
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Bajaj Finserv’s reliance on consumer lending growth through its lending arm, Bajaj Finance, could face a sharp downturn if India’s consumer sentiment weakens, threatening loan asset quality and denting overall profitability.
Tighter regulations for nonbank financial companies (NBFCs) and insurance providers in India could squeeze margins and curb operational flexibility, particularly in Bajaj Finserv’s lending and insurance segments.
Growing competition from digital-first fintech players, which can offer similar financial services at lower costs and with faster turnaround times, may limit Bajaj Finserv’s ability to expand market share in personal finance and insurance products.
Bajaj Finserv enjoys a strong brand and diversified financial ecosystem covering lending, insurance, and wealth management, allowing it to cross-sell products more effectively and capture customers at multiple touchpoints.
Ongoing financial inclusion initiatives in India, coupled with an underpenetrated insurance market, foster a long-term growth runway for Bajaj Finserv’s life and general insurance businesses, benefiting from rising middle-class demand.
Its proven operating efficiency, supported by digital innovation and an expansive distribution network, has historically driven robust profitability in its lending and insurance ventures, positioning the company for continued margin expansion.
Balance Sheet Decomposition
Bajaj Finserv Ltd
Bajaj Finserv Ltd
Wall St
Price Targets
BAJAJFINSV Price Targets Summary
Bajaj Finserv Ltd
According to Wall Street analysts, the average 1-year price target for
BAJAJFINSV
is 2 268.7 INR
with a low forecast of 1 464.5 INR and a high forecast of 2 845.5 INR.
Dividends
Current shareholder yield for
BAJAJFINSV is
.
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
The intrinsic value of one
BAJAJFINSV
stock under the Base Case scenario is
1 942.47
INR.
Compared to the current market price of 1 949 INR,
Bajaj Finserv Ltd
is
Fairly Valued.